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  • Rental Application

    Below is the application for Clinch-Powell's rental properties. PLEASE READ ALL INSTRUCTIONS! Please note that we do NOT provide emergency housing or emergency housing funds. Your application can only be considered after we have ALL of the items listed—including the application fee. To help make the application process easier, a list of FAQ’s & helpful information is on theback of this letter.  After the completed application is returned, applicants are considered on a first come, first serve basis.  *también disponible en Español
    • Completed Rental Application. Please completely fill out application & follow ALL directions!
    • Proof of household income of all adults, from ALL sources (i.e. pay stubs, food stamps, award letters, etc.)
      • While we only need 1 copy of an award letter, we need copies of 4+ paychecks to determine an average.
      • IF you have a Section 8 Voucher (rental assistance): provide a copy of a form/letter from the provider that shows the amount/size of your voucher
    • From EVERY member of the household, at least 2 forms of ID:
      • Copies of Social Security Cards or other proof of citizenship
      • Copies of Driver's Licenses or State IDs
      • Copies of Birth Certificates for children
    • Application Fee of $15.00 PER ADULT.

    * Listings and specifics of Clinch-Powell’s policies relating to rental properties and Tenant Selection Criterion can be accessed through the agency’s website: www.clinchpowell.net .

    *If you would like more information about a specific property, you can also check:  http://www.tnhousingsearch.org/  

    If left incomplete, this application will expire 30 days from date of receipt.

    If you need assistance in completing this application, please contact our office and a staff person will make arrangements to try to assist you. 

    You may also send questions by e-mail to suzie@clinchpowell.net .

     

  • APPLICANT INFORMATION

    ALL ADULTS in the household must complete either Applicant or Co-Applicant information. If there are 3 or more adults in the household, contact us for instructions.
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  • Household Information

  • If yes, please answer the following questions:

  • RENTAL HISTORY

    We must have your rental history for the last 10 years. Please add additional history using prompts below.
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    • Add ALL Previous Addresses for past 10 yrs 
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    • End Previous Addresses 
  • EMPLOYMENT INFORMATION

    Please provide employment history for the past 2 yrs. If you currently have a second job, put this information in the Previous Employer section.
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    • Previous Employer OR Current 2nd Job 
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    • Closed Previous Employer 
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    • Co-Applicant Previous Employer OR 2nd Job 
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    • Closed Co-Applicant Previous Employer 
  • Other Houshehold Income

    List any other sources of income in the house below. Other income can include, but is not limited to: Social Security, SSI, Child Support, Alimony, Unemployment, Food Stamps, Families First, etc.

  • PERSONAL REFERENCES

    Only list references NOT RELATED to you.
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  • Background Information

    *As a part of the tenant selection process, we will be conducting a background check. The following questions are optional, and will not be counted against you if you choose not to answer.
  • ELECTRONIC SIGNATURE

    Please read Clinch-Powell's policies below. By signing, or selecting "Yes" you agree that you have read and fully understand our policies and agree to the terms of our policies.
  • I/We authorize Clinch-Powell RC & D Council, Inc. to check any and all information and/or references provided, including but not limited to my household, employers, and landlords. I also consent for a criminal/civil background check to be conducted by LexisNexis, First Advantage, local law enforcement, or another outside agency using the information provided in this application. I also give permission to use my Social Security number and birth date in order to check my credit rating and the credit information contained herein either directly or through a credit reporting agency. I understand I may view any such report within 30 days of application.

     

    I/We certify that all the information provided above is complete, correct, and true to the best of my knowledge. I understand that false or misleading information may result in the rejection of my application and/or termination of tenancy. I also understand that completion of this application in no way guarantees me that I will receive rental housing. 

     

    I attest that I have read the information on both sides of the application cover letter, specifically as it pertains to specific fees requested and the availability of assistance. If I provide specific account information for electronic payment, I authorize Clinch-Powell to utilize it for my expressed purposes (provided by me either written or verbally). I understand that it is my responsibility to request alternatives/assistance or inform the Property Manager of any potential hardships this application process might create for me or my household.

     

    I understand that withholding or providing vague information on this application or to Clinch-Powell may result in a delay of my application process. I am aware that tenants are selected on a first-come, first-serve basis following the approval of their application and demonstration of their ability to provide the required security deposit, last month’s rent and first-month’s pro-rated rent amount. Thusly, I understand that it is my responsibility to provide Clinch-Powell with the requested information in a timely fashion. I authorize Clinch-Powell to contact me by any method I have provided. I understand Clinch-Powell has no control over the security of communication methods outside of its internally owned communication portals, and is therefore not responsible for external security breaches. I understand and acknowledge that it is my sole responsibility to provide Clinch-Powell with up-to-date and reliable contact information; consequently, my failure to do so may result in the delay and/or disqualification of my application. If my application is incomplete, it will expire after thirty (30) days. After such time, my application may be destroyed unless otherwise arranged by the parties.

     

    I/We authorize Clinch-Powell to communicate with public housing authorities, social service agencies, or other landlords on my behalf as part of the application process, on-going tenancy, and/or in assisting me with finding other rental properties or resources. I/We hereby authorize Clinch-Powell, when appropriate, to share information with USDA Rural Development, TN Housing Development Agency, Department of Housing & Urban Development, or another relevant third party or partnering agency for the purposes of program monitoring, compliance, and evaluation. And for these purposes, I authorize Clinch-Powell to contact me at a later date to update the information in my file.

     

    Lastly, I am aware that many of Clinch-Powell’s specific policies relating to rental housing have been made available on Clinch-Powell’s website, and can be e-mailed to me upon request.    

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  • Disclosure and Conflict of Interest

    Clinch-Powell RC&D Council is a non-profit Community Housing Development Organization and a HUD-approved counseling agency (82394) that, among other activities, helps families with affordable housing goals.  Most services are available in alternative formats and locations upon request.

    Clinch-Powell receives funding for its housing programs through grants and loans from a number of sources, including but not limited to: USDA Rural Development, US Dept. of Housing & Urban Development [HUD], Corporation for National and Community Service, Federal Home Loan Bank, the Environmental Protection Agency, State of TN, THDA,  Fahe/ Just Choice Lending, Citizens Bank & Trust Co. of Grainger County, Rural LISC, Fannie Mae, Freddie Mac, TVA, Ballad Health, Herron, East TN Foundation, United Way, public fundraising, and private donations. 

    As a housing counseling agency, Clinch-Powell offers the following services: 1) Pre-Purchase Homebuyer Education Workshops-- utilizing the Realizing the American Dream curriculum; 2) Pre-Purchase Counseling--financial readiness to purchase/own an affordable home; 3) Post-Purchase Counseling and Workshops-- non-delinquency home improvement, energy efficiency; 4) Foreclosure Prevention/Loss Mitigation Counseling—assisting to resolve mortgage defaults; 5) Rental Counseling--locating safe/decent rental housing; 6)  Household Budgeting & Credit Repair Counseling and Workshops--financial literacy and personal money management; 7) High-Cost Mortgage Counseling-requirement of certain mortgage loans to ensure borrower’s understanding of the risk of the loan.  Clinch-Powell, along with Clinch-Powell Construction Company develops affordable single-family homes to sell to low- to moderate- income families.  In addition to coordinating the packaging and servicing of select loan products, subsidiary, TaCL, and Clinch-Powell itself occasionally offers low-interest loans and grants for various affordable housing activities. Clinch-Powell NMLS #195063; S. Karge NMLS#2403630.  Please visit http://mortgage.nationwidelicensingsystem.org/  to find more information regarding history and profile as a mortgage lender. Lastly, Clinch-Powell is a property manager for multiple duplexes and single-family rental housing units which it also owns.

    In providing counseling services, Clinch-Powell housing counselors will present to their clients several options in the furtherance of their housing goal/service, possibly including recommendations of some of the above listed services.  The Clinch-Powell housing counselor will recommend only services that are in the best interest of the client, and will inform the client of any interests the organization has in any particular product or service.  Within the agency, individual housing counselors may perform multiple affordable housing activities within the scope of their regular job duties, and as such, will not receive any additional funds or incentives specifically for those activities. Moreover, as per HUD guidelines, housing counselors will not simultaneously participate in specific housing activities. 

    As the client, you have the right to inquire as to specific relationships Clinch-Powell or its employees have with other entities. You also have the right to choose (or not) the products or services that you feel are right for your household, regardless of any option presented or recommendation made by the housing counselor.  YOU ARE UNDER NO OBLIGATION TO UTILIZE/RECEIVE, OR EVEN CONTINUE WITH SERVICES THROUGH YOUR HOUSING COUNSELOR OR CLINCH-POWELL AS A WHOLE. Your decision to utilize or not utilize certain programs and products will not in any way affect your housing counseling service.  If you decide to discontinue services with Clinch-Powell, or if your need is beyond the scope of the agency’s capabilities, Clinch-Powell staff will assist you locating a more suitable local agency.

    If you/your housing situation meet certain criteria, we may collect personal information directly from you and enter into a computer system call HMIS (Homeless Management Information System). Many agencies that provide assistance use this computer system to gather information about clients that are homeless or at risk of homelessness. We only collect information that we consider to be appropriate.  You are not required to provide this information. However, without your information we may not be able to fully assist your needs.  All information provided to the HMIS system is safeguarded and held under tightest security.                                                                  


    Clinch-Powell is an equal opportunity provider, employer, and lender. Discrimination is prohibited by Federal law. Clinch-Powell Resource Conservation and Development Council is a 501(c)(3) non-profit organization. All programs of the RC&D are available without regard to race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, reprisal or retaliation for prior civil rights activity, in any program or activity conducted, or because the applicant has in good faith exercised any right under the Consumer Credit Protection act. The federal agencies that administer compliance with these laws are: U.S. Department of Justice, Civil Rights Division, 950 Pennsylvania Avenue, NW Washington, D.C. 20530-000; Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, D.C.

  • **PLEASE NOTE: There is a $15.00 application fee PER ADULT required in order to process your application. If this payment is not received, we will NOT process your application.**

    To pay using PayPal, use the prompts below. Be sure to select the correct number of applicants. This will redirect you to PayPal's payment portal before your form will be submitted. IF YOU DO NOT complete the payment, your form WILL NOT be submitted.

    If you would prefer to pay another way, select "Pay via Phone" or "Pay via Mail or In-Person". Either mail a check or money order or bring cash, check or money order in person to our office.

     

  • Privacy Policy

    We may collect non-public personal information about you from the following sources: A) Information that you provide to us orally or written, such as on applications or other forms; B) Information about your transaction with us or others; and C) Information from others, such as credit bureaus, real estate appraisers, lenders and employers.

    We do not disclose any non-public personal information about you without your consent to anyone, except:

    • information provided to your lender as required to gain approval for a loan or protect your current home,
    • to government agencies and grantors in compliance with their respective monitoring and reporting requirements,
    • in broader forms to partnering agencies for reporting purposes, joint applications, and/or compilation of statistical data,
    • as required by law.

     To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information in order to provide you products and services requested with this application.  We may disclose certain limited information to relevant third parties as part of a particular service as further described in the specific program authorization.  We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information. As a client, you have the right to opt-out and direct us to withhold non-public personal information from third parties, or to specify/limit to whom such information is provided. If you choose to opt-out, we will not be able to answer questions from third parties.  To opt-out, you will need to make special note of this on this page, written separately, or explicitly stated to your counselor; not signing this page is not sufficient to opt-out.  If at any time, you wish to change your decision with regard to your opt-out, you may call us at 865-828-5927 and do so.  

     
    If you decide to discontinue services through Clinch-Powell, we will still adhere to the policies and practices as described in this notice.  The agency will continue to safely maintain your records for a period of time, of up to three (3) years, after which all digital files will be purged and paper documents will be shredded and destroyed.

     

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