Material Facts are those facts likely to influence the Acceptance or assessment of your risk by the Insurer. Failure to disclose Material Facts may lead to the Insurer declaring the insurance cover put in place to be null and void. If you are in any doubt about facts that may be considered to be material these should be disclosed for your own protection. All Material Facts must be Disclosed.
I understand that some of the information I have given may be made available to other Insurers and to credit Reference and other agencies for risk assessment claims handling and fraud prevention purposes.
I/We declare that the above statements are true, and I/We have not omitted, suppressed or mis-stated any material facts which may be relevant to insurer's consideration of this proposal and undertake to inform the Insurer of any change to any material fact that occurs prior to the point at which the insurance contract has been agreed.
I/We understand that the information provided will be used to calculate the price charged by the Insurer for the risk and whether the Insurer will accept the application and the terms of any policy provided.
I/We hereby consent to the use and disclosure of information including personal data for the purposes of the insurance as well as what is set out in the above paragraph entitled “Data Protection”
I declare that the statements made in this declaration are true and accurate to the best of my knowledge and all material facts have been disclosed. If any part of this declaration has been completed by any other Person, such person shall be deemed to be my agent and not an agent of the Insurer. I agree that this declaration shall be incorporated into the contract between me and the Insurer. I further agree that the vehicle(s) to be insured shall not be driven by any person who to my knowledge has been refused motor vehicle insurance or continuance thereof.