• Participation in Homebuyer Assistance programs require cooperation from all parties involved in the purchase transaction. NHSOKLA, the buyer, realtor, seller, lender, and Title Company all have specific responsibilities in the homebuyer program. The homebuyer should allow a minimum of 45 days to complete the homebuyer program.

  • Submission of Application

  • Applicants must contact our office and schedule an appointment with our Down Payment Assistance Coordinator/Housing Counselor to submit your application.
  • You must register and submit your request for application appointment via NHSOKLA's website https://nhsokla.org
  • Your application appointment will take 60 – 90 minutes. NHSOKLA must verify that Applicant(s) monthly expenses do not exceed monthly net income. During your appointment, our Housing Counselor will verify budget expenses. You will be required to attend Neighborhood Housing Services Oklahoma homebuyer education workshop. Completion certificates provided may be accepted in conjunction with 1 on 1 Counseling provided by NHSOKLA. Homebuyer Education (HBE) Workshop Certificates expire after 1 year and will require completion of an updated 8- hour HBE workshop.
  • ***DPA funds will not be reserved until applicant is in contract to purchase property AND the Lender /Borrower has provided NHSOKLA a copy of the Loan Estimate prepared by the lender*** in addition, the income eligibility review by the City of OKC must be deemed as Eligible to Continue
  • Down Payment Assistance Applications must be complete! Any missing information including disclosing liabilities, child support, Alimony/ Spousal support will be cause for assistance denial.
  • ✓ Incomplete Down Payment Assistance applications missing documents listed below will not be accepted.
  • ✓ Bring the application, General Release, Disclosure and Acknowledgment, Conditional Grant Agreement and non-returnable copies of the following documents with you to the appointment:
    • Credit report - this can be the credit report your lender pulled and provided or you can obtain a copy of your credit report at www.annualcreditreport.com
    • Completed detailed budget (budget form is included in application packet) o Two months most recent pay stubs for all working family members Documentation of any other income, including social security, disability etc. o Divorce decree (if applicable and receiving child support) Last two years W-2 forms
    • Federal income tax returns from last two years
    • Driver's licenses and social security cards for all household members o Last two months bank statements o Fully executed purchase contract*****
    • Certificate of completion of Homebuyer Education, if available o Lender pre-approval
    • Loan Estimate prepared by lender, if available
  • ✓ Buyer 's closing documents will be provided by email by NHSOKLA no later than 24 hours before closing.
  • ✓ Application and provided documentation are valid for 6 months from date of application.
  • June 2026
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  • DOWN PAYMENT ASSISTANCE APPLICATION-PART

  • 1: HOUSEHOLD INFORMATION

  • Documentation is Required
  • Must be completed by the Applicant/Borrower
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  • Applicant/Co-applicant Only

  • Do you receive Child Support?
  • Do you receive Alimony/Spousal support?
  • Are you currently in a Chapter 7 Bankruptcy that has not been discharged?
  • Have you had a Chapter 7 Bankruptcy?
  • Is any household member over the age of 18 a full time student?
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  • Section B: Debt Information

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  • Section C: Assets

  • Report the following assets:
    • Bank: Savings accounts, checking accounts, money market accounts.
    • Property: Homes, equity in rental property, land, other capital investments.
    • Monetary Investments: Current cash value of stocks, bonds, Treasury bills, certificates of deposit.
    • Retirement: IRA, 401(k), Keogh account, pension. Include information even if a penalty is paid for early withdrawal.
    • Life insurance: Cash value of life insurance policies available to the individual before death.
    • Personal investment property: gems, jewelry, coin collections, antique cars, etc.
    • Lump sum or one-time receipts: inheritances, capital gains, lottery winnings, victim's restitution, insurance settlements and other amounts not intended as periodic payments.
    • Other: such as mortgages or deeds of trust held by an applicant, property, land and/or other assets owned by the applicant Do Not Report: necessary personal property such as clothing, furniture, and vehicles.
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  • 2 - Other Assets (Documentation is required)

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  • DOWN PAYMENT ASSISTANCE APPLICATION – PART3: CERTIFICATIONS

  • The information given in this application will be kept in confidence and used only for DPA application purposes.
  • I/We have read and we understand the Down Payment Assistance Program guidelines (some of which are included in this application), and we fully agree to abide by the regulations put forth by the OHFA/OHFA/City of Oklahoma City/City of Norman regarding this DPA program, and those of the U.S. Department of Housing & Urban Development (HUD). I/We will not hold the OHFA/OHFA/City of Oklahoma City/City of Norman or any of their agents liable for any actions of the City staff and contractors. I/We also understand it is our responsibility to do any and all testing to insure the chosen home is safe. The City encourages applicants to undertake the following by professionals: home inspection, radon testing, health/safety testing (meth, mold, etc.) and any other standard tests as needed prior to purchasing the property.

  • Disclaimer

  • The undersigned and hereby acknowledge that any discussions with or any information given by a OHFA/OHFA/City of Oklahoma City/City of Norman employee or its designee regarding this application to the DPA Program prior to receipt of a formal commitment letter from the OHFA/OHFA/City of Oklahoma City/City of Norman or its designee committing a
  • specific amount of funds to the project is only for program information and may not be considered a binding commitment on the part of the City to provide funds or technical assistance to the project. I/We certify, under penalty of perjury, that the information given on this form is true, correct, and complete to the best my/our knowledge and belief, and I/we realize that false statements or misrepresentation by me/us may subject me/us to penalties under the law. I/We authorize the OHFA/OHFA/City of Oklahoma City/City of Norman to secure and verify all information contained herein and associated with this loan.

  • DOWN PAYMENT ASSISTANCE APPLICATION-PART4: Realtor/Lender/Title Company Information(complete the following information if available)

  • Format: (000) 000-0000.
  • Format: (000) 000-0000.
  • Format: (000) 000-0000.
  • Format: (000) 000-0000.
  • Format: (000) 000-0000.
  • Format: (000) 000-0000.
  • Format: (000) 000-0000.

  • DOWN PAYMENT ASSISTANCE APPLICATION -

  • PART 5: Additional Information

  • I/we are applying for the following program:
  • Have you previously applied for assistance with NHSOKLA?
  • Are you an employee, agent consultant, officer, elected or appointed official for NHSOKC OR related to a member of the governing of NHSOKLA?
  • Are you aware of any Lead Based Paint or other hazardous material present in your property?
  • Have you been informed of the potential hazards of lead-based paint and lead just?
  • Do you understand the potential hazards of lead based pain and lead dust?
  • Have any of your children been tested for lead paint poisoning?
  • Click on the hyperlink to review the EPA Protect your Family From Lead in Your Home

  • AGREEMENT

  • Neighborhood Housing Services Oklahoma, Inc. is an equal housing opportunity agency
  • In compliance with Federal and State Equal Housing Opportunity and Fair Housing Laws, qualified applicants for the program are considered without regard to race, color, religion, sex, national origin, age, marital status or medical condition or disability. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program, which there are no barriers to obtaining housing because of race, color, sex, handicap, familial status, or national origin.
  • All information given on this application will be kept in COMPLETE CONFIDENCE and will be used only for reporting general statistics to the Department of Housing and Urban Development (HUD).
  • 1) I/We, the undersigned understand that my/our application is on a first-come first-serve basis, and that approval for my/our application will depend on the ability to meet program thresholds and requirements for ownership and occupancy.
  • 2) I/We have also read and understand the Homebuyer Assistance Program Guidelines and this application and I/We agree to abide by the guidelines of Neighborhood Housing Services Oklahoma City, Inc. Homebuyer Assistance Program.
  • 3) I/We have received the Homebuyer Assistance Handbook which includes NHSOKC's Privacy and opt out Policy, Conflict of Interest Statement, Counseling Disclosure Fair Housing/Non-Discrimination Policy.
  • 4) I/We have read the EPA Protect Your Family from Lead in the home pamphlet.
  • 5) I/We understand that housing must be acquired within 120 days from the date of this agreement, I/We also agree and understand this program is based on availability of funds and my/our application may not be funded even though we have met all program thresholds and requirements for ownership and occupancy.
  • 6) I/We certify that I/We have answered all questions on the application truthfully and to the best of my/our knowledge. Neighborhood Housing Services Oklahoma City, Inc. is authorized to make such investigations of the information contained in this application as necessary.
  • 7) I authorize Neighborhood Housing Services Oklahoma City, Inc. (NHSOKC) to release this and other documents contained in this application packet to HUD, State of Oklahoma Participating Jurisdictions and other funding sources for grant writing purposes to fund this application and the Owner-Occupied Housing Programs.
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