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  • Emery County Housing Assistance Application

    For Homeownership Assistance up to $15,000 and Home Rehabilitation Assistance up to $20,000
  • Program Overview

    Homeownership Assistance may be used for eligible down payment and/or closing costs and is provided as a 1% deferred loan. No periodic payment is due while the property remains the applicant’s primary residence. Repayment is due upon sale, refinance, transfer, or when the property is no longer the applicant’s primary residence, subject to final loan documents. Home Rehabilitation Assistance may be structured as a loan, deferred loan, forgivable loan, or other approved form of assistance under adopted program rules. Submission of an application does not guarantee funding.
  • Section 1. Assistance Requested

  • Assistance requested*
  • Section 2. Primary Applicant

  • Format: (000) 000-0000.
  • Primary Applicant Current housing status*
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  • Section 3. Joint Applicant

  • Do you have a Joint Applicant?*
  • Relationship to Primary Applicant
  • Format: (000) 000-0000.
  • Joint Applicant Mailing address
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  • Section 4. Household Information

  • Household members*
  • Section 5. Employment and Income Information

    Complete for the primary applicant, joint applicant, and other adult household members as required.
  • Primary Applicant Employment start date*
     - -
    2 digit month, 2 digit day, 4 digit year
  • Primary Applicant Employment status*
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  • Joint Applicant Employment start date
     - -
    2 digit month, 2 digit day, 4 digit year
  • Joint Applicant Employment status
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  • Did the Primary Applicant and Joint Applicant file federal income taxes jointly?
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  • Are there any other household members who earn income besides the Applicant(s)?*
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  • Section 6. Household Assets

    The County may consider household assets when determining eligibility and financial need.
  • Are there any other significant assets?*
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  • Section 7/8. Homeownership Assistance

    Complete this section only if requesting Homeownership Assistance.
  • Property type
  • Is the property located in Emery County?
  • Will this property be your primary residence?
  • Are you a first-time homebuyer?
  • Have you owned a primary residence during the previous three years?
  • Format: (000) 000-0000.
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  • First-Mortgage Loan Type
  • Is the first mortgage fixed rate?
  • Have you received mortgage pre-approval?
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  • Is there a signed purchase contract attached?
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  • Cash-to-Close and Other Assistance

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  • Have you completed homebuyer education?
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  • Homebuyer education completion date, if completed
     - -
    2 digit month, 2 digit day, 4 digit year
  • Requested Use of County Assistance

  • Maximum Home Ownership Assistance: $15,000

    The amount awarded may be less than the amount requested and may not exceed eligible documented need.
  • Section 7/8. Home Rehabilitation Assistance

    Complete this section only if requesting Home Rehabilitation Assistance.
  • Do you own the property?
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  • Is there currently a mortgage on this property?
  • Do you currently occupy the property as your primary residence?
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  • Are the property taxes current?
  • Is homeowner's insurance currently in force?
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  • Previously received County, SERDA, CDBG, USDA, state, or other publicly funded rehabilitation assistance
  • Repairs Requested
  • Have you obtained any contractor bids or written estimates?
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  • Are you seeking or receiving assistance from another program for these repairs?
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  • Urgency of repairs
  • Maximum Home Rehabilitation Assistance: $20,000

    Assistance may be structured as a loan, deferred loan, forgivable loan, or other approved form of assistance under adopted program rules and final loan documents.
  • Section 9. Other Housing Assistance

  • Applicant or Joint Applicant previously received Emery County housing assistance
  • Are you currently applying for or receiving assistance from another housing program?
  • Applicants authorize Emery County to coordinate with other housing programs as necessary to prevent duplication of benefits and maximize available housing resources.

  • Section 10. Applicant Certifications

    Each applicant should initial each statement.
  • The information contained in this application and supporting documents is true, accurate, and complete to the best of my/our knowledge.

  • I/we understand that submitting an application does not guarantee approval or funding.

  • I/we authorize Emery County and its designated program administrator to verify information necessary to determine eligibility, including household income, employment, assets, property ownership, mortgage information, financing, insurance, taxes, and other housing assistance.

  • I/we understand that additional documentation may be required before the application can be approved.

  • I/we certify that the assisted property will be used as my/our primary residence as required by program rules.

  • I/we understand that Homeownership Assistance is provided as a loan bearing 1% interest, with no periodic payments required, and that repayment may become due upon sale, refinance, transfer, or when the property is no longer my/our primary residence, according to executed loan documents.

  • I/we understand that Home Rehabilitation Assistance may be structured as a loan, deferred loan, forgivable loan, or other form of assistance, and that any forgiveness, repayment, occupancy, lien, or affordability requirements will be stated in final assistance and loan documents.

  • I/we understand that County assistance may not exceed eligible documented costs or financial need and may be reduced based on other grants, loans, credits, concessions, or housing assistance.

  • I/we agree to notify the County or program administrator of any material change affecting eligibility before assistance is disbursed.

  • Section 11. Authorization and Signatures

    I/we authorize employers, lenders, financial institutions, governmental agencies, housing assistance providers, contractors, title companies, insurance providers, and other relevant entities to provide information reasonably necessary for Emery County or its program administrator to verify eligibility and administer the program. This authorization is limited to information reasonably necessary for program administration.
  • Primary Applicant signature date*
     - -
    2 digit month, 2 digit day, 4 digit year
  • Joint Applicant signature date
     - -
    2 digit month, 2 digit day, 4 digit year
  • Should be Empty: