Use this form to apply for withdrawal of your CINSF benefits if your employment in the Cook Islands was under a contract of employment and one of the following applies:
- Contract employment of less than 3 years: You must complete a 6-month stand-down period.
- Contract employment of 3 years or more with no Approved Scheme: You must complete a 5-year stand-down period.
When does the stand-down period start?
Your stand-down period begins from the date you depart the Cook Islands after completing your contract employment.
You must complete the applicable stand-down period before submitting your claim.
Example: If you are subject to the 6-month stand-down period and depart the Cook Islands on 1 January, you may submit your claim after completing 6 months from your departure date. Your claim must include evidence confirming your departure from the Cook Islands and all other required supporting documents.
All withdrawals are subject to the eligibility requirements of the CINSF Trust Deed and Fund Rules and the required approval process.