Hired Auto Liability covers bodily injury and property damage arising out of the maintenance or
use of a hired auto by you or your employees in the course of your business. Hired auto means
any auto you lease, hire, rent, or borrow. Non-Owned Liability covers bodily injury and property
damage arising out of the use of any non-owned auto in your business, by any person other than
you, in the course of your business. Non-owned auto means any auto you do not own, lease, hire, rent, or borrow which is used in connection with your business. (Available only if we provide coverage for vehicles.)