The following is an outline of financial responsibilities in relation to your care. Patients are expected to provide identification and if insured, a current copy of their insurance card(s). Patients are financially responsible for all services provided and are expected to pay at the time of service. If the patient is a minor child, the parent or accompanying adult will be financially responsible regardless of legal guardianship. Returned checks will be subject to fees.
Self-Pay: Patient is responsible for payment in full at the time of service for all services rendered.
Medicare: The office will bill Medicare for you. Patients will be responsible for the following: 1. Annual deductible. 2. Applicable copays and/or coinsurance of the allowed charges. 3. Any non-covered services. 4. Any covered service ordered by the provider which does not meet medical necessity and Medicare beneficiary has signed an Advanced Beneficiary Notice (ABN).
Commercial, PPO, and HMO Insurance Plans: All copayments, coinsurance and/or deductible or non-covered amounts are due at the time of service. Insurance is filed as a courtesy and benefits are authorized to be paid directly to Symbios. Patients are responsible for the balance if not paid by the insurance within 30 days. If a patient is unable to pay their balance, the provider will determine if it is medically necessary for the patient to be seen. If the condition allows, the patient will be rescheduled.
Out of State Insurance: If an out of state HMO/PPO insurance card is presented, the practice will verify the patient's benefits for out of state or out of network benefits. The patient may be required to pay in full for services provided, any copay, coinsurance, or deductible.
Medicaid: Patients must provide a current card at each visit. Patients are responsible for applicable copays and all non-covered services.
Worker's Compensation: Employer authorization must be provided before services are rendered or the patient will be responsible for payment in full at the time of service. If the case is dismissed or denied, the patient will be responsible for the full amount.
Personal Injury/Motor Vehicle/Other Third Party: The patient is responsible for the balance in full at the time of service. Any settlement the patient receives from your insurance company or other third party will be handled by you, your insurance company, and your attorney.