Investment Risk Tolerance Questionnaire

Investment Risk Tolerance Questionnaire
How much do you agree with this statement? "I am a long term investor and the final result is more important than the daily or monthly fluctuations I see occuring in my account".*

Totally disagree: I do not like fluctuations in my account and don't like seeing any losses, even if they are temporary. (0 Point)Slightly disagree: Willing to accept a very small loss for a short period of time but not much. (1 Point)Depends: I can accept a small amount of volatility and fine with a short term loss, as long as it doesn't take a long time to recover from. (3 Point)Agree: I would accept a significant loss if I knew the long term results were expected to be good (4 Point)Totally agree: Losses are not a concern at all. I have time to recover and feel strongly that I'll make much more over the long term. (6 Point)
Imagine you invested $100,000 today and a year later you see that your account balance dropped to $80,000 (a loss of 20%). What would you do?*

Immediately transfer all the money in this account to the safest option possible. I won't make any more interest when the market recovers but am fine with that knowing I won't lose any more . (0 Point)Transfer just a portion of my account to cash and bonds. This will help reduce the overall risk and will help recover slowly when the market recovers (2 Point)Make no changes because I know these kinds of fluctuations happen and believe my account will recover when the market does (5 Point)
Inflation and the cost of living increases every few years. If your money isn't growing as much as inflation, your dollars may not buy as much in the future. "Equity" historically earn far more than inflation but equity investing come with some market risk. Which of the following best describes you?*

I'm more concerned about risk of loss than I am inflation and happy if my investments only keep up with inflation. (0 Point)I am comfortable taking on some risk to keep up with inflation, but not too much. (2 Point)I want to earn significantly more than inflation and understand this comes with much higher risk in any given year (6 Point)
What is your age group?*

Age 60+ (0 Point)50-59 (2 Point)40-49 (4 Point)30-39 (6 Point)Under age 30 (8 Point)
How many months of living expenses do you have saved for an emergency?*

1-3 months (0 Point)4-6 months (2 Point)6-12 months (4 Point)12+ months (6 Point)
Total balance of all retirement and investment accounts (approximate)*

Less than $10,000 (0 Point)Between $10,000- $50,000 (1 Point)Between $50,000-$100,000 (2 Point)Between $100,000 - $250,000 (3 Point)Between $250,000-$500,000 (4 Point)$500,000 - $1,000,000 (5 Point)$1,000,000+ (6 Point)
How long before you expect to start withdrawing from your retirement accounts? (Most people plan to start withdrawing in their mid 60's but some people need it sooner for different reasons)*

In 5 Years (0 Point)In 10 Years (3 Point)In 20 years (6 Point)In 30 Years (9 Point)In 40 Years (12 Point)
What decade are you expected to reach the age of 65?*
Once you retire, how much monthly income do you think you will need to live a comfortable life? This would include basic living expenses and a little fun money.*

$2,500 monthly$5,000 monthly$7,500 monthly$10,000 monthly$15,000 monthly$20,000 monthly or more
Total Risk Score
City and State you reside
What other financial goals have been on your mind?

Obtaining a Will and Living TrustProtect and grow an old IRA /401kFind out how much I need to save for retirementStarting a College Savings PlanReview of an old Life Insurance Policy or upgrade my coverageReview Disability or Long Term Care InsuranceReview Tax Advantaged Investment StrategiesDebt ReductionRefer me to a good CPA or Attorney
Anything else on your mind related to investments and finance that you've been thinking about and would like answers to?
Your First Name*
Your Last Name*
Your Name

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E-mail*
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Phone*
Your Employer Name
Your Signature Authenticates the Answers Provided*

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