MoneyShe — Women & Money Survey 2026
Share your experiences with money, investing and pensions (about 5 minutes).
Do you live in the United Kingdom?
*
Yes
No
Trust
Have you ever felt patronised, judged or talked down to by a bank, financial adviser or investment firm?
*
Yes — and I think it was because I'm a woman
Yes — but I don't think it was about being a woman
No, never
Not sure
Has an experience like that ever put you off investing, or made you delay a financial decision?
Yes — it put me off altogether
Yes — it made me delay
No effect
Not sure
How much do you trust the financial services industry to act in your best interest?
*
1 — Do not trust at all
2
3
4
5 — Trust completely
Don't know
Confidence & risk
Do you currently have any investments, outside of a pension? For example, a stocks & shares ISA, shares, discretionary portfolio or funds.
*
Yes
No
Not sure
How confident do you feel making your own investment decisions?
*
1 — Not at all confident
2
3
4
5 — Very confident
What would increase your confidence enough to start investing, or to invest more? Select up to three.
Knowing exactly what I would be charged, in pounds and pence
Being able to compare providers/products easily, side by side
Clear information without jargon
Being able to start with a small amount
Free or low-cost access to a financial adviser
Someone I trust to talk it through with
Seeing more women like me investing
Understanding what would happen if markets fell
Having more spare money — confidence isn't the issue
Nothing would — investing isn't for me
What is the MAIN reason you don't invest, or don't invest more? Select up to two.
I worry about losing money
I don't have spare money to invest
I don't know how to start
I don't understand the options
Cash feels safer
I don't trust investment firms
Other
Which is closest to how you feel about your retirement savings?
I'm on track
I'm behind — I started saving or investing too late
I'm behind — I haven't been able to put enough aside
I'm behind — time out of work for children or caring
I'm behind — I've used my savings to help my children or family
I'm behind — divorce or separation
I'm behind — illness, or having to stop work earlier than planned
Other
Many pensions automatically move your money out of shares and into lower-risk investments, such as bonds and cash, as you get closer to retirement. Thinking about your own pension, which is closest to your view?
It makes sense to me — I'd want lower risk as I get older
I'd rather stay invested in a medium/higher risk product for growth, for longer
It would depend on whether I had enough saved
Not sure
Some people say women are more cautious investors than men. Which is closest to your view?
It's true, and it's a sensible approach
It's true, but only because we're given less information or feel less confident
It's not true — it's an assumption made about us
Don't know
Fees
Thinking about your pension and any savings or investments — do you know how much you pay in charges each year, in total?
*
Yes — I know the figure fairly precisely
Roughly — I could give a ballpark
No — I have no idea
Not applicable — I have no pension, savings or investments
Have you ever compared the charges of two or more providers before deciding where to put your money?
*
Yes — and I was able to compare them
I tried, but I couldn't find or compare the figures
No — it didn't occur to me
No — I assumed the charges were much the same
No — I left it to my adviser or wealth manager
Which ONE of these is closest to your view?
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I know what I pay, and I think it is fair
I know what I pay, but I'm not sure it is fair
I don't know what I pay
I suspect I'm paying more than I can easily see
Which ONE of these would most help you work out whether you are getting good value for money?
*
A standard box showing the total annual cost in pounds and pence — the same box, in the same place, on every provider's website
A calculator I can personalise to my own amounts
A clear written explanation in the firm's own words and style
Being able to talk it through with someone at the firm
An independent comparison website doing it for me
None of these
Don't know
About you
Closing
Is there anything else you'd like to tell us about your experience with money, investing or the finance industry?
Which age group do you fall into?
*
18–24
25–34
35–44
45–54
55–64
65 or over
Where in the UK do you live?
*
England
Scotland
Wales
Northern Ireland
What is your current working situation?
*
Employed full-time
Employed part-time
Self-employed
Full-time carer or homemaker
Retired
Not currently working or seeking work
Student
Thank you for taking part.
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Have you ever taken a career break, for example for childcare or caring responsibilities?
*
Yes
No
Prefer not to say
Roughly what is your personal gross annual income?
*
Under £15,000
£15,000 – £34,999
£35,000 – £49,999
£50,000 – £74,999
£75,000+
Prefer not to say
Submit
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