LoanSifter & Refi Script

Refi Rate Quote, Savings Calculator and Loan App

Quick Complete Application
Go To Purchase Script
Send Form to
TYPE of Loan
Loan Amount Entered into LoanSifter
New Loan Amount
New Loan Amount
New Loan Amount
New Loan Amount
It looks like we could get you.
Looks like your New Payment would be.
What is your current Payment?
Do you have Impounds?
What is your current Interest Rate?
figure out how to save them money
And that is 30 Year Fixed Rate?
Remember FHA/VA rates are much less.
Is that FHA or VA or Conventional Rate?
What did you originally Pay for the Home?
1% is tax impound per month
New Tax Impound
New Insurance Impound
Mortgage Insurance
Total Impound
The New Payment with Impounds would be:
The New Payment without Impounds would be:
Looks like we could save you:
Looks like we could save you:
Get Refi Fees
Next Step is we just need to run your credit and I'll email you a copy of the report. (Check Box and then hit NEXT)

Run Credit

You have a second or Equity line on the Home?
Do you want to pay it off?
How much is the Loan Amount?
How much is the Payment?
What is the Interest Rate?
Is it Interest Only?
It is Home Equity Line, correct?
I just want to double check everything.

(Calculating Correct New Loan Amount)
How much do you currently owe on 1st?
Are you doing Cash Out?
How much cash?
Finance Closing Costs
Finance Impound Accounts
Do you want to skip a payment?
When did you buy the house? (Year)
And the Month?
What about the Season?
Closing Funding Month
First Payment Month:
Impound Required (Months)
Insurance Impound Amount
Tax Impound Amount
Total Impound Amount
Skip Payment of...
Loan Amount to Calculate Title Insurance
Show Closing Costs
Title Insurance
Title Insurance
Title Insurance
Title Insurance
Title Insurance
Title Insurance
Title Insurance
Lender Underwriting Fee
Broker's Processing Fee
Escrow's Service Fee
Notary's Loan Doc Signing Fee
Affordable Housing Tax
Title's Recording, Wire Fee and Other Fees
Sub-Total
Total Closing Cost
Total Closing Cost +Skipping a Payment
Total Closing Costs + Impounds
Total Closing Costs +Skipping a Payment+Impounds
Total For New Loan Amount
Total New Loan Amount w FHA Funding Fee
Total New Loan Amount w VA Funding Fee
Cash Back after Costs
What is the Address of the property I am going to check on Zillow?
Address
Cut and Paste into Zillow
Get Refi Fees
CLick Save to Finish and Leave or Hit Next to Continue
Next Step is we just need to run your credit and I'll email you a copy of the report.

(Our Professional Recommendation)
How long do you plan to live there?
When you move out do you plan to sell it or rent it?
Do you want a 30 Year fixed or do you want to pay it off more quickly?
Do you have any kids?
How old are they?
Any plans for college?
Do you have a 529 College Savings Plan Set-up?
How much do you have set aside on the 529 Plan?
Do you have a 401 or IRA?
How much is in there?
Based on what you told me, I would recommend.
Is there anything else you have a question about?
Based on what I heard this is what I would recommend, what are your thoughts?
Get Refi Fees

Next step we just need to make sure you qualify and run your credit, and I will email you a copy of your report for your review.
First Name*
Last Name*
Address
Street Address
City
State
Zip Code
How long have you lived there?
Past Address
Phone Number
What is your email?
Birthdate
What's your social...?
Are you the only one on the loan?
What is her (His) Name?
What is her date of birth?
What is her or his social
(If don't know) Can you text her (Him)?
Employment Info
What do you do for a living?
Profession Type
Are you self-employed or W2'ed?
How long have you been doing that?
Employer
Start Date with Current
End Date of Previous
Start Date of Previous
What is your gross monthly income?
That is what is on 1040's?
Next Step is that I need to review those to make sure you are going to qualify, can you email those to me?

Yes
What company does your wife (husband) work for?
What is her (him) Monthly income?
How Long has she (he) been at that company?
Employer
Start Date for Current
Start Date for Previous
End Date for Previous
How Long has she (he) been in that line of work?
Let's talk about assets.
Who do you bank with?
Banking Company
How much do you have in average in Checking?
Do you have any saving accounts?
Who is that with?
How much is there?
Any 401k or IRA?
IRA Amount
2nd IRA Amount
401k Amount
2nd 401k Amount
401k Amount
529 Account Amount
What is the institution?
Any Brokerage Account?
How much?
What is the institution?
Any 529 Plans?
Do you own any other properties?
Get Refi Fees
Value
Loan Amount
Payment
Interest Rate
Does that Include Impounds?
How much are those impounds?
What did you Originally Pay off that Property?
Do you own any other property?
Value
Loan Amount
Loan Amount
Payment
Interest Rate
Does that include impounds?
How much are those impounds?
How much does it rent for?
Do you own any other property?
Value
Loan Amount
Loan Amount
Payment
Interest Rate
Does that include impounds?
How much are those impounds?
How much does it rent for?
Do you own any other property?
Value
Loan Amount
Loan Amount
Payment
Interest Rate
Does that include impounds?
How much are those impounds?
How much does it rent for?
Do you own any other property?
Value
Loan Amount
Loan Amount
Payment
Interest Rate
Does that include impounds?
How much are those impounds?
How much does it rent for?
Do you own any other property?
Value
Loan Amount
Payment
Interest Rate
Does that Include Impounds?
How much are those impounds?
What did you Originally Pay off that Property?
Do you own any other property?
Value
Loan Amount
Loan Amount
Payment
Interest Rate
Does that include impounds?
How much are those impounds?
How much does it rent for?
Do you own any other property?
Get Refi Fees
Value
Loan Amount
Loan Amount
Payment
Interest Rate
Does that include impounds?
How much are those impounds?
How much does it rent for?
Do you own any other property?
Get Refi Fees
Value
Loan Amount
Loan Amount
Payment
Interest Rate
Does that include impounds?
How much are those impounds?
How much does it rent for?
Should be Empty:

Refi Rate Quote, Savings Calculator and Loan App

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