Path to Approval
Complete this short assessment to receive a personalized snapshot of your current financial position, key strengths, potential approval barriers, and recommended next steps.
Name
*
First Name
Last Name
Email
*
example@example.com
Phone Number
*
Please enter a valid phone number.
Format: (000) 000-0000.
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Credit Profile
What is your current credit score range?
*
Please Select
Below 580
580–619
620–659
660–699
700–850
Do you currently have any collections or charge-offs reporting on your credit?
*
Please Select
Yes
No
If you have credit cards, about how much of your total credit limit do you leave available?
*
Please Select
I don't have credit cards
My cards are maxed out or close to it
75% or more available
50%–74% available
25%–49% available
Less than 25% available
If your credit card limit is $1,000 and you owe $250, you have 75% of your limit available.
Have you had any payments reported as 30+ days late in the past 24 months?
*
Please Select
Yes
No
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Debt Management
Are all of your current monthly bills and financial obligations paid on time?
*
Please Select
Yes
No
Have you applied for financing within the last 12 months?
*
Please Select
No, I havent applied
Yes, approved
Yes, declined once
Yes, declined multiple times
Approximately how much total debt do you currently owe?
*
Please Select
Under $10K
$10K–$24,999
$25K–$49,999
$50K–$99,999
$100K–$149,999
$150,000 +
Include credit cards, student loans, auto loans, mortgages, personal loans, and other outstanding debt.
About how much do you pay each month toward your debts?
*
Please Select
Less than $1,000
$1,000–$2,499
$2,500–$4,999
$5,000–$7,499
$7,500–$9,999
$10,000 +
Include credit cards, student loans, auto loans, mortgages, personal loans, and other outstanding debt.
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Income
Which best describes your work and income over the past 2 years?
*
Please Select
I’ve had the same job for 2+ years
I changed jobs but stayed in the same type of work
I’ve been self-employed for 2+ years
I’ve had different jobs or income sources
I’ve had periods without work or income
I’m not currently working
Does your income stay about the same each month?
*
Please Select
Yes, it stays about the same
It changes a little from month to month
It changes a lot from month to month
My income is seasonal
I recently started a new job or income source
I don't currently have income
What is your approximate gross annual income?
*
Please Select
Under $50K
$50K–$74,999
$75K–$99,999
$100K–$149,999
$150K – $199,999
$200,000+
How much do you make a year before tax?
Approximately how much money do you currently have saved or readily available?
*
Please Select
None
Under $1K
$1K–$4,999
$5K–$9,999
$10K–$24,999
$25K+
How much savings do you have?
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Compliance
Are all required federal and state tax returns filed and up to date?
*
Please Select
Yes, all taxes are up to date
Yes, but I currently owe taxes
No, I have not filed all returns
If you currently owe taxes, are you on an approved payment plan?
*
Please Select
I don't owe taxes
Yes, I have a payment plan
No, I do not have a payment plan
Have you filed for bankruptcy?
*
Please Select
Never
Discharged 5+ years ago
Discharged 2–4 years ago
Discharged within the last 2 years
Dismissed bankruptcy
Currently active
Do you currently have any liens, judgments, or garnishments?
*
Please Select
No judgements or liens
Yes, but resolved
Yes, currently unresolved
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Financial Readiness
What type of financing are you hoping to qualify for?
*
Please Select
Buying a home
Personal loan or financing
Business funding
Commercial financing
Real estate investment financing
Do you own a business?
*
Please Select
Yes
No
Approximately how much financing are you hoping to obtain?
*
Please Select
Under $25K
$25K–$49,999
$50K–$99,999
$100K–$249,999
$250K+
When would you ideally like to obtain financing?
*
Please Select
As soon as possible
Within 3 months
3–6 months
6–12 months
More than 12 months
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