I authorize MUNA Federal Credit Union to obtain personal and credit information about me from my employer, any person who has or may have any financial dealing with me, or from any references I have provided. This information, as well as that provided by me in the application, will be referred to in connection with this lease and any other relationships we may establish from time to time. Any personal and credit information obtained may be disclosed from time to time to other lenders, credit bureaus or other credit reporting agencies.
If I use the e-signature feature of this Web site, then I agree to conduct transactions with electronic records and electronic signatures instead of paper-based documents and signatures. I am under no obligation to transact business electronically. By my use of the e-signature feature of this Web site, I represent and warrant without reservation that I have the legal right, power, and authority to agree to all terms contained in the electronic records on this Web site on behalf of myself and the member on whose behalf I am acting, if different. I further agree that my use of the e-signature feature of this Web site constitutes an "electronic signature" as defined by the Electronic Signatures in Global and National Commerce Act ("E-Sign") and the Uniform Electronic Transactions Act (“UETA”) and that I have formed, executed, entered into, accepted the terms of, and otherwise authenticated the terms specified herein for the use of the e-signature feature of this Web site. I further acknowledge and agree that proceeding to use the e-signature feature of this Web site constitutes my full agreement to all terms and conditions contained herein and that such agreement is an “electronic record” for purposes of E-Sign, UETA, and the Uniform Computer Information Transactions Act and as such is completely valid, has legal effect, is enforceable, and is binding on, and non-refutable by me and the member on whose behalf I am acting, if different, as if it were any other duly executed paper contract.
By my use of the e-signature feature of this Web site I am deemed to have read every record and document before electronically signing same. If I do not understand any record of document, then I agree to communicate directly with an appropriate agent of MUNA Federal Credit Union concerning my understanding prior to my continued use of the e-signature feature of this Web site. By my use of the e-signature feature of this Web site, I consent to jurisdiction and venue in Lauderdale County, Mississippi, for any dispute arising out of same, and I further agree that MUNA Federal Credit Union shall be entitled to reasonable attorney’s fees, including pre-litigation fees, for enforcement in any court of any of the terms and conditions contained herein.
I agree to immediately notify MUNA Federal Credit Union of any change in my e-mail address.