The basic Homeowner’s policy excludes Coverage B- for Other Structures used for "business.” It does however provide coverage if the structure contains business property solely owned by the insured, provided the “business” property does not include gaseous or liquid fuel, other than fuel in a permanently installed fuel tank of a vehicle or craft parked or stored in the structure.
The Coverage B limit is a limit for all structures on the “residence premises” set apart from the dwelling by a clear space. If a limit above Coverage B is needed, the Other Structures on the Residence Premises – Increased Limits endorsement, HO-0448, can be added for an additional premium.
Please complete the chart below for each farm outbuilding you would like covered. Please provide a clear photo of each outbuilding to be insured..