• KBIS Equestrian Property Proposal Form

    KBIS Equestrian Property Proposal Form

  • If you are looking for household, buildings, and contents insurance, please call our team on 0345 230 2323.

    How should this form be completed?

    This form can be completed using your computer or internet enabled device. 

    Questions marked with an asterisk (*) must be completed.

    The form asks a number of questions that allow KBIS to underwrite your risk accurately. Please make sure that you work through the form from beginning to end answering all questions in order. 

    You should contact KBIS if you:

    - are having difficulties completing this form,

    or

    - have questions about how you should complete this form,

    or

    - are not sure whether this is the correct form to complete. 

    You can contact KBIS by:

    - calling 0345 230 2323 and choosing to speak to the Liability team.

    or

    - by sending an email to liability@kbis.co.uk

    Important Information about this proposal

    You must take care in answering all the following questions which are relevant to insurers in providing this insurance and setting the terms and premium.

    If you do not understand the questions or the nature of the information required please seek guidance from KBIS. Failure to provide information or the provision of incomplete or inaccurate information may result in the loss of cover or revised terms and/or premium or it may affect any claim under this insurance.

    The policy includes conditions, limitations, exclusions and excesses which are fully detailed within the terms and conditions KBIS send to you; you can request a copy of the terms and conditions to review before you complete this process or by clicking here. A copy of any information provided to KBIS can be requested at any time. 

    You should keep a copy of any paperwork KBIS send to you, however, if you misplace anything you can ask for duplicated copies by contacting KBIS. 

    All applications are subject to underwriting and may result in the application of additional terms, premium or exclusions. The insurer is not under any obligation to accept an application.

    Submitting a proposal form does not represent acceptance of any risk by KBIS Ltd or the Insurer, similarly, it will not be considered as an instruction to bind an insurance policy.

    What happens after I have completed this form?

    Once you have submitted your completed form KBIS will provide you with a quotation for the requested cover within five working days.

    If the quotation is satisfactory you can proceed with cover by contacting KBIS directly. The telephone number to call is 0345 230 2323, alternatively, you can send an email to liability@kbis.co.uk.

    Please note that the completion of this proposal form does not confirm cover. Your policy will not be started until KBIS confirm that cover is in place.

  • Proposers Details

  • Title*

  • Date of Birth*
     - -
  • Are you happy for KBIS to contact you via email?*
  • Can KBIS talk to anybody else about this insurance, other than the insured person?*

  • Premises to be Insured

  • Do you require cover for residential buildings (this includes staff accommodation)?*
  • Do you require cover for Equestrian Buildings and Facilities?*
  • Residential Buildings and Contents
    Residential Property and/or Staff Accommodation
     

  • Building 1

    Please state the sum to be insured as applicable:

  • Do you wish to add another building?

  • Building 2

    Please state the sum to be insured as applicable:

  • Do you wish to add another building?

  • Building 3

    Please state the sum to be insured as applicable:

  • Household Contents

    Other than the items specifically listed below, the Sum Insured should be 'as new' replacement of all contents.

  • Do you require Accidental Damage cover?
  • Do any of these items have an individual value in excess of £750?
  • Do any of these items have an individual value in excess of £750?

  • Premises Risk Information 

  • Is the property undergoing any structural alteration/renovations or in the course of construction or due to be demolished?*
  • Is the property empty or awaiting sale or disposal?*
  • Is the property used for short-term lets, partial lets, lodgers, for hire or reward or on an AirBnB basis?*
  • Are the premises heated only by hot water central heating systems, mains electricity or mains gas?*
  • Do any of the buildings on the premises have a flat roof?*
  • Equestrian Buildings & Outbuildings
     
    Please include non-recoverable VAT in sum insured
     
  • Are any of the buildings to be insured (or any part) constructed of Combustible Composite Panels and/or linings?*
  • Are any of the buildings to be insured Open Sided or Open Fronted?*
  • Is any area of your property Sub Let to another party?*
  • Yard Contents
     

  • All other contents on the premises e.g wheelbarrows, yard tools, hose pipes etc that are:

  • Farm Machinery and Tractors used within the premises only that are:

  • Business Interruption

    Maximum Indemnity Period - 12 Months

  • Business Money

  • Do you require cover for Business Money?*

  • All Risks of Physical Loss Or Damage

  • Is there more than one tack room?*
  • Do you require cover for Hire and Reward?

  • Please note all Trailers will need to be secured with a Hitch Lock and Wheel Clamp when not in use

  • Accidental Breakage of Glass/Sanitary Fitting

    Automatically Included

  • Livestock

  • Risk Information

  • Are the Premises:

  • Regularly left unattended by day or night?*
  • In a good state of repair and regularly maintained?*
  • In an area which is free from flooding and not in the vicinity of any rivers, streams or tidal waters?*
  • Have the premises suffered a previous flood loss?*
  • Are any buildings within 10 Metres of a watercourse, canal, rover, stream, lake or sea?*
  • Is the premises within 100m of Cliff, Quarry or an Excavation?*
  • Has the property or any buildings in the vicinity suffered from or been monitored for subsidence or been underpinned?*
  • Are there any trees over 10 metres in height within 5 metres of the Building, or have any trees of that size been removed in the last 3 years?*

  • Protection of Private Residence/Staff Accommodation

  • Is a burglar alarm fitted?
  • Is there a written Lease in place?
  • Have the relevant background checks, credit checks and references been received ?
  • Are you tenants in rental arrears or ever been subject to an eviction order, or an eviction order is planned to be served?
  • When you provide, lease or let the Insured Property to any tenant, all legal requirements including but not limited to the provision and maintenance of smoke and carbon monoxide alarms, gas safety certification and fixed electrical installation checks have been complied with. Are you able to confirm the same?
  • Is cooking allowed in rooms other than the kitchen?

  • Protection of Tack Room(s) - Equestrian Buildings

  • Please advise the construction of the:

  • Is a burglar alarm fitted?*
  • Is the alarm connected to a central station?*
  • Is the alarm company NSI (National Security Inspectorate) Approved?*
  • Information about your insurance history and background
  • What is the expiry date of this policy?
     - -

  • Has any insurer:

  • Declined to accept any insurance for the proposer or any other person to whom this Insurance is to apply?*
  • Cancelled any insurance for the proposer or any other person to whom this Insurance is to apply?*
  • Refused to continue any insurance for the proposer or any other person to whom this Insurance is to apply?*
  • Agreed to continue only on special terms any insurance for the proposer or any other person to whom this Insurance is to apply?*
  • Has the Proposer, or any other person whose property is to be Insured hereunder, sustained any loss or damage during the last six years which would have been covered by this type of Insurance had it been in force?*

  • Have you or any director or partner ever been convicted of or is in any prosecution pending for any offence involving:

  • Arson?*
  • Criminal Deception?*
  • Fraud?*
  • Forgery?*
  • Theft?*
  • Robbery?*
  • Handling of stolen goods?*
  • Any crime of violence?*
  • Any offence against property?*
  • Has the Insured Person ever been declared bankrupt, including discharged bankruptcy, had a company go into liquidation, become insolvent or made arrangements with creditors?*

  • Offer Code

  • Statement of Fact/Declaration
     

  • I declare that the information disclosed in this proposal is to the best of my knowledge and belief both accurate and complete.

    I have taken care not to make any misrepresentation in the disclosure of this information and understand that all information provided is relevant to the acceptance and assessment of this insurance, the terms on which it is accepted and the premium charged.

    I understand that if I have not given all the information that I know, or can reasonably get, that is relevant to this application, the insurance contract may not be valid.

  • I agree with the above statements*

  • It is a condition of this policy that you agree to the terms specified above. If you do not agree with these terms KBIS and their Insurer's cannot provide any insurance cover.

  • Privacy Policy

    Please take the time to read through our Privacy Policy available here - KBIS Privacy Policy

    Before selecting the tick box below.

  • Data Protection Notice
     

  • Any information you have provided will be dealt with by KBIS and its insurers in compliance with the provisions of the General Data Protection Regulation.  For the purpose of providing this insurance and handling any claims or complaints which may arise under it, KBIS and its insurers may need to transfer certain information which you have provided to other parties. By signing this proposal form you agree that such transfer(s) may be made.

  • KBIS Members Club

    We would like to offer you the opportunity to opt in to our KBIS Members Club which is free or charge and allows members access to our latest competitions, offers and products along with useful information about horse care from our in-house vet via our email newsletter.

    KBIS Members Club will only communicate with you by email with your explicit consent and will not share your data with anyone else. If at a later date you do not want to receive our newsletter you can opt out at any time. Further details including how to cancel your membership of the KBIS Members Club are contained in our privacy policy and on our website.

  • KBIS Members Club*
  • Electronic Signature
     
  • By completing the section below and submitting this form you acknowledge that you are electronically signing this document and have complied with the requirements set out above.
  • Date of application*
     - -
  • Should be Empty: