Do any of the following apply to your business?
- You have been in business for less than 12 months
- 25% of your annual gross receipts are derived from "non-marine" work
- You build/repair/store other people's watercraft at any of the locations to be covered by this policy
- You perform tank cleaning or gas-feeing operations
- You do "hot work" on tankers, tank barges, or any similar vessels used for transporting oil, gasoline or explosive liquid or gas
- You lease your employees to or from other employers
- You perform work on offshore oil platforms
- You perform diving operations
- You repair/install lifeboats and/or life saving apparatus
- You are presently under bankruptcy protection or have filed for bankruptcy in the last five (5) years