Welcome to Nsure short 6 Part Disclosure form. This will us ensure that you meet your Disclosure obligations which form your Insurance Contract.
It is important to note a person's duty of disclosure applies whenever they:
a policy of insurance.
In particular, whenever a person renews their insurance policy, they are entering into a new contract of insurance. As such, they are required to comply with their duty of disclosure each time they renew their insurance policy.
The consequences of the applicant not fulfilling the duty of disclosure
If the applicant fails to fulfil this duty, the insurer may:
refuse to pay a claim and/or
cancel the policy.
Given some claims can be of significant monetary value (e.g. substantial fire damage to a home), it is important for an applicant to comply with their duty of disclosure.