- Display a strong commitment to serving the needs of poor, vulnerable, and/or excluded populations.
- Operate an existing lending program with portfolio quality that is in line with market context and industry standards, or be prepared and legally able to set up a lending program.
- Provide a specific proposal for using Kiva’s capital to fund loans with a) high social impact, and b) pricing that is in line with client affordability, market context, and industry standards.
- Be able to post at least $50,000 USD in loans in the first 12 months on the Kiva website, with capacity to grow in subsequent years.
- Have assets or operating revenues of at least $100,000 USD.
- Be able to legally accept and repay debt denominated in US Dollars
- Be legally registered, licensed, and in good standing.
Please note that Kiva is currently unable to accept applications from organizations solely registered in the following countries: Afghanistan, Belarus, Bosnia and Herzegovina, Burundi, Central African Republic, Cuba, EU member countries, Iran, Iraq, Libya, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, United Kingdom, Uzbekistan, Venezuela, Yemen, and Zimbabwe. This list may change on an ongoing basis.