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Cancel a Policy

Cancel a Policy

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10Questions
  • 1
    • Aegis
    • Alliance United
    • American Modern
    • CSE
    • Cal Auto
    • Foremost (Bristol West)
    • Foremost (Specialty)
    • GeoVera
    • Hartford
    • Hagerty
    • iCat
    • Kemper
    • Mercury (MIC)
    • MetLife
    • Nationwide
    • Palomar
    • Progressive
    • Safeco
    • Travelers
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  • 2
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  • 3

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 2 days. If cancellation is backdated more then 2 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply cancelled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 4

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Alliance United does not allow backdated cancellations unless there is proof of duplicate coverage.

    Cancellation Fee: There is no additional cancellation fee, policy is simply cancelled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 5

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation is backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 6

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 7


    (California Auto Insurance)

    Cancellation Type: Policy are cancelled and calculated on a 10% short rate basis. This means the carrier will charge/retain premium for each day the policy is inforce plus 10% of the unearned premium.

    Example- If a 12 month policy with a premium of $2000 is cancelled 6 months into the term. Then the 6 month earned premium of $1000 will be charged plus 10% of the unearned premium (10% of $1000 is $100) - Total charges equal to $1100

    Backdate Cancellation: Mercury/Cal Auto Insurance does not allow backdated cancellations unless there is proof of duplicate coverage.

    Cancellation Fee: There is no additional cancellation fee, policy is subject to the short rate cancellation formula.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded based on short-cancellation.

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  • 8


    (Bristol West)

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Bristol West Insurance does not allow backdated cancellations unless there is proof of duplicate coverage.

    Cancellation Fee: Bristol West charges a $50 cancellation fee on mid-term cancellations, there is no fee if cancelled on the renewal date.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 9


    (Foremost Specialty)

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days for Property and 5 days for RV. Cancellation backdated more then 30 days for property and 5 days for RV will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There are specific mimimum premium earned per line of business for Foremost Specialty which are $250 for DP1 & DP3, $100 for Vacant and $50 Mobile Home

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  • 10

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 11

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 12

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 13

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: ICAT does not allow backdated cancellations unless there is proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule but carrier will retain Policy and inspection fee

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  • 14

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule.

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  • 15

    (Mercury Insurance Company Preferred)

    Cancellation Type: Policy are cancelled and calculated on a 10% short rate basis. This means the carrier will charge/retain premium for each day the policy is inforce plus 10% of the unearned premium.

    Example- If a 12 month policy with a premium of $2000 is cancelled 6 months into the term. Then the 6 month earned premium of $1000 will be charged plus 10% of the unearned premium (10% of $1000 is $100) - Total charges equal to $1100

    Backdate Cancellation:
    Mercury/Cal Auto Insurance does not allow backdated cancellations unless there is proof of duplicate coverage.

    Cancellation Fee: There is no additional cancellation fee, policy is subject to the short rate cancellation formula.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded based on short-cancellation.

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  • 16


    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 2 days. If cancellation backdated more then 2 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 17

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation is backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 18

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Palomar does not allow backdated cancellations unless there is proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 19

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: Progressive charges a $50 cancellation fee on mid-term cancellations, there is no fee if cancelled on the renewal date.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 20

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Policy can be cancelled and backdated within the last 30 days. If cancellation backdated more then 30 days will require proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 21

    Cancellation Type: Policy are cancelled and calculated on a pro-rata basis.

    Backdate Cancellation: Travelers does not allow backdated cancellations unless there is proof of duplicate coverage or proof of sale.

    Cancellation Fee: There is no additional cancellation fee, policy is simply canceled on pro-rata basis.

    Minimum Earned Premium: There is no minimum earned premium rule, any unearned premium is simply refunded.

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  • 22

    In order to cancel a policy, a cancellation request signed by the named insured must be submitted for processing. In case you do not have your own form, you may use the cancellation form below.

    Cancellation Request

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  • 23
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  • 25
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  • 28
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    Max. file size: 10.6MB
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