Insurance
It is imperative that you provide us with current and accurate insurance information. A copy of your insurance card(s) will be needed at the time your dental provider has referred you for anesthesia. If you fail to provide insurance information, you will be considered self-pay and will be required to make other arrangements.
It is important for you to understand that you have the contract with your insurance carrier, and you will need to help us work with your insurance carrier to expedite the reimbursement process. We consider an insurance card similar to a credit card because you are asking us to bill another party (your insurance) for charges for the services you have been provided. We will not become involved in disputes between you and your insurance carrier. This includes, but is not limited to, disputes related to deductibles, co-payments, non-covered charges and "usual and customary" charges. We will supply information as necessary. As the patient, you are responsible for any unpaid balance not contractually covered by your insurance. You have final responsibility for payment for services provided. Your participation in the process is both essential and encouraged.
If we DO participate with your insurance company, all services performed in our care will be submitted to them, unless we have received prior notification of non-covered services, or you direct us to not bill insurance. All copays, deductibles, and coinsurances are the patient's responsibility and expected to be paid in full prior to treatment.
If we DO NOT participate with your primary insurance company, but we do participate with your secondary insurance company, we will file the insurance claim with both carriers. If we DO NOT participate with your primary or your secondary insurance company, payment will be required prior to treatment.
Not all services are a covered benefit in all contracts. Some insurance companies arbitrarily select certain services they will not cover. It is your responsibility to know if a certain procedure is not covered, please verify with your insurance carrier. We will also assist in checking your benefits. An insurance company may state certain costs are covered prior to the procedure; however, all procedures are subject to claims review by the insurance company. If insurance benefits do not pay the expected amount, the minimum amount due will be the quoted Self-Pay price. It is your responsibility to bring and share any required referrals for treatment prior to your service date. If you do not have the referral, your visit may be rescheduled, or you may be financially responsible.