We serve with many Texas Baptist BSMs and churches around Texas who plan Beach Reach and we begin making payments to them more than a month before we go. After a certain point in the process, we have paid for several aspects of the trip for which we cannot be refunded: lodging ($300 per person per week), t-shirt, sweatshirt, meals ($120). Note that if you drop out of Beach Reach once these are paid, you will either need to reimburse us for these costs or find a replacement to pay this portion. Transportation, insurance, and supplies are through UMHB and can possibly be recovered.