When you “submit” information, create an account or otherwise register for services through First Federal Bank and its Companies’ website or otherwise, you hereby understand and agree that you have established a business relationship between you and First Federal Bank, which is the owner of this site. You hereby provide express written consent to any such communication or phone calls even if your phone number is on any Do Not Call list, federal, state or corporate. You also agree that calls may be placed live, by automatic dialing, and/or by pre-recorded message. Charges may apply to a mobile phone if that is the number you provided. Communications may also be by email, direct mail, and/or text message. If at any time you do not wish to continue to receive communications from First Federal Bank or its Companies’ or its affiliates’ communications, you may modify your preferences by notifying First Federal Bank at 1-877-455-4677 or by emailing email@example.com directly if you no longer want to receive other forms of communications from us.