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  • MasterCard Automatic Billing Updater (ABU)

    Opt-Out Form
  • What is ABU?

    MasterCard Automatic Billing Updater (ABU) helps reduce card-not-present (CNP) transaction declines caused by changes in card numbers and expiration dates resulting in a better customer experience. ABU facilitates the secure transmission of issuer reported card updates to card-on-file and recurring payments merchants, which increases CNP transaction approvals while reducing processing and customer service costs through operational efficiencies, and reducing the risk of customer attrition.
  • What does this mean?

    When you are issued a new debit or credit card, you will not have to update your card payment information with participating merchants. This ensures as little disruption as possible for your card-on-file transactions and automatic payments. Please check with your merchant to ensure your card information is being updated automatically to avoid rejected transactions and/or late fees.
  • What do I have to do?

    All members are Opt-In by default. If you would like to be included in ABU for all of your debit and credit cards with PECU, no further action is required.
  • What if I don't want to participate?

    Please fill out the information below if you would like to Opt-Out of ABU. You can select to Opt-Out for individual cards, or for all cards on file with your account. Click submit and you will receive a confirmation email. Please allow 3-5 days for processing.
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