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Workers Compensation
A key part of running your business is keeping employees safe at work. However, if one of your employees does suffer an injury, Workers Compensation coverage provides you and your employees with important protection.
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Business Name
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Association
Corporation
Individual
Joint Venture
Partnership
LLC. Limited Liability Company
LLP. Limited Liability Partnership
Municipality
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3
Tax ID #
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Business Address
Street Address
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Iowa
Kansas
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Botswana
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Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
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Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
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Guam
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Guinea
Guinea-Bissau
Guyana
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Japan
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Jordan
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Libya
Liechtenstein
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Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
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Slovenia
Solomon Islands
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South Africa
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South Sudan
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Sri Lanka
Sudan
Suriname
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eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
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Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
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Uganda
Ukraine
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United States
Uruguay
Uzbekistan
Vanuatu
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5
Is Your Mailing Address The Same As Business Address?
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no
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6
Mailing Address
Street Address
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Wyoming
Please Select
Please Select
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
State
Zip Code
Please Select
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
Somaliland
South Africa
South Ossetia
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
Trinidad and Tobago
Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
Isle of Man
US Virgin Islands
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Other
Please Select
Please Select
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
Somaliland
South Africa
South Ossetia
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
Trinidad and Tobago
Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
Isle of Man
US Virgin Islands
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Other
Country
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7
Contact Phone Number
Area Code
Phone Number
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8
Contact Name
First Name
Last Name
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9
E-mail Address:
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10
Class Code:
50010 Abrasive Wheel Manufacturing
50015 Abrasives or Abrasive Products Manufacturing – artificial
50017 Abrasives or Abrasive Products Manufacturing – NOC
50045 Adhesive Manufacturing
50047 Adhesive Tape Manufacturing
40005 Adult Day Care
40006 Adult Day Care
90089 Advertising Sign Companies – outdoor
51001 Aerosol Container Manufacturing
51005 Aerosol Containers – filling or charging for others
51116 Air Conditioning Equipment Manufacturing
10010 Air Conditioning Equipment – dealers or distributors only
91111 Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair
51201 Aircraft or Aircraft Parts Manufacturing
40020 Airport Control Towers – not operated exclusively by the Civil Aeronautics Authority
91125 Airport Runway or Warming Apron – paving or repaving, surfacing, resurfacing or scraping
40026 Airport – lessees of portions of airports engaged in the sale of aircraft or accessories, servicing or repairing of aircraft, or pilot instructions
40010 Airports – commercial
40015 Airports – private
51205 Alarm Manufacturing – burglar
51206 Alarm Manufacturing – fire or smoke
91127 Alarms and Alarm Systems – installation, servicing or repair
91130 Alarms – security systems – monitoring
51210 Alcohol Manufacturing – not beverage
40031 Ambulance Service, First Aid or Rescue Squads
40032 Ambulance Service, First Aid or Rescue Squads
51211 Ammunition Manufacturing
10015 Amusement Centers
40040 Amusement Devices – NOC
40041 Amusement Devices – operated in connection with carnivals or fairs
40042 Amusement Devices – operated in connection with carnivals or fairs
10020 Amusement Parks
91135 Analytical Chemists
10036 Anhydrous Ammonia Dealers and Distributors
40045 Animals – draft
40046 Animals – saddle – for rent
40047 Animals – saddle – private
10026 Antique Stores
60010 Apartment Buildings
60013 Apartment Buildings or Hotels – time-sharing – 4 stories or more
60012 Apartment Buildings or Hotels – time-sharing – less than 4 stories
60011 Apartment Buildings – garden
60016 Apartment Hotels – 4 stories or more
60015 Apartment Hotels – less than 4 stories
10040 Appliance Distributors – household type
10042 Appliance Stores – household type
51220 Appliances and Accessories Manufacturing – commercial – gas
51221 Appliances and Accessories Manufacturing – commercial – not gas
51222 Appliances and Accessories Manufacturing – household – gas
51224 Appliances and Accessories Manufacturing – household – not gas
91150 Appliances and Accessories – installation, servicing or repair – commercial
91155 Appliances and Accessories – installation, servicing or repair – household
10052 Archery Ranges – indoor
10054 Archery Ranges – NOC
91160 Armored Car Service Companies
10060 Army and Navy Stores
10065 Art Galleries
10066 Art Galleries
51230 Asbestos Goods Manufacturing
51240 Asphalt or Tar Distilling or Refining
51241 Asphalt Works
40059 Athletic Games Sponsored by the Insured
40061 Athletic Games Sponsored by the Insured
40063 Athletic or Sports Contests – in buildings – lessees
40064 Athletic or Sports Contests – in buildings – lessees
40066 Athletic Programs – amateur
40067 Athletic Programs – amateur
40069 Athletic Teams – professional or semiprofessional
91175 Auctioneers – livestock – sales conducted away from the insureds premises
91177 Auctioneers – sales conducted away from the insureds premises
91179 Auctions – on premises owned or rented by the insured
91190 Automobile Dismantling
51255 Automobile Manufacturing or Assembling
10070 Automobile Parts and Supplies Distributors
10071 Automobile Parts and Supplies Stores
10072 Automobile Quick Lubrication Services
60035 Automobile Renting or Leasing Companies
10073 Automobile Repair or Service Shops – NOC
10075 Automobile Repair Shops – self-service
51250 Automobile, Bus and Truck Body Manufacturing
51251 Automobile, Bus or Truck Parts Manufacturing – brakes or brake linings
51252 Automobile, Bus or Truck Parts Manufacturing – not operating parts
51253 Automobile, Bus or Truck Parts Manufacturing – operating parts
51254 Automobile, Bus or Truck Parts Manufacturing – passenger restraining devices
51300 Baby Food Manufacturing – in glass containers
51305 Baby Food Manufacturing – NOC
10100 Bakeries
51315 Bakery Plants
10111 Barber or Beauty Shop Supplies Distributors
10113 Barber Shops
10120 Bathhouses or Bathing Pavilions
51330 Battery Manufacturing – dry cell
51333 Battery Manufacturing – wet cell or storage
10130 Bazaars – operated by the insured
10132 Bazaars – operated by the insured
10133 Beach Chairs and Umbrellas – rented to others
10135 Beaches – bathing – commercially operated
40072 Beaches – bathing – not commercially operated
51340 Bearing Manufacturing
10115 Beauty Parlors and Hair Styling Salons
51350 Beer, Ale or Malt Liquor Manufacturing – in bottles
51351 Beer, Ale or Malt Liquor Manufacturing – in cans
51352 Beer, Ale or Malt Liquor Manufacturing – not bottled or canned
51355 Beverage Bottler – soft drinks – carbonated – in cans or plastic bottles
51356 Beverage Bottler – soft drinks – carbonated – in glass bottles
51357 Beverage Bottler – soft drinks – in metal cylinders
51358 Beverage Bottler – soft drinks – in paper containers
51359 Beverage Bottler – soft drinks – not carbonated – in bottles or cans
10140 Beverage Distributors – alcoholic other than beer
10141 Beverage Distributors – nonalcoholic and beer
10145 Beverage Stores – liquor and wine
10146 Beverage Stores – soft drinks and beer
51370 Bicycle Manufacturing – not motorized
10150 Bicycle Stores – sales and servicing
10151 Bicycles – rented to others
10160 Billiard or Pool Halls
51380 Billiard or Pool Table Manufacturing
40075 Bingo Games – in public halls or theaters – commercially operated
91200 Blacksmithing
91210 Blasting Operations
40101 Blood Banks
40102 Blood Banks
61000 Boarding or Rooming Houses
10101 Boat Dealers
51400 Boat or Ship Building – inboard and inboard/outboard
51401 Boat or Ship Building – without motors
91235 Boat Repair and Servicing
10105 Boat Storage and Moorage
10107 Boat Yards or Marinas – public
10110 Boats – canoes or rowboats – for rent – not equipped with motors
40111 Boats – canoes or rowboats – not for rent – not equipped with motors
40115 Boats – motor or sail – not for rent
10117 Boats – motor or sail – rented to others
40117 Boats – NOC – not for rent
10119 Boats – NOC – rented to others
40140 Boats – non-owned over 26 feet
91250 Boiler Inspection, Installation, Cleaning or Repair
51500 Bolt, Nut, Rivet, Screw or Washer Manufacturing
10204 Book and Magazine Stores
10205 Book and Magazine Stores
51516 Bookbinding
51517 Bookbinding
51551 Bottle and Jar Manufacturing – glass – for use under pressure – nonreturnable
51552 Bottle and Jar Manufacturing – glass – for use under pressure – returnable
51550 Bottle and Jar Manufacturing – glass – not for use under pressure
51553 Bottle and Jar Manufacturing – plastic – nonreturnable
51554 Bottle and Jar Manufacturing – plastic – returnable
10220 Bowling Lanes
51575 Boxes or Containers Manufacturing – corrugated or fiber board
51576 Boxes or Containers Manufacturing – wood
41001 Boy or Girl Scout Councils
51600 Brick Manufacturing
91266 Bridge or Elevated Highway Construction – concrete
91265 Bridge or Elevated Highway Construction – iron or steel
51613 Brush or Broom Manufacturing
10255 Building Material Dealers
10256 Building Material Dealers – secondhand material
10257 Building Material Distributors
91280 Building Structure – raising or moving
61223 Buildings or Premises – Bank
61212 Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only)
61216 Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only)
61217 Buildings or Premises – bank or office – mercantile or manufacturing – maintained by the insured (lessor’s risk only)
61218 Buildings or Premises – bank or office – mercantile or manufacturing – maintained by the insured (lessor’s risk only)
61226 Buildings or Premises – bank or office – NOC
61227 Buildings or Premises – bank or office – NOC
61224 Buildings or Premises – bank or office – premises primarily occupied by employees of the insured
61225 Buildings or Premises – bank or office – premises primarily occupied by employees of the insured
51625 Bus Manufacturing or Assembling or Reconstructing
41210 Bus Stations or Terminals
51666 Buttons or Fasteners Manufacturing
91302 Cable Installation in Conduits or Subways
91315 Cable or Subscription Television Companies
91324 Caisson or Cofferdam Work – foundations for buildings
91325 Caisson or Cofferdam Work – not foundations for buildings
10309 Camera and Photographic Equipment Stores
51702 Camper Bodies or Camper Trailers Manufacturing
10315 Camper or Travel Trailer Sales Agencies
51703 Campers Manufacturing – self-powered
10331 Campgrounds
10332 Campgrounds
41421 Camps – for profit
41422 Camps – not for profit
51734 Can Manufacturing – metal
51741 Candle Manufacturing
51752 Candy or Confectionery Products Manufacturing
10352 Candy or Confectionery Stores
10367 Car Washes
10368 Car Washes – self-service
51767 Carbon Paper or Inked Ribbon Manufacturing
10375 Carnival or Circus Companies
10380 Carnivals or Circuses – in tents (sponsor’s risk only)
10381 Carnivals or Circuses – in tents (sponsor’s risk only)
10378 Carnivals – outside (sponsor’s risk only)
10379 Carnivals – outside (sponsor’s risk only)
91340 Carpentry – construction of residential property not exceeding three stories in height
91341 Carpentry – interior
91342 Carpentry – NOC
91343 Carpentry – shop only
51777 Carpet or Rug Manufacturing
11007 Carpet, Rug or Upholstery Cleaning – shop only
91405 Carpet, Rug, Furniture or Upholstery Cleaning – on customer’s premises
11020 Catalog or Premium Coupon Redemption Stores
11039 Caterers
51790 Caulking Compounds, Putty or Similar Products Manufacturing
41510 Caves – tourist attraction
91436 Ceiling or Wall Installation – metal
51796 Cellophane and Cellophane Products Manufacturing
51809 Cement or Plaster Manufacturing – bulk
51808 Cement, Concrete Mix or Plaster Manufacturing – packaged
41603 Cemeteries
41604 Cemeteries
11052 Chairs – rented to others
51833 Charcoal or Coal Briquette Manufacturing
11101 Chemical Distributors
51850 Chemicals Manufacturing – commercial or industrial – NOC
51852 Chemicals Manufacturing – commercial or industrial – primarily flammable, explosive of reactive – NOC
51853 Chemicals Manufacturing – commercial or industrial – primarily toxic or presenting a health hazard – NOC
51851 Chemicals Manufacturing – commercial or industrial – toxic and either flammable, explosive or reactive – NOC
51855 Chemicals Manufacturing – household – NOC
51856 Chemicals Manufacturing – household – primarily flammable, explosive or reactive – NOC
51857 Chemicals Manufacturing – household – primarily toxic or presenting a health hazard – NOC
51854 Chemicals Manufacturing – household – toxic and either flammable, explosive or reactive – NOC
11120 Children’s Playcenters – indoor
91481 Chimney Cleaning
51869 China, Porcelain or Earthenware Manufacturing
41650 Churches or Other Houses of Worship
91507 Clay or Shale Digging
51877 Clay Products Manufacturing
91523 Cleaning – outside surfaces of buildings
51889 Clock Manufacturing
51896 Clothing Manufacturing
11126 Clothing or Wearing Apparel Distributors
11127 Clothing or Wearing Apparel Stores
11128 Clothing or Wearing Apparel Stores
41667 Clubs – civic, service or social – having buildings or premises owned or leased
41668 Clubs – civic, service or social – having buildings or premises owned or leased
41669 Clubs – civic, service or social – no buildings or premises owned or leased except for office purposes
41670 Clubs – civic, service or social – no buildings or premises owned or leased except for office purposes
11138 Clubs – country or golf
41664 Clubs – horseback riding – no commercial riding instructions
41665 Clubs – racquet sports and handball
41666 Clubs – swimming
51900 Coffins or Casket Manufacturing
51909 Coke Manufacturing
11155 Collectibles and Memorabilia Stores
51919 Color or Pigment Preparation
91547 Commissary Work
91551 Communication Equipment Installation – industrial or commercial
51926 Communication or Recording Systems or Equipment Manufacturing – industrial or commercial
51927 Communication or Recording Systems or Equipment Manufacturing – NOC
41678 Community Recreational Facilities
51934 Composition Goods Manufacturing – not floor coverings
41675 Computer Consulting or Programming
43151 Computer Data Processing Operations
43152 Computer Data Processing – time-sharing
51941 Computer Manufacturing
91555 Computer Service or Repair
51942 Computer Software Manufacturing – pre-packaged
11160 Computer Stores
11168 Concessionaires
11167 Concessionaires – check room, shoeshine, or toilet concessions in hotels, restaurants, railroad stations, etc.
91560 Concrete Construction
91562 Concrete or Cement Distributing Towers – rented to others – installation, repair or removal operations only
51957 Concrete or Plaster Products Manufacturing – not structural
51958 Concrete Products Manufacturing – prestressed
51959 Concrete Products Manufacturing – structural – NOC
51956 Concrete – mixed in transit
62002 Condominiums – commercial warehouses – manufacturing or private (association risk only)
62000 Condominiums – commercial – bank or mercantile, manufacturing or office (association risk only)
62001 Condominiums – commercial – shopping centers (association risk only)
62003 Condominiums – residential – (association risk only)
91577 Conduit Construction for Cables or Wires
91600 Construction or Project Manager
41677 Consultants – NOC
51960 Contact Lens Manufacturing
94444 Contractors NOC
91590 Contractors Permanent Yards – maintenance or storage of equipment or material
91580 Contractors – executive supervisors or executive superintendents
91588 Contractors – subcontracted work – in connection with bridge, tunnel or elevated street or highway construction, reconstruction or repair.
91582 Contractors – subcontracted work – in connection with building construction, reconstruction, repair or erection – apartment or office buildings over 4 stories
91583 Contractors – subcontracted work – in connection with building construction, reconstruction, repair or erection – one or two family dwellings
91581 Contractors – subcontracted work – in connection with construction, reconstruction, erection or repair not buildings – NOC
91584 Contractors – subcontracted work – in connection with construction, reconstruction, repair or erection of buildings – for industrial use
91585 Contractors – subcontracted work – in connection with construction, reconstruction, repair or erection of buildings – NOC
91586 Contractors – subcontracted work – in connection with oil and gas field construction, reconstruction or repair
91587 Contractors – subcontracted work – in connection with pipeline (other than oil or gas), or communication or power line construction, reconstruction or repair
91589 Contractors – subcontracted work – in connection with street or highway construction, reconstruction or repair – not elevated
91591 Contractors – subcontracted work – other than construction – related work (Type of contractor)
11203 Contractors’ Equipment Dealers – ladders, excluding hoists, scaffolds or towers
11204 Contractors’ Equipment Dealers – ladders, hoists, scaffolds or towers
11201 Contractors’ Equipment – cranes, derricks, power shovels and equipment incidental thereto – rented to others with operators
11202 Contractors’ Equipment – cranes, derricks, power shovels and equipment incidental thereto – rented to others without operators
11205 Contractors’ Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others with operators
11206 Contractors’ Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others without operators
11207 Contractors’ Equipment – excluding automobiles – rented to others with operators – NOC
11208 Contractors’ Equipment – excluding automobiles – rented to others without operators – NOC
11209 Contractors’ Equipment – hod or material platform hoists and equipment incidental thereto – rented to others with operators
11210 Contractors’ Equipment – hod or material platform hoists and equipment incidental thereto – rented to others without operators
11211 Contractors’ Equipment – ladders, scaffolds, scaffolding, sidewalks, bridges, towers and equipment incidental thereto – rented to others
11212 Contractors’ Equipment – scaffolds, sidewalks, bridges, hod or material hoist towers – rented to others – installation, repair or removal operations only
11213 Contractors’ Equipment – steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto – rented to others with operators
11214 Contractors’ Equipment – steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto – rented to others without operators
41672 Conventions (sponsor’s risk only)
41673 Conventions (sponsor’s risk only)
41680 Convents or Monasteries
11222 Copying and Duplicating Services – retail
11234 Cosmetic, Hair or Skin Preparation Stores
51970 Cosmetics Manufacturing
51982 Cotton Batting, Wadding or Waste Manufacturing
51985 Cotton Compressing
41679 Cotton Gin Operations
51986 Cotton Gin Operations
11248 Cotton or Wool Merchants
41696 Crematories
41697 Crematories
91606 Crop Spraying – by contractors
51999 Cutlery (not powered) and Flatware Manufacturing
52002 Dairy Products Manufacturing
11258 Dairy Products or Butter and Egg Stores
11259 Dairy Products or Butter and Egg Stores
91618 Dam or Reservoir Construction
41700 Dam, Levee or Dike – existence hazard only
11273 Dance Halls or Ballrooms
11274 Dance Halls or Ballrooms
41715 Day Care Centers
41716 Day Care Centers
91629 Debris Removal – construction site
11288 Delicatessens
12014 Dental Laboratories
12356 Department or Discount Stores
91636 Detective or Investigative Agencies – private
52075 Detergent Manufacturing – household
52109 Dextrine Manufacturing
46112 Diagnostic Testing Laboratories
52137 Die Casting Manufacturing
91641 Dike, Levee or Revetment Construction
52150 Distillation or Extraction – NOC
12361 Distributors – food or drink – NOC
12362 Distributors – no food or drink – NOC
91666 Diving – marine
91722 Dock Operations – coal, grain or ore
52134 Door or Window Manufacturing – NOC
52315 Door or Window Manufacturing – wood
91746 Door, Window or Assembled Millwork – installation – metal
91805 Draftsmen
43007 Drawbridges – existence hazard only
92053 Dredging – gold – endless bucket or ladder type
92054 Dredging – gold – floating dragline type
92055 Dredging – NOC
92101 Drilling – NOC
92102 Drilling – water
92215 Driveway, Parking Area or Sidewalk – paving or repaving
12373 Drug Distributors
52341 Drug Manufacturing – biological products
52342 Drug, Medicine or Pharmaceutical Preparations Manufacturing – for animal use
52343 Drug, Medicine or Pharmaceutical Preparations Manufacturing – NOC
12374 Drugstores – no table or counter service for beverage or food
12375 Drugstores – NOC
52401 Drums or Containers Manufacturing – metal
52402 Drums or Containers Manufacturing – plastic
92338 Dry Wall or Wallboard Installation
43117 Dude Ranches
63013 Dwellings – four-family (lessor’s risk only)
63010 Dwellings – one-family (lessor’s risk only)
63012 Dwellings – three-family (lessor’s risk only)
63011 Dwellings – two-family (lessor’s risk only)
92445 Electric Light or Power Companies
92453 Electric Light or Power Cooperatives – rural electrification administration projects only
92446 Electric Light or Power Line Construction – NOC
92447 Electric Light or Power Line Construction – rural electrification administration projects only
92451 Electrical Apparatus – installation, servicing or repair – NOC
12391 Electrical Equipment Distributors
52432 Electrical Equipment Manufacturing – NOC
52433 Electrical Equipment Manufacturing – NOC – for direct and indirect application to the body
52435 Electrical Generating Machinery Manufacturing
52438 Electrical Parts, Components or Accessories Manufacturing – NOC
52440 Electrical Power Distribution or Transmission Equipment Manufacturing – NOC
52467 Electrical Wire or Cable Manufacturing
92478 Electrical Work – within buildings
52469 Electronic Components Manufacturing
52505 Electronic Games Manufacturing
12393 Electronics Stores
52547 Electroplating
52581 Elevator Manufacturing
92593 Elevator or Escalator Inspecting, Installation, Servicing or Repair
43200 Employment Agencies
52619 Engine or Turbine Manufacturing – not aircraft – NOC
92663 Engineers or Architects – consulting – not engaged in actual construction
52660 Engraving
43215 Entertainment Performed on Others’ Premises
12467 Equipment, Fixtures or Supplies – for bars, hotels, offices, restaurants or stores – distributors
52744 Escalator or Moving Sidewalk Manufacturing
94007 Excavation
52767 Exercise or Playground Equipment Manufacturing
63215 Exhibition or Convention Buildings
63216 Exhibition or Convention Buildings
63219 Exhibitions – in buildings – no admission charged
63220 Exhibitions – in buildings – no admission charged
63217 Exhibitions – in buildings – NOC
63218 Exhibitions – in buildings – NOC
43421 Exhibitions – outside – in stadiums or on premises having grandstands or bleachers not erected by or for the insured – ushers or other attendants in stands not provided by the insured
43422 Exhibitions – outside – in stadiums or on premises having grandstands or bleachers – ushers or other attendants in stands provided by the insured
43424 Exhibitions – outside – no stadiums or grandstands
52876 Explosives or Fireworks Manufacturing
94099 Express Companies
52911 Extracts Manufacturing
52967 Eye Glass Lens Manufacturing
12509 Fabric Distributors
12510 Fabric Stores
43517 Fair Grounds – non-operating season
43518 Fairs – outside (operator’s risk only)
94225 Farm Machinery Operations – by contractors
53001 Feed Manufacturing – NOC
12583 Feed, Grain or Hay Dealers
12651 Fence Dealers
94276 Fence Erection Contractors
12683 Fertilizer Dealers and Distributors
53077 Fertilizer Manufacturing
53095 Fiber Manufacturing – NOC
53096 Fiber Manufacturing – synthetic
53121 Fiberglass Manufacturing
43550 Fire Departments – NOC
43551 Fire Departments – volunteers
53147 Fire Extinguishers Manufacturing
94304 Fire Extinguishers – servicing, refilling or testing
12707 Fire Protection Equipment Dealers and Distributors
53229 Fire Suppression Systems Manufacturing
94381 Fire Suppression Systems – installation, servicing or repair
53271 Firearms Manufacturing
94404 Fireproofing – structures
43626 Fireworks Exhibitions (contractor’s risk only)
43628 Fireworks Exhibitions (sponsor’s risk only)
43629 Fireworks Exhibitions (sponsor’s risk only)
43754 Fishing Piers
43760 Fishing Ponds or Lakes – commercially operated
12797 Floor Covering Distributors
94569 Floor Covering Installation – not ceramic tile or stone
53333 Floor Covering Manufacturing – not carpets, rugs, ceramic or stone tiles
12805 Floor Covering Stores
94590 Floor Waxing
12841 Florists
53374 Food Products Manufacturing – dry
53375 Food Products Manufacturing – frozen
53376 Food Products Manufacturing – not dry – in glass containers
53377 Food Products Manufacturing – not dry – in other than glass containers
43822 Forestry Service
53403 Forging Work – NOC
12927 Formal Wear or Costumes – rented to others
53425 Foundries – NOC
94617 Freight Forwarders or Handlers – NOC
94638 Freight Forwarders or Handlers – packing, handling or shipping explosives or ammunition under contract
13049 Frozen Food – distributors
13111 Fruit or Vegetable Dealers
13112 Fruit or Vegetable Distributors
53565 Fruit or Vegetable Juice Manufacturing – no bottling of carbonated beverages
43840 Fruit or Vegetable – harvesting contractors
13201 Fuel Dealers or Distributors – coal or wood
13204 Fuel Oil or Kerosene Dealers
13205 Fuel Oil or Kerosene Distributors
43860 Fumigating
43889 Funeral Homes or Chapels
53631 Fur Garment Manufacturing
53632 Fur or Pelt Processing
13314 Fur – Garments and pelts – distributors
53731 Furniture Manufacturing or Assembling – infants
53732 Furniture Manufacturing or Assembling – other than wood
53733 Furniture Manufacturing or Assembling – wood
95124 Furniture or Fixtures – installation in offices or stores – portable – metal or wood
53734 Furniture or Woodwork Stripping, Refinishing or Repairing – shop only
13351 Furniture Stores
13352 Furniture Stores
53803 Galvanizing or Tinning
43990 Gambling – Casinos
43991 Gambling – incidental to other operations
43945 Garbage or Refuse Dumps
43946 Garbage Works – separation for recycling, reduction or incineration
95233 Garbage, Ash or Refuse Collecting
95306 Gas Companies – natural gas – local distribution
95305 Gas Companies – NOC
13411 Gas Dealers or Distributors – NOC
13410 Gas Dealers – LPG
13412 Gas Distributors – LPG
95310 Gas Mains or Connections Construction
53902 Gas Manufacturing – inert
53903 Gas Manufacturing – NOC
53904 Gas Manufacturing – primarily flammable, explosive or reactive
53905 Gas Manufacturing – primarily toxic or presenting a health hazard
53901 Gas Manufacturing – toxic and either flammable, explosive or reactive
53907 Gasoline Distributors
44009 Gasoline or Oil Supply Stations – retail (lessor’s risk only)
44010 Gasoline Recovery – from casing head or natural gas
13453 Gasoline Stations – full service
13455 Gasoline Stations – self and full service combined
13454 Gasoline Stations – self-service
54012 Gemstone Cutting or Polishing
95357 Geophysical Exploration – NOC
95358 Geophysical Exploration – seismic method
13506 Gift Shops
13507 Gift Shops
13590 Glass Dealers and Glaziers
54077 Glass or Glassware Manufacturing
44069 Golf Courses – miniature
44070 Golf Courses – municipal or public – not golf or country clubs
44071 Golf Driving Ranges
44072 Golfmobiles – loaned or rented to others
44109 Governmental Subdivision – not state or federal counties or parishes – population 10,001 – 25,000
44112 Governmental Subdivision – not state or federal counties or parishes – population 100,001 – 250,000
44110 Governmental Subdivision – not state or federal counties or parishes – population 25,001 – 50,000
44111 Governmental Subdivision – not state or federal counties or parishes – population 50,001 – 100,000
44113 Governmental Subdivision – not state or federal counties or parishes – population over 250,000
44108 Governmental Subdivision – not state or federal counties or parishes – population under 10,000
44102 Governmental Subdivision – not state or federal municipalities – population 10,001-25,000
44105 Governmental Subdivision – not state or federal municipalities – population 100,001-250,000
44101 Governmental Subdivision – not state or federal municipalities – population 2,501-10,000
44103 Governmental Subdivision – not state or federal municipalities – population 25,001-50,000
44104 Governmental Subdivision – not state or federal municipalities – population 50,001-100,000
44106 Governmental Subdivision – not state or federal municipalities – population over 250,000
44100 Governmental Subdivision – not state or federal municipalities – population under 2,500
95410 Grading of Land
95455 Grain Elevator Operations
13621 Grain Milling
44193 Grandstands or Bleachers
44194 Grandstands or Bleachers
95487 Greenhouse Erection
13670 Grocery Distributors
13673 Grocery Stores-NOC
44222 Guides or Outfitters
95505 Guniting or Shot-Crete
95620 Gunsmiths
44276 Halls
44277 Halls
95625 Handyman
13715 Hardware and Tool Distributors
13716 Hardware Stores
95630 Hazardous Material Contractors
44427 Health Care Facilities – alcohol and drug
44428 Health Care Facilities – alcohol and drug
44439 Health Care Facilities – clinics, dispensaries or infirmaries treating out-patients only – no regular bed and board facilities
44440 Health Care Facilities – clinics, dispensaries or infirmaries treating out-patients only – no regular bed and board facilities
44429 Health Care Facilities – convalescent or nursing homes – not mental-psychopathic institutions
44430 Health Care Facilities – convalescent or nursing homes – not mental-psychopathic institutions
44431 Health Care Facilities – homes for the aged
44432 Health Care Facilities – homes for the aged
44433 Health Care Facilities – homes for the physically handicapped or orphaned
44434 Health Care Facilities – homes for the physically handicapped or orphaned
44435 Health Care Facilities – hospitals
44436 Health Care Facilities – hospitals
44437 Health Care Facilities – mental – psychopathic institutions
44438 Health Care Facilities – mental – psychopathic institutions
44311 Health or Exercise Clubs
44315 Health or Exercise Facilities – commercially operated
13720 Health or Natural Food Stores
13759 Hearing Aid Stores
55010 Heating Equipment Manufacturing – coal or wood
55011 Heating Equipment Manufacturing – electric
55012 Heating Equipment Manufacturing – fuel oil or kerosene
55013 Heating Equipment Manufacturing – gas, or liquefied petroleum gas
13930 Heating or Combined Heating and Air Conditioning Equipment – dealers or distributors only
95647 Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair – no liquefied petroleum gas (LPG) equipment sales or work
95648 Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair – NOC
14068 Hide Dealers and Distributors – raw
14101 Hobby, Craft or Artist’s Supply Stores
44500 Home Health Care Services
44501 Home Health Care Services
14279 Home Improvement Stores
55214 Hone, Oilstone or Whetstone Manufacturing
55371 Honey Extracting
64075 Hotels and Motels – 4 stories or more (lessor’s risk only)
64074 Hotels and Motels – less than 4 stories (lessor’s risk only)
45191 Hotels and Motels – with pools or beaches – 4 stories or more
45190 Hotels and Motels – with pools or beaches – less than 4 stories
45193 Hotels and Motels – without pools or beaches – 4 stories or more
45192 Hotels and Motels – without pools or beaches – less than 4 stories
96053 House Furnishings Installation – NOC
64500 Housing Projects – federal, state, local
45224 Hunting Preserves
45225 Hunting Preserves
14401 Ice Cream Stores
14405 Ice Dealers and Distributors
55410 Importers (Classify based on merchandise)
55426 Ink Manufacturing
55597 Inner Tube Manufacturing
96317 Inspection and Appraisal Companies – inspecting for insurance or valuation purposes
55647 Instrument Manufacturing – analytical, calibrating, measuring, testing or recording
55648 Instrument Manufacturing – control
55649 Instrument Manufacturing – NOC
55715 Insulating Material Manufacturing – mineral
55716 Insulating Material Manufacturing – organic
55717 Insulating Material Manufacturing – plastic – for application in solid state
55718 Insulating Material Manufacturing – plastic – NOC
96410 Insulation Work – mineral
96409 Insulation Work – organic or plastic in solid state
96408 Insulation Work – plastic – NOC
45334 Insurance Agents
96611 Interior Decorators
47600 Internet Access Providers
16750 Internet Retailers
47610 Internet Service Providers
96702 Irrigation or Drainage System Construction
96703 Irrigation Works Operations
96816 Janitorial Services
14527 Janitorial Supplies – dealers or distributors
96872 Jetty or Breakwater Construction
55802 Jewelry Manufacturing
14655 Jewelry Stores or Distributors
45380 Junk Dealers
45450 Kennels – breeding, boarding or sales
65007 Labor Union Offices
97002 Laboratories – research, development or testing
97003 Laboratories – research, development or testing
55918 Ladder Manufacturing – NOC
55919 Ladder Manufacturing – wood
45523 Lakes or Reservoirs – existence hazard only
45524 Lakes or Reservoirs – existence hazard only
56041 Lamp or Lantern Manufacturing – electric
56042 Lamp or Lantern Manufacturing – NOC
56040 Lamp Shade Manufacturing
45539 Land – occupied by persons other than the insured for business purposes (lessor’s risk only)
97047 Landscape Gardening
14731 Laundries and Dry Cleaners – self-service
45678 Laundries and Dry Cleaning Plants
14732 Laundry and Dry Cleaning or Dyeing Receiving Stations
14733 Laundry and Dry Cleaning Stores
14734 Laundry Rental Service
97050 Lawn Care Services
66122 Lawyers Offices
66123 Lawyers Offices
56170 Lead Manufacturing – red or white
56171 Lead Works – sheet, pipe or shot
56202 Leather Goods Manufacturing – NOC
66309 Libraries
56390 Light Bulb or Tubes Manufacturing
56391 Lighting Fixtures Manufacturing – NOC
56427 Lime Manufacturing
56488 Liquor Manufacturing
14855 Livestock Dealers or Commission Merchants
45771 Livestock Sales Companies
14913 Locksmiths
97111 Logging and Lumbering
56567 Lubricants Manufacturing – grease
45819 Lumberyards
97220 Machine Shops – NOC
15060 Machinery or Equipment Dealers – construction or industrial – mobile type
15061 Machinery or Equipment Dealers – farm type
15062 Machinery or Equipment Dealers – NOC
15063 Machinery or Equipment Dealers – yard or garden type
97221 Machinery or Equipment – farm – installation, servicing, repair or erection
97222 Machinery or Equipment – industrial – installation, servicing or repair
97223 Machinery or Equipment – installation, servicing or repair – NOC
56650 Machinery or Machinery Parts Manufacturing – construction, mining or materials handling type
56651 Machinery or Machinery Parts Manufacturing – farm type
56652 Machinery or Machinery Parts Manufacturing – industrial type
56653 Machinery or Machinery Parts Manufacturing – metalworking
56654 Machinery or Machinery Parts Manufacturing – NOC
15070 Mail Box or Packaging Stores
45901 Mail Order Houses
45900 Mail Order or Online Drugstores
45937 Mailing or Addressing Companies
54444 Manufacturers NOC
45993 Manufacturers Representatives
97308 Marine Appraisers or Surveyors
15119 Markets – not open air (lessor’s risk only)
15120 Markets – not open air (lessor’s risk only)
15123 Markets – open air (lessor’s risk only)
15124 Markets – open air (lessor’s risk only)
97447 Masonry
56690 Match Manufacturing
56699 Mattress or Box Spring Manufacturing
46004 Mausoleums
46005 Mausoleums
56759 Meat, Fish, Poultry or Seafood Processing – in airtight containers
56760 Meat, Fish, Poultry or Seafood Processing – not in airtight containers
15224 Meat, Fish, Poultry or Seafood Stores
56758 Meat, Fish, Poultry or Seafood – curing
15223 Meat, Fish, Poultry or Seafood – distributors
66561 Medical Offices
56808 Medical, Dental or Surgical Diagnostic Treatment Machines or Devices Manufacturing
56805 Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing – expendable
56806 Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing – nonexpendable
56807 Medical, Dental, Hospital or Surgical Instruments Manufacturing
15300 Medical, Hospital and Surgical Equipment and Supplies – rented to others
15314 Medical, Hospital and Surgical Supply Stores
15404 Metal Dealers or Distributors – nonstructural
15405 Metal Dealers or Distributors – structural
97650 Metal Erection – decorative or artistic
97651 Metal Erection – frame structures, iron work on outside of buildings
97652 Metal Erection – in the construction of dwellings not exceeding 2 stories in height
97653 Metal Erection – nonstructural – NOC
97654 Metal Erection – steel lock gates, gas holders, standpipes, water towers, smoke stacks, tanks, silos, prison cells, fire or burglar-proof vaults
97655 Metal Erection – structural – NOC
56900 Metal Extraction or Refining – NOC
56910 Metal Foil Manufacturing
56911 Metal Goods Manufacturing – NOC
56912 Metal Goods Manufacturing – stamping – not signs
56913 Metal Heat Processing
15406 Metal Scrap Dealers
59914 Metal Works – shop – decorative or artistic
56915 Metal Works – shop – structural – load bearing
56916 Metal Works – shop – structural – not load bearing
56919 Metals – extraction or refining of ferrous metals – blast furnace or other pyrometallurgical processes
56920 Metals – extraction or refining of nonferrous metals – blast furnace or other pyrometallurgical processes
56917 Metals – extraction or refining – chemical processes
56918 Metals – extraction or refining – electrometallurgical processes
56980 Mica Goods Manufacturing
57001 Milk Depots or Dealers
57002 Milk Processing
98002 Mining – NOC
98003 Mining – surface
57090 Mobile Home Manufacturing
46202 Mobile Home Parks or Courts
15488 Mobile Home Sales Agencies
46362 Model Homes
57146 Modular Units Manufacturing
98090 Motion Pictures – development of negatives, printing and all subsequent operations
98091 Motion Pictures – film distribution or exchanges – not located at motion picture studios
98092 Motion Pictures – production – studios or outside – all operations prior to the development of negatives
57202 Motorcycle, Moped or Motor Scooter Manufacturing
46426 Museums
46427 Museums
16676 Music Stores – Pre-recorded
57257 Musical Instrument Manufacturing
15538 Musical Instrument Stores
58627 Musical Products Manufacturing – prerecorded
15600 Nail Salons
57401 Nails or Spikes Manufacturing
57403 Needles, Pins or Tacks Manufacturing
57410 Net Manufacturing – NOC
57411 Net Manufacturing – safety nets
15607 Newspaper or Magazine Distributors
15608 Newsstands
15656 Nightclubs, Cabarets and Comedy Clubs
15699 Nursery – garden
57572 Office Machines Manufacturing
98111 Office Machines or Appliances – installation, inspection, adjustment, repair
98150 Oil or Gas Lease Operations – natural gas
98151 Oil or Gas Lease Operations – natural gas – within the limits of any town or city, on the right -of-way of any railroad, or in any ocean, gulf or bay
98152 Oil or Gas Lease Work by Contractors – not lease operation
15188 Oil or Gas Wells Supplies or Equipment Dealers – secondhand
98153 Oil or Gas Wells – acidizing
98154 Oil or Gas Wells – cementing
98155 Oil or Gas Wells – cleaning or swabbing by contractors
98156 Oil or Gas Wells – cleaning or swabbing by contractors – within the limits of any town or city, on the right-of-way of any railroad, or in any ocean, gulf or bay
98157 Oil or Gas Wells – drilling or redrilling, installation or recovery of casing
98158 Oil or Gas Wells – drilling or redrilling, installation or recovery of casing – within the limits of any town or city, on the right-of-way of any railroad, or in any ocean, gulf or bay
98159 Oil or Gas Wells – instrument logging or survey work in wells
46510 Oil or Gas Wells – non-operating working interest
98160 Oil or Gas Wells – perforating of casing
98161 Oil or Gas Wells – servicing – by contractors
98162 Oil or Gas Wells – shooting
15733 Oil Refineries
98163 Oil Rig or Derrick Erecting or Dismantling – wood or metal
98164 Oil Still Erection or Repair
57600 Optical Goods Manufacturing
15839 Optical Goods Stores
98257 Orchards and Vineyards – operation by contractors
57611 Ore Milling or Processing
57625 Orthopedic, Ambulation or Prosthetic Devices Manufacturing
57651 Packing Houses
57690 Paint, Varnish, Shellac or Lacquer Manufacturing
15991 Paint, Wallpaper or Wallcovering Stores
98304 Painting – exterior – buildings or structures – 3 stories or less in height – NOC
98303 Painting – exterior – buildings or structures – exceeding 3 stories in height – NOC
98309 Painting – exterior – steel structures or bridges – exceeding 3 stories in height – NOC
98305 Painting – interior – buildings or structures
98306 Painting – oil or gasoline tanks
98307 Painting – ship hulls
98308 Painting – shop only
15993 Painting, Picture or Frame Stores
57716 Paper Coating or Finishing
57725 Paper Goods Manufacturing – NOC
57726 Paper Manufacturing
16005 Paper Products Distributors
16009 Paper, Rag or Rubber Stock Dealers and Distributors – secondhand
98344 Paperhanging
57798 Parachute Manufacturing
46590 Parades
46622 Parking – private
46607 Parking – public – maintained by the insured (lessor’s risk only)
46603 Parking – public – not open air
46604 Parking – public – open air
46606 Parking – public – shopping centers – maintained by lessee (lessor’s risk only)
46671 Parks or Playgrounds
57808 Pattern Manufacturing – metal
57809 Pattern Manufacturing – NOC
57810 Pattern Manufacturing – paper
46700 Penal Institutions
57871 Pencil, Pen, Crayon or Chalk Manufacturing
43470 Pest Control Services
57913 Pet Food Manufacturing
16402 Pet Grooming
16403 Pet Stores
16404 Pet Training
57997 Photo Finishing Laboratories
16471 Photographers
57998 Photographic Equipment Manufacturing
57999 Photographic Supplies Manufacturing
98405 Piano Tuning
46773 Picnic Grounds – commercially operated
98413 Pile Driving – building foundation only
98414 Pile Driving – NOC
98415 Pile Driving – sonic method
98423 Pipeline Construction – gas
98424 Pipeline Construction – NOC
98425 Pipeline Construction – oil
98426 Pipeline Construction – slurry – nonflammable mixtures
98427 Pipelines – operation – gas
98428 Pipelines – operation – NOC
98429 Pipelines – operation – oil
98430 Pipelines – operation – slurry – nonflammable mixtures
58020 Pipes Manufacturing – tobacco
58009 Pipes or Tubes Manufacturing – metal
58010 Pipes or Tubes Manufacturing – plastic
98449 Plastering or Stucco Work
58056 Plastic Manufacturing – raw material
58057 Plastic or Rubber Goods Manufacturing – NOC – household
58058 Plastic or Rubber Goods Manufacturing – NOC – other than household
16501 Plastic or Rubber Supply Goods Distributors
16527 Plumbing and Fixtures Supplies – dealers and distributors
58095 Plumbing Fixtures Manufacturing
58096 Plumbing Supplies Manufacturing – NOC
98482 Plumbing – commercial and industrial
98483 Plumbing – residential or domestic
58301 Plywood, Veneer or Veneer Products Manufacturing – NOC
58302 Plywood, Veneer or Veneer Products Manufacturing – without log processing
46822 Political Campaign Headquarters or Offices
98502 Prefabricated Building Erection
58397 Prefabricated Building Manufacturing
16588 Printers or Electrotypers Supplies – distributors
58408 Printing
58409 Printing
16604 Produce Handling or Packing
46881 Professional and Trade Associations – no building or premises owned or leased except as offices
46882 Professional and Trade Associations – no building or premises owned or leased except as offices
58456 Publishers – books or magazines
58457 Publishers – books or magazines
58458 Publishers – newspapers
58459 Publishers – newspapers
58503 Pulp Manufacturing
58532 Pump or Compressor Manufacturing
98555 Quarries
46913 Race Tracks – motorized vehicles (lessor’s risk only)
46915 Race Tracks – motorized vehicles (sponsor’s risk only)
46911 Race Tracks – motorized vehicles – operators
46912 Race Tracks – NOC – operators
46914 Racing – NOC – (lessor’s risk only)
46916 Racing – NOC – (sponsor’s risk only)
16670 Racquet Sports and Handball Facilities – commercially operated
98597 Radio or TV Broadcasting Stations
98598 Radio or TV Broadcasting Stations
98601 Railroad Construction
58559 Railroad Engine Manufacturing
58560 Railroad or Other Public Conveyance Cars Manufacturing
58561 Railroad or Other Public Conveyance Cars Parts Manufacturing
98622 Railroads – operation and maintenance – with BI passenger hazard
98623 Railroads – operation and maintenance – without BI passenger hazard
98624 Railroads – shop operation and maintenance
58575 Razor or Razor Blade Manufacturing
47050 Real Estate Agents
47051 Real Estate Development Property
47052 Real Estate Property Managed
47103 Recording Studios
16694 Recreational Vehicle Dealers
47146 Recycling Collection Centers
47147 Recycling Collection Centers
58663 Refrigeration Equipment Manufacturing
16705 Refrigeration Equipment – dealers and distributors only – commercial
98636 Refrigeration Systems or Equipment – dealers and distributors and installation, servicing or repair – commercial
58682 Rendering Works
98640 Renovating – outside surfaces of buildings
16723 Rental Stores – machinery or equipment – rented to others on a long-term basis
16722 Rental Stores – NOC
16900 Restaurants - with no sale of alcoholic beverages - with table service
16901 Restaurants - with no sale of alcoholic beverages - withour table service with seating
16902 Restaurants - with no sale of alcoholic beverages - without seating
16915 Restaurants -with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - with dance floor
16916 Restaurants -with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - without dance floor
16940 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - bar service only (no tables):- with dance floor
16941 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - bar service only (no tables):- without dance floor
16921 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- with dance floor: no table service
16920 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- with dance floor: table service
16931 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- without dance floor: no table service
16930 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- without dance floor: table service
16910 Restaurants -with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - with table service
16911 Restaurants -with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table service with seating
16819 Restaurants – operated by concessionaires
16820 Restaurants – operated by concessionaires
47221 Riding Academies
47253 Rifle or Pistol Ranges – indoor
47254 Rifle or Pistol Ranges – NOC
98658 Rigging – not ship or boat
98659 Rigging – ship or boat
47318 Rodeos
58713 Rolling Mills – cold or hot process
98677 Roofing – commercial
98678 Roofing – residential
58737 Rope Manufacturing
58756 Rubber Manufacturing
58757 Rubber Reclaiming
58759 Rubber Stamp Manufacturing or Assembling
58802 Saddles, Harnesses or Horses Furnishings Manufacturing
58813 Safes or Safe Vaults Manufacturing
58822 Sail Making
47367 Sales or Service Organizations
58840 Salt Manufacturing
58837 Salt, Borax, Potash or Phosphate – producing or refining – NOC
98698 Salvage Operations – NOC
98699 Salvage Operations – removing, sorting, reconditioning and distributing of merchandise in damaged buildings and incidental operations away from such buildings
98710 Sand or Gravel Digging
98705 Sandblasting
47420 Saunas and Baths – public
58873 Saw Mills or Planing Mills
67508 Schools – colleges, universities, junior colleges or college preparatory
67509 Schools – colleges, universities, junior colleges or college preparatory
47468 Schools – correspondence
67510 Schools – dormitory facilities
67511 Schools – dormitory facilities
47469 Schools – faculty liability for corporal punishment of pupils
67512 Schools – NOC
67513 Schools – NOC
47475 Schools – private – elementary, kindergarten or junior high
47476 Schools – private – elementary, kindergarten or junior high
47477 Schools – private – high
47478 Schools – private – high
47471 Schools – public – elementary, kindergarten or junior high
47473 Schools – public – high
47474 Schools – trade or vocational
16881 Secondhand or Salvage Dealers and Distributors
98751 Security and Patrol Agencies
16891 Seed Merchants
16892 Seed Merchants – excluding germination failure
16890 Seed Merchants – excluding misdelivery and germination failure
98805 Septic Tank Systems – cleaning
98806 Septic Tank Systems – installation, servicing or repair
98810 Sewage Disposal – plant operations
98813 Sewer Cleaning
98820 Sewer Mains or Connections Construction
48039 Sewers
58903 Sewing Machine Manufacturing – commercial
58904 Sewing Machine Manufacturing – household
98871 Shaft Sinking
98884 Sheet Metal Work – outside
58922 Sheet Metal Work – shop only
67017 Shelters, Mission Settlement or Halfway Houses – not church or office buildings
98914 Ship Ceiling or Scaling
98949 Ship Repair or Conversion
18109 Shoe Repair Shops
18110 Shoe Stores
59005 Shoe, Boot or Slipper Manufacturing
67635 Shopping Centers – buildings, or premises not occupied by the insured (lessor’s risk only)
67634 Shopping Centers – indoor malls — buildings, or premises not occupied by the insured (lessor’s risk only)
98967 Siding Installation
98993 Sign Erection, Installation or Repair
59057 Sign Manufacturing – electrical
59058 Sign Manufacturing – NOC
99004 Sign Painting or Lettering on Buildings or Structures
99003 Sign Painting or Lettering – inside of buildings
48177 Skating Rinks – ice
48178 Skating Rinks – roller
48206 Skeet Shooting or Trap Shooting Ranges
48252 Ski Lifts, Tows or Runs
59188 Slate Milling
59189 Slate Splitting or Slate Roofing Manufacturing
48441 Soap Box Derbies
59223 Soap Manufacturing
48557 Social Gatherings and Meetings – on premises not owned or operated by insured
48558 Social Gatherings and Meetings – on premises not owned or operated by insured
48600 Social Services – consulting services only – operated by the private sector
99080 Solar Energy Contractors
18200 Spas or Personal Enhancement Facilities
59257 Sponge Processing
18205 Sporting Goods or Athletic Equipment Distributors
59306 Sporting Goods or Athletic Equipment Manufacturing
18206 Sporting Goods or Athletic Equipment Stores
48610 Sports or Outdoor Activities – commercially operated
99111 Stables – boarding, livery or racing
48637 Stadiums – operated by insured
48638 Stadiums – operated by insured
18335 Stationery or Paper Products Stores
99160 Steam Heating or Steam Power Companies
99163 Steam Mains or Connections Construction
99165 Steam Pipe or Boiler Insulation
59378 Steel Wool or Wire Wool Manufacturing
99220 Stevedoring – by hand or by means of hand trucks exclusively – no hoisting of cargo
99221 Stevedoring – handling explosives or ammunition under contract
99222 Stevedoring – NOC
99223 Stevedoring – tallyers or checking clerks engaged in connection with stevedoring work
48636 Stockyards
59481 Stone Crushing
59482 Stone Cutting or Polishing
18435 Stores – NOC – food or drink
18436 Stores – NOC – food or drink
18437 Stores – NOC – no food or drink
18438 Stores – NOC – no food or drink
99303 Street Cleaning
99315 Street or Road Construction or Reconstruction
99321 Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping
48727 Streets, Roads, Highways or Bridges – existence and maintenance hazard only
99445 Subway Construction
59537 Sugar Refining
48808 Sun Tanning Salons
18501 Supermarkets
99471 Surveyors – land – not engaged in actual construction
99505 Swimming Pool Servicing
59601 Swimming Pools or Accessories Manufacturing
48924 Swimming Pools – commercially operated
99506 Swimming Pools – installation, servicing or repair – above ground
99507 Swimming Pools – installation, servicing or repair – below ground
48925 Swimming Pools – NOC
59647 Syrups or Molasses – refining, blending or manufacturing
18506 Tailor Merchants – men or boys
18507 Tailoring or Dressmaking Establishments – custom
59660 Tank Building or Manufacturing – metal – not pressurized
59661 Tank Building or Manufacturing – metal – pressurized
99570 Tank Construction, Installation, Erection or Repair – metal – not pressurized – NOC
99572 Tank Construction, Installation, Erection or Repair – metal – not pressurized – within buildings exclusively
99571 Tank Construction, Installation, Erection or Repair – metal – pressurized – NOC
99573 Tank Construction, Installation, Erection or Repair – metal – pressurized – within buildings exclusively
59693 Tanning – animal hides
18570 Tattoo Parlors
68001 Taxicab Companies
49005 Taxidermists
59695 Telecommunication Equipment Manufacturing
18575 Telecommunication Equipment Providers
99600 Telecommunication Service Providers
99614 Telegraph Companies
99613 Telephone, Telegraph or Cable Television Line Construction
99620 Teleproduction Studios
99650 Television or Radio Receiving Set Installation or Repair
59701 Television Picture Tube Manufacturing
59713 Tent or Canopy Manufacturing
99709 Tent or Canvas Goods – erection, removal or repair – away from shop
49111 Tents or Canopies – loaned or rented to others
59722 Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening – new goods
59723 Textile Coating or Impregnating
59724 Textile Manufacturing – impregnated or coated
59725 Textile Products Manufacturing – fabricated
59726 Textile Spinning, Weaving or Knitting Mills
49181 Theaters – drive-in
49183 Theaters – motion pictures
49184 Theaters – NOC
49185 Theaters – NOC
99718 Theatrical Companies – traveling
68439 Ticket Agencies
59738 Tie, Post or Pole Yard
99746 Tile, Stone, Marble, Mosaic or Terrazzo Work – interior construction
18616 Tire Dealers
59750 Tire Manufacturing – auto, bus or truck
59751 Tire Manufacturing – not auto, bus or truck
49239 Tires – retreading or recapping
18707 Tobacco Products Distributors
59773 Tobacco Products Manufacturing – cigars or cigarettes
59774 Tobacco Products Manufacturing – NOC
59775 Tobacco Products Manufacturing – plug or snuff
18708 Tobacco Products Stores
99760 Tobacco Rehandling or Warehousing
49292 Toll Bridges
59781 Tool Manufacturing – accessories – NOC
59782 Tool Manufacturing – hand type – not powered
59783 Tool Manufacturing – hand type – powered
59784 Tool Manufacturing – power equipment – household type – outdoor or workshop
68500 Townhouses or Similar Associations (association risk only)
18833 Toy Distributors
59790 Toy or Game Manufacturing
18834 Toy Stores
19795 Trailer Dealers
19796 Trailer Retail Agencies
59798 Trailers Manufacturing
49333 Travel Agency Tours
99777 Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating
59806 Truck Manufacturing or Assembling
99793 Truckers
99798 Tunneling
59867 Turpentine or Rosin Manufacturing
59886 Twine or Cordage Manufacturing
59889 Umbrella or Cane Manufacturing
99803 Underpinning Buildings or Structures
99826 Upholstering – NOC
99827 Upholstering – shop only
68604 Vacant Buildings – factories
68606 Vacant Buildings – not factories
68607 Vacant Buildings – not factories
49451 Vacant Land
49452 Vacant Land
59892 Valves Manufacturing
18911 Variety Stores
18912 Variety Stores
59904 Vegetable Oil Manufacturing – by solvent extraction
59905 Vegetable Oil Manufacturing – NOC
49617 Vending Machine Operations – confection, food, beverage or ice
49619 Vending Machine Operations – NOC
49618 Vending Machine Operations – tobacco products
59915 Vending Machines Manufacturing
59917 Venetian Blinds Manufacturing or Assembling
99851 Veterinarian or Veterinary Hospitals
18920 Video Stores
49763 Warehouse – cold individual storage lockers
99917 Warehouse – cold storage – public
68702 Warehouses – manufacturing or private buildings or premises – occupied by multiple interests (lessor’s risk only)
68703 Warehouses – manufacturing or private buildings or premises – occupied by single interest (lessor’s risk only)
18991 Warehouses – miniwarehouses
99938 Warehouses – NOC
68706 Warehouses – private
68707 Warehouses – private
19007 Washing Machines, Dryers or Ironers – coin meter types
59923 Watch or Watch Case Manufacturing
59925 Water Bottling – in siphons
59926 Water Bottling – spring or well – not sparkling or carbonated
59927 Water Bottling – spring or well – sparkling or carbonated
99943 Water Companies
99946 Water Mains or Connection Construction
99948 Water Softening Equipment – installation, servicing or repair
19051 Water Softening Equipment – rented to others
99952 Waterproofing – by pressure apparatus
99953 Waterproofing – by trowel – exterior
99954 Waterproofing – by trowel – interior or insulation work
99955 Waterproofing – NOC
59931 Wax or Wax Products Manufacturing – NOC
59932 Wax, Wax Products or Polish Manufacturing – floor
96930 Web Site Designers
99963 Weighers, Samplers or Inspectors of Merchandise – on vessels or docks or at railway stations or warehouses
99969 Welding or Cutting
49800 Wharf and Waterfront Property – ferry docks or terminals
49801 Wharf and Waterfront Property – occupied by the insured for both freight and passenger purposes
49802 Wharf and Waterfront – property not occupied by the insured (lessor’s risk only)
49803 Wharf and Waterfront – property occupied by the insured for freight purposes
59941 Wheel Manufacturing
59947 Wicker, Rattan, Willow or Twisted Fiber Products Manufacturing
59955 Wigs or Hair Pieces Manufacturing
99975 Window Cleaning
49840 Window Decorating
59963 Wine Manufacturing – sparkling
59964 Wine Manufacturing – still
59970 Wire Cloth Manufacturing
59973 Wire Drawing
59975 Wire Goods Manufacturing – NOC
59977 Wire Rope or Cable Manufacturing – metal
59984 Wood Preserving
59985 Wood Products Manufacturing – NOC
59986 Wood Turned Products Manufacturing – NOC
59988 Wool Combing, Scouring or Separating from Cotton
59989 Wool Pulling
99986 Wrecking – buildings or structures – NOC
99987 Wrecking – dismantling of prefabricated dwellings not exceeding 3 stories – for reerection
99988 Wrecking – marine
49870 YMCA, YWCA or Similar Institutions
49890 Youth Recreation Programs
49891 Youth Recreation Programs
49902 Zoos
49903 Zoos
50010 Abrasive Wheel Manufacturing
50015 Abrasives or Abrasive Products Manufacturing – artificial
50017 Abrasives or Abrasive Products Manufacturing – NOC
50045 Adhesive Manufacturing
50047 Adhesive Tape Manufacturing
40005 Adult Day Care
40006 Adult Day Care
90089 Advertising Sign Companies – outdoor
51001 Aerosol Container Manufacturing
51005 Aerosol Containers – filling or charging for others
51116 Air Conditioning Equipment Manufacturing
10010 Air Conditioning Equipment – dealers or distributors only
91111 Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair
51201 Aircraft or Aircraft Parts Manufacturing
40020 Airport Control Towers – not operated exclusively by the Civil Aeronautics Authority
91125 Airport Runway or Warming Apron – paving or repaving, surfacing, resurfacing or scraping
40026 Airport – lessees of portions of airports engaged in the sale of aircraft or accessories, servicing or repairing of aircraft, or pilot instructions
40010 Airports – commercial
40015 Airports – private
51205 Alarm Manufacturing – burglar
51206 Alarm Manufacturing – fire or smoke
91127 Alarms and Alarm Systems – installation, servicing or repair
91130 Alarms – security systems – monitoring
51210 Alcohol Manufacturing – not beverage
40031 Ambulance Service, First Aid or Rescue Squads
40032 Ambulance Service, First Aid or Rescue Squads
51211 Ammunition Manufacturing
10015 Amusement Centers
40040 Amusement Devices – NOC
40041 Amusement Devices – operated in connection with carnivals or fairs
40042 Amusement Devices – operated in connection with carnivals or fairs
10020 Amusement Parks
91135 Analytical Chemists
10036 Anhydrous Ammonia Dealers and Distributors
40045 Animals – draft
40046 Animals – saddle – for rent
40047 Animals – saddle – private
10026 Antique Stores
60010 Apartment Buildings
60013 Apartment Buildings or Hotels – time-sharing – 4 stories or more
60012 Apartment Buildings or Hotels – time-sharing – less than 4 stories
60011 Apartment Buildings – garden
60016 Apartment Hotels – 4 stories or more
60015 Apartment Hotels – less than 4 stories
10040 Appliance Distributors – household type
10042 Appliance Stores – household type
51220 Appliances and Accessories Manufacturing – commercial – gas
51221 Appliances and Accessories Manufacturing – commercial – not gas
51222 Appliances and Accessories Manufacturing – household – gas
51224 Appliances and Accessories Manufacturing – household – not gas
91150 Appliances and Accessories – installation, servicing or repair – commercial
91155 Appliances and Accessories – installation, servicing or repair – household
10052 Archery Ranges – indoor
10054 Archery Ranges – NOC
91160 Armored Car Service Companies
10060 Army and Navy Stores
10065 Art Galleries
10066 Art Galleries
51230 Asbestos Goods Manufacturing
51240 Asphalt or Tar Distilling or Refining
51241 Asphalt Works
40059 Athletic Games Sponsored by the Insured
40061 Athletic Games Sponsored by the Insured
40063 Athletic or Sports Contests – in buildings – lessees
40064 Athletic or Sports Contests – in buildings – lessees
40066 Athletic Programs – amateur
40067 Athletic Programs – amateur
40069 Athletic Teams – professional or semiprofessional
91175 Auctioneers – livestock – sales conducted away from the insureds premises
91177 Auctioneers – sales conducted away from the insureds premises
91179 Auctions – on premises owned or rented by the insured
91190 Automobile Dismantling
51255 Automobile Manufacturing or Assembling
10070 Automobile Parts and Supplies Distributors
10071 Automobile Parts and Supplies Stores
10072 Automobile Quick Lubrication Services
60035 Automobile Renting or Leasing Companies
10073 Automobile Repair or Service Shops – NOC
10075 Automobile Repair Shops – self-service
51250 Automobile, Bus and Truck Body Manufacturing
51251 Automobile, Bus or Truck Parts Manufacturing – brakes or brake linings
51252 Automobile, Bus or Truck Parts Manufacturing – not operating parts
51253 Automobile, Bus or Truck Parts Manufacturing – operating parts
51254 Automobile, Bus or Truck Parts Manufacturing – passenger restraining devices
51300 Baby Food Manufacturing – in glass containers
51305 Baby Food Manufacturing – NOC
10100 Bakeries
51315 Bakery Plants
10111 Barber or Beauty Shop Supplies Distributors
10113 Barber Shops
10120 Bathhouses or Bathing Pavilions
51330 Battery Manufacturing – dry cell
51333 Battery Manufacturing – wet cell or storage
10130 Bazaars – operated by the insured
10132 Bazaars – operated by the insured
10133 Beach Chairs and Umbrellas – rented to others
10135 Beaches – bathing – commercially operated
40072 Beaches – bathing – not commercially operated
51340 Bearing Manufacturing
10115 Beauty Parlors and Hair Styling Salons
51350 Beer, Ale or Malt Liquor Manufacturing – in bottles
51351 Beer, Ale or Malt Liquor Manufacturing – in cans
51352 Beer, Ale or Malt Liquor Manufacturing – not bottled or canned
51355 Beverage Bottler – soft drinks – carbonated – in cans or plastic bottles
51356 Beverage Bottler – soft drinks – carbonated – in glass bottles
51357 Beverage Bottler – soft drinks – in metal cylinders
51358 Beverage Bottler – soft drinks – in paper containers
51359 Beverage Bottler – soft drinks – not carbonated – in bottles or cans
10140 Beverage Distributors – alcoholic other than beer
10141 Beverage Distributors – nonalcoholic and beer
10145 Beverage Stores – liquor and wine
10146 Beverage Stores – soft drinks and beer
51370 Bicycle Manufacturing – not motorized
10150 Bicycle Stores – sales and servicing
10151 Bicycles – rented to others
10160 Billiard or Pool Halls
51380 Billiard or Pool Table Manufacturing
40075 Bingo Games – in public halls or theaters – commercially operated
91200 Blacksmithing
91210 Blasting Operations
40101 Blood Banks
40102 Blood Banks
61000 Boarding or Rooming Houses
10101 Boat Dealers
51400 Boat or Ship Building – inboard and inboard/outboard
51401 Boat or Ship Building – without motors
91235 Boat Repair and Servicing
10105 Boat Storage and Moorage
10107 Boat Yards or Marinas – public
10110 Boats – canoes or rowboats – for rent – not equipped with motors
40111 Boats – canoes or rowboats – not for rent – not equipped with motors
40115 Boats – motor or sail – not for rent
10117 Boats – motor or sail – rented to others
40117 Boats – NOC – not for rent
10119 Boats – NOC – rented to others
40140 Boats – non-owned over 26 feet
91250 Boiler Inspection, Installation, Cleaning or Repair
51500 Bolt, Nut, Rivet, Screw or Washer Manufacturing
10204 Book and Magazine Stores
10205 Book and Magazine Stores
51516 Bookbinding
51517 Bookbinding
51551 Bottle and Jar Manufacturing – glass – for use under pressure – nonreturnable
51552 Bottle and Jar Manufacturing – glass – for use under pressure – returnable
51550 Bottle and Jar Manufacturing – glass – not for use under pressure
51553 Bottle and Jar Manufacturing – plastic – nonreturnable
51554 Bottle and Jar Manufacturing – plastic – returnable
10220 Bowling Lanes
51575 Boxes or Containers Manufacturing – corrugated or fiber board
51576 Boxes or Containers Manufacturing – wood
41001 Boy or Girl Scout Councils
51600 Brick Manufacturing
91266 Bridge or Elevated Highway Construction – concrete
91265 Bridge or Elevated Highway Construction – iron or steel
51613 Brush or Broom Manufacturing
10255 Building Material Dealers
10256 Building Material Dealers – secondhand material
10257 Building Material Distributors
91280 Building Structure – raising or moving
61223 Buildings or Premises – Bank
61212 Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only)
61216 Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only)
61217 Buildings or Premises – bank or office – mercantile or manufacturing – maintained by the insured (lessor’s risk only)
61218 Buildings or Premises – bank or office – mercantile or manufacturing – maintained by the insured (lessor’s risk only)
61226 Buildings or Premises – bank or office – NOC
61227 Buildings or Premises – bank or office – NOC
61224 Buildings or Premises – bank or office – premises primarily occupied by employees of the insured
61225 Buildings or Premises – bank or office – premises primarily occupied by employees of the insured
51625 Bus Manufacturing or Assembling or Reconstructing
41210 Bus Stations or Terminals
51666 Buttons or Fasteners Manufacturing
91302 Cable Installation in Conduits or Subways
91315 Cable or Subscription Television Companies
91324 Caisson or Cofferdam Work – foundations for buildings
91325 Caisson or Cofferdam Work – not foundations for buildings
10309 Camera and Photographic Equipment Stores
51702 Camper Bodies or Camper Trailers Manufacturing
10315 Camper or Travel Trailer Sales Agencies
51703 Campers Manufacturing – self-powered
10331 Campgrounds
10332 Campgrounds
41421 Camps – for profit
41422 Camps – not for profit
51734 Can Manufacturing – metal
51741 Candle Manufacturing
51752 Candy or Confectionery Products Manufacturing
10352 Candy or Confectionery Stores
10367 Car Washes
10368 Car Washes – self-service
51767 Carbon Paper or Inked Ribbon Manufacturing
10375 Carnival or Circus Companies
10380 Carnivals or Circuses – in tents (sponsor’s risk only)
10381 Carnivals or Circuses – in tents (sponsor’s risk only)
10378 Carnivals – outside (sponsor’s risk only)
10379 Carnivals – outside (sponsor’s risk only)
91340 Carpentry – construction of residential property not exceeding three stories in height
91341 Carpentry – interior
91342 Carpentry – NOC
91343 Carpentry – shop only
51777 Carpet or Rug Manufacturing
11007 Carpet, Rug or Upholstery Cleaning – shop only
91405 Carpet, Rug, Furniture or Upholstery Cleaning – on customer’s premises
11020 Catalog or Premium Coupon Redemption Stores
11039 Caterers
51790 Caulking Compounds, Putty or Similar Products Manufacturing
41510 Caves – tourist attraction
91436 Ceiling or Wall Installation – metal
51796 Cellophane and Cellophane Products Manufacturing
51809 Cement or Plaster Manufacturing – bulk
51808 Cement, Concrete Mix or Plaster Manufacturing – packaged
41603 Cemeteries
41604 Cemeteries
11052 Chairs – rented to others
51833 Charcoal or Coal Briquette Manufacturing
11101 Chemical Distributors
51850 Chemicals Manufacturing – commercial or industrial – NOC
51852 Chemicals Manufacturing – commercial or industrial – primarily flammable, explosive of reactive – NOC
51853 Chemicals Manufacturing – commercial or industrial – primarily toxic or presenting a health hazard – NOC
51851 Chemicals Manufacturing – commercial or industrial – toxic and either flammable, explosive or reactive – NOC
51855 Chemicals Manufacturing – household – NOC
51856 Chemicals Manufacturing – household – primarily flammable, explosive or reactive – NOC
51857 Chemicals Manufacturing – household – primarily toxic or presenting a health hazard – NOC
51854 Chemicals Manufacturing – household – toxic and either flammable, explosive or reactive – NOC
11120 Children’s Playcenters – indoor
91481 Chimney Cleaning
51869 China, Porcelain or Earthenware Manufacturing
41650 Churches or Other Houses of Worship
91507 Clay or Shale Digging
51877 Clay Products Manufacturing
91523 Cleaning – outside surfaces of buildings
51889 Clock Manufacturing
51896 Clothing Manufacturing
11126 Clothing or Wearing Apparel Distributors
11127 Clothing or Wearing Apparel Stores
11128 Clothing or Wearing Apparel Stores
41667 Clubs – civic, service or social – having buildings or premises owned or leased
41668 Clubs – civic, service or social – having buildings or premises owned or leased
41669 Clubs – civic, service or social – no buildings or premises owned or leased except for office purposes
41670 Clubs – civic, service or social – no buildings or premises owned or leased except for office purposes
11138 Clubs – country or golf
41664 Clubs – horseback riding – no commercial riding instructions
41665 Clubs – racquet sports and handball
41666 Clubs – swimming
51900 Coffins or Casket Manufacturing
51909 Coke Manufacturing
11155 Collectibles and Memorabilia Stores
51919 Color or Pigment Preparation
91547 Commissary Work
91551 Communication Equipment Installation – industrial or commercial
51926 Communication or Recording Systems or Equipment Manufacturing – industrial or commercial
51927 Communication or Recording Systems or Equipment Manufacturing – NOC
41678 Community Recreational Facilities
51934 Composition Goods Manufacturing – not floor coverings
41675 Computer Consulting or Programming
43151 Computer Data Processing Operations
43152 Computer Data Processing – time-sharing
51941 Computer Manufacturing
91555 Computer Service or Repair
51942 Computer Software Manufacturing – pre-packaged
11160 Computer Stores
11168 Concessionaires
11167 Concessionaires – check room, shoeshine, or toilet concessions in hotels, restaurants, railroad stations, etc.
91560 Concrete Construction
91562 Concrete or Cement Distributing Towers – rented to others – installation, repair or removal operations only
51957 Concrete or Plaster Products Manufacturing – not structural
51958 Concrete Products Manufacturing – prestressed
51959 Concrete Products Manufacturing – structural – NOC
51956 Concrete – mixed in transit
62002 Condominiums – commercial warehouses – manufacturing or private (association risk only)
62000 Condominiums – commercial – bank or mercantile, manufacturing or office (association risk only)
62001 Condominiums – commercial – shopping centers (association risk only)
62003 Condominiums – residential – (association risk only)
91577 Conduit Construction for Cables or Wires
91600 Construction or Project Manager
41677 Consultants – NOC
51960 Contact Lens Manufacturing
94444 Contractors NOC
91590 Contractors Permanent Yards – maintenance or storage of equipment or material
91580 Contractors – executive supervisors or executive superintendents
91588 Contractors – subcontracted work – in connection with bridge, tunnel or elevated street or highway construction, reconstruction or repair.
91582 Contractors – subcontracted work – in connection with building construction, reconstruction, repair or erection – apartment or office buildings over 4 stories
91583 Contractors – subcontracted work – in connection with building construction, reconstruction, repair or erection – one or two family dwellings
91581 Contractors – subcontracted work – in connection with construction, reconstruction, erection or repair not buildings – NOC
91584 Contractors – subcontracted work – in connection with construction, reconstruction, repair or erection of buildings – for industrial use
91585 Contractors – subcontracted work – in connection with construction, reconstruction, repair or erection of buildings – NOC
91586 Contractors – subcontracted work – in connection with oil and gas field construction, reconstruction or repair
91587 Contractors – subcontracted work – in connection with pipeline (other than oil or gas), or communication or power line construction, reconstruction or repair
91589 Contractors – subcontracted work – in connection with street or highway construction, reconstruction or repair – not elevated
91591 Contractors – subcontracted work – other than construction – related work (Type of contractor)
11203 Contractors’ Equipment Dealers – ladders, excluding hoists, scaffolds or towers
11204 Contractors’ Equipment Dealers – ladders, hoists, scaffolds or towers
11201 Contractors’ Equipment – cranes, derricks, power shovels and equipment incidental thereto – rented to others with operators
11202 Contractors’ Equipment – cranes, derricks, power shovels and equipment incidental thereto – rented to others without operators
11205 Contractors’ Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others with operators
11206 Contractors’ Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others without operators
11207 Contractors’ Equipment – excluding automobiles – rented to others with operators – NOC
11208 Contractors’ Equipment – excluding automobiles – rented to others without operators – NOC
11209 Contractors’ Equipment – hod or material platform hoists and equipment incidental thereto – rented to others with operators
11210 Contractors’ Equipment – hod or material platform hoists and equipment incidental thereto – rented to others without operators
11211 Contractors’ Equipment – ladders, scaffolds, scaffolding, sidewalks, bridges, towers and equipment incidental thereto – rented to others
11212 Contractors’ Equipment – scaffolds, sidewalks, bridges, hod or material hoist towers – rented to others – installation, repair or removal operations only
11213 Contractors’ Equipment – steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto – rented to others with operators
11214 Contractors’ Equipment – steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto – rented to others without operators
41672 Conventions (sponsor’s risk only)
41673 Conventions (sponsor’s risk only)
41680 Convents or Monasteries
11222 Copying and Duplicating Services – retail
11234 Cosmetic, Hair or Skin Preparation Stores
51970 Cosmetics Manufacturing
51982 Cotton Batting, Wadding or Waste Manufacturing
51985 Cotton Compressing
41679 Cotton Gin Operations
51986 Cotton Gin Operations
11248 Cotton or Wool Merchants
41696 Crematories
41697 Crematories
91606 Crop Spraying – by contractors
51999 Cutlery (not powered) and Flatware Manufacturing
52002 Dairy Products Manufacturing
11258 Dairy Products or Butter and Egg Stores
11259 Dairy Products or Butter and Egg Stores
91618 Dam or Reservoir Construction
41700 Dam, Levee or Dike – existence hazard only
11273 Dance Halls or Ballrooms
11274 Dance Halls or Ballrooms
41715 Day Care Centers
41716 Day Care Centers
91629 Debris Removal – construction site
11288 Delicatessens
12014 Dental Laboratories
12356 Department or Discount Stores
91636 Detective or Investigative Agencies – private
52075 Detergent Manufacturing – household
52109 Dextrine Manufacturing
46112 Diagnostic Testing Laboratories
52137 Die Casting Manufacturing
91641 Dike, Levee or Revetment Construction
52150 Distillation or Extraction – NOC
12361 Distributors – food or drink – NOC
12362 Distributors – no food or drink – NOC
91666 Diving – marine
91722 Dock Operations – coal, grain or ore
52134 Door or Window Manufacturing – NOC
52315 Door or Window Manufacturing – wood
91746 Door, Window or Assembled Millwork – installation – metal
91805 Draftsmen
43007 Drawbridges – existence hazard only
92053 Dredging – gold – endless bucket or ladder type
92054 Dredging – gold – floating dragline type
92055 Dredging – NOC
92101 Drilling – NOC
92102 Drilling – water
92215 Driveway, Parking Area or Sidewalk – paving or repaving
12373 Drug Distributors
52341 Drug Manufacturing – biological products
52342 Drug, Medicine or Pharmaceutical Preparations Manufacturing – for animal use
52343 Drug, Medicine or Pharmaceutical Preparations Manufacturing – NOC
12374 Drugstores – no table or counter service for beverage or food
12375 Drugstores – NOC
52401 Drums or Containers Manufacturing – metal
52402 Drums or Containers Manufacturing – plastic
92338 Dry Wall or Wallboard Installation
43117 Dude Ranches
63013 Dwellings – four-family (lessor’s risk only)
63010 Dwellings – one-family (lessor’s risk only)
63012 Dwellings – three-family (lessor’s risk only)
63011 Dwellings – two-family (lessor’s risk only)
92445 Electric Light or Power Companies
92453 Electric Light or Power Cooperatives – rural electrification administration projects only
92446 Electric Light or Power Line Construction – NOC
92447 Electric Light or Power Line Construction – rural electrification administration projects only
92451 Electrical Apparatus – installation, servicing or repair – NOC
12391 Electrical Equipment Distributors
52432 Electrical Equipment Manufacturing – NOC
52433 Electrical Equipment Manufacturing – NOC – for direct and indirect application to the body
52435 Electrical Generating Machinery Manufacturing
52438 Electrical Parts, Components or Accessories Manufacturing – NOC
52440 Electrical Power Distribution or Transmission Equipment Manufacturing – NOC
52467 Electrical Wire or Cable Manufacturing
92478 Electrical Work – within buildings
52469 Electronic Components Manufacturing
52505 Electronic Games Manufacturing
12393 Electronics Stores
52547 Electroplating
52581 Elevator Manufacturing
92593 Elevator or Escalator Inspecting, Installation, Servicing or Repair
43200 Employment Agencies
52619 Engine or Turbine Manufacturing – not aircraft – NOC
92663 Engineers or Architects – consulting – not engaged in actual construction
52660 Engraving
43215 Entertainment Performed on Others’ Premises
12467 Equipment, Fixtures or Supplies – for bars, hotels, offices, restaurants or stores – distributors
52744 Escalator or Moving Sidewalk Manufacturing
94007 Excavation
52767 Exercise or Playground Equipment Manufacturing
63215 Exhibition or Convention Buildings
63216 Exhibition or Convention Buildings
63219 Exhibitions – in buildings – no admission charged
63220 Exhibitions – in buildings – no admission charged
63217 Exhibitions – in buildings – NOC
63218 Exhibitions – in buildings – NOC
43421 Exhibitions – outside – in stadiums or on premises having grandstands or bleachers not erected by or for the insured – ushers or other attendants in stands not provided by the insured
43422 Exhibitions – outside – in stadiums or on premises having grandstands or bleachers – ushers or other attendants in stands provided by the insured
43424 Exhibitions – outside – no stadiums or grandstands
52876 Explosives or Fireworks Manufacturing
94099 Express Companies
52911 Extracts Manufacturing
52967 Eye Glass Lens Manufacturing
12509 Fabric Distributors
12510 Fabric Stores
43517 Fair Grounds – non-operating season
43518 Fairs – outside (operator’s risk only)
94225 Farm Machinery Operations – by contractors
53001 Feed Manufacturing – NOC
12583 Feed, Grain or Hay Dealers
12651 Fence Dealers
94276 Fence Erection Contractors
12683 Fertilizer Dealers and Distributors
53077 Fertilizer Manufacturing
53095 Fiber Manufacturing – NOC
53096 Fiber Manufacturing – synthetic
53121 Fiberglass Manufacturing
43550 Fire Departments – NOC
43551 Fire Departments – volunteers
53147 Fire Extinguishers Manufacturing
94304 Fire Extinguishers – servicing, refilling or testing
12707 Fire Protection Equipment Dealers and Distributors
53229 Fire Suppression Systems Manufacturing
94381 Fire Suppression Systems – installation, servicing or repair
53271 Firearms Manufacturing
94404 Fireproofing – structures
43626 Fireworks Exhibitions (contractor’s risk only)
43628 Fireworks Exhibitions (sponsor’s risk only)
43629 Fireworks Exhibitions (sponsor’s risk only)
43754 Fishing Piers
43760 Fishing Ponds or Lakes – commercially operated
12797 Floor Covering Distributors
94569 Floor Covering Installation – not ceramic tile or stone
53333 Floor Covering Manufacturing – not carpets, rugs, ceramic or stone tiles
12805 Floor Covering Stores
94590 Floor Waxing
12841 Florists
53374 Food Products Manufacturing – dry
53375 Food Products Manufacturing – frozen
53376 Food Products Manufacturing – not dry – in glass containers
53377 Food Products Manufacturing – not dry – in other than glass containers
43822 Forestry Service
53403 Forging Work – NOC
12927 Formal Wear or Costumes – rented to others
53425 Foundries – NOC
94617 Freight Forwarders or Handlers – NOC
94638 Freight Forwarders or Handlers – packing, handling or shipping explosives or ammunition under contract
13049 Frozen Food – distributors
13111 Fruit or Vegetable Dealers
13112 Fruit or Vegetable Distributors
53565 Fruit or Vegetable Juice Manufacturing – no bottling of carbonated beverages
43840 Fruit or Vegetable – harvesting contractors
13201 Fuel Dealers or Distributors – coal or wood
13204 Fuel Oil or Kerosene Dealers
13205 Fuel Oil or Kerosene Distributors
43860 Fumigating
43889 Funeral Homes or Chapels
53631 Fur Garment Manufacturing
53632 Fur or Pelt Processing
13314 Fur – Garments and pelts – distributors
53731 Furniture Manufacturing or Assembling – infants
53732 Furniture Manufacturing or Assembling – other than wood
53733 Furniture Manufacturing or Assembling – wood
95124 Furniture or Fixtures – installation in offices or stores – portable – metal or wood
53734 Furniture or Woodwork Stripping, Refinishing or Repairing – shop only
13351 Furniture Stores
13352 Furniture Stores
53803 Galvanizing or Tinning
43990 Gambling – Casinos
43991 Gambling – incidental to other operations
43945 Garbage or Refuse Dumps
43946 Garbage Works – separation for recycling, reduction or incineration
95233 Garbage, Ash or Refuse Collecting
95306 Gas Companies – natural gas – local distribution
95305 Gas Companies – NOC
13411 Gas Dealers or Distributors – NOC
13410 Gas Dealers – LPG
13412 Gas Distributors – LPG
95310 Gas Mains or Connections Construction
53902 Gas Manufacturing – inert
53903 Gas Manufacturing – NOC
53904 Gas Manufacturing – primarily flammable, explosive or reactive
53905 Gas Manufacturing – primarily toxic or presenting a health hazard
53901 Gas Manufacturing – toxic and either flammable, explosive or reactive
53907 Gasoline Distributors
44009 Gasoline or Oil Supply Stations – retail (lessor’s risk only)
44010 Gasoline Recovery – from casing head or natural gas
13453 Gasoline Stations – full service
13455 Gasoline Stations – self and full service combined
13454 Gasoline Stations – self-service
54012 Gemstone Cutting or Polishing
95357 Geophysical Exploration – NOC
95358 Geophysical Exploration – seismic method
13506 Gift Shops
13507 Gift Shops
13590 Glass Dealers and Glaziers
54077 Glass or Glassware Manufacturing
44069 Golf Courses – miniature
44070 Golf Courses – municipal or public – not golf or country clubs
44071 Golf Driving Ranges
44072 Golfmobiles – loaned or rented to others
44109 Governmental Subdivision – not state or federal counties or parishes – population 10,001 – 25,000
44112 Governmental Subdivision – not state or federal counties or parishes – population 100,001 – 250,000
44110 Governmental Subdivision – not state or federal counties or parishes – population 25,001 – 50,000
44111 Governmental Subdivision – not state or federal counties or parishes – population 50,001 – 100,000
44113 Governmental Subdivision – not state or federal counties or parishes – population over 250,000
44108 Governmental Subdivision – not state or federal counties or parishes – population under 10,000
44102 Governmental Subdivision – not state or federal municipalities – population 10,001-25,000
44105 Governmental Subdivision – not state or federal municipalities – population 100,001-250,000
44101 Governmental Subdivision – not state or federal municipalities – population 2,501-10,000
44103 Governmental Subdivision – not state or federal municipalities – population 25,001-50,000
44104 Governmental Subdivision – not state or federal municipalities – population 50,001-100,000
44106 Governmental Subdivision – not state or federal municipalities – population over 250,000
44100 Governmental Subdivision – not state or federal municipalities – population under 2,500
95410 Grading of Land
95455 Grain Elevator Operations
13621 Grain Milling
44193 Grandstands or Bleachers
44194 Grandstands or Bleachers
95487 Greenhouse Erection
13670 Grocery Distributors
13673 Grocery Stores-NOC
44222 Guides or Outfitters
95505 Guniting or Shot-Crete
95620 Gunsmiths
44276 Halls
44277 Halls
95625 Handyman
13715 Hardware and Tool Distributors
13716 Hardware Stores
95630 Hazardous Material Contractors
44427 Health Care Facilities – alcohol and drug
44428 Health Care Facilities – alcohol and drug
44439 Health Care Facilities – clinics, dispensaries or infirmaries treating out-patients only – no regular bed and board facilities
44440 Health Care Facilities – clinics, dispensaries or infirmaries treating out-patients only – no regular bed and board facilities
44429 Health Care Facilities – convalescent or nursing homes – not mental-psychopathic institutions
44430 Health Care Facilities – convalescent or nursing homes – not mental-psychopathic institutions
44431 Health Care Facilities – homes for the aged
44432 Health Care Facilities – homes for the aged
44433 Health Care Facilities – homes for the physically handicapped or orphaned
44434 Health Care Facilities – homes for the physically handicapped or orphaned
44435 Health Care Facilities – hospitals
44436 Health Care Facilities – hospitals
44437 Health Care Facilities – mental – psychopathic institutions
44438 Health Care Facilities – mental – psychopathic institutions
44311 Health or Exercise Clubs
44315 Health or Exercise Facilities – commercially operated
13720 Health or Natural Food Stores
13759 Hearing Aid Stores
55010 Heating Equipment Manufacturing – coal or wood
55011 Heating Equipment Manufacturing – electric
55012 Heating Equipment Manufacturing – fuel oil or kerosene
55013 Heating Equipment Manufacturing – gas, or liquefied petroleum gas
13930 Heating or Combined Heating and Air Conditioning Equipment – dealers or distributors only
95647 Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair – no liquefied petroleum gas (LPG) equipment sales or work
95648 Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair – NOC
14068 Hide Dealers and Distributors – raw
14101 Hobby, Craft or Artist’s Supply Stores
44500 Home Health Care Services
44501 Home Health Care Services
14279 Home Improvement Stores
55214 Hone, Oilstone or Whetstone Manufacturing
55371 Honey Extracting
64075 Hotels and Motels – 4 stories or more (lessor’s risk only)
64074 Hotels and Motels – less than 4 stories (lessor’s risk only)
45191 Hotels and Motels – with pools or beaches – 4 stories or more
45190 Hotels and Motels – with pools or beaches – less than 4 stories
45193 Hotels and Motels – without pools or beaches – 4 stories or more
45192 Hotels and Motels – without pools or beaches – less than 4 stories
96053 House Furnishings Installation – NOC
64500 Housing Projects – federal, state, local
45224 Hunting Preserves
45225 Hunting Preserves
14401 Ice Cream Stores
14405 Ice Dealers and Distributors
55410 Importers (Classify based on merchandise)
55426 Ink Manufacturing
55597 Inner Tube Manufacturing
96317 Inspection and Appraisal Companies – inspecting for insurance or valuation purposes
55647 Instrument Manufacturing – analytical, calibrating, measuring, testing or recording
55648 Instrument Manufacturing – control
55649 Instrument Manufacturing – NOC
55715 Insulating Material Manufacturing – mineral
55716 Insulating Material Manufacturing – organic
55717 Insulating Material Manufacturing – plastic – for application in solid state
55718 Insulating Material Manufacturing – plastic – NOC
96410 Insulation Work – mineral
96409 Insulation Work – organic or plastic in solid state
96408 Insulation Work – plastic – NOC
45334 Insurance Agents
96611 Interior Decorators
47600 Internet Access Providers
16750 Internet Retailers
47610 Internet Service Providers
96702 Irrigation or Drainage System Construction
96703 Irrigation Works Operations
96816 Janitorial Services
14527 Janitorial Supplies – dealers or distributors
96872 Jetty or Breakwater Construction
55802 Jewelry Manufacturing
14655 Jewelry Stores or Distributors
45380 Junk Dealers
45450 Kennels – breeding, boarding or sales
65007 Labor Union Offices
97002 Laboratories – research, development or testing
97003 Laboratories – research, development or testing
55918 Ladder Manufacturing – NOC
55919 Ladder Manufacturing – wood
45523 Lakes or Reservoirs – existence hazard only
45524 Lakes or Reservoirs – existence hazard only
56041 Lamp or Lantern Manufacturing – electric
56042 Lamp or Lantern Manufacturing – NOC
56040 Lamp Shade Manufacturing
45539 Land – occupied by persons other than the insured for business purposes (lessor’s risk only)
97047 Landscape Gardening
14731 Laundries and Dry Cleaners – self-service
45678 Laundries and Dry Cleaning Plants
14732 Laundry and Dry Cleaning or Dyeing Receiving Stations
14733 Laundry and Dry Cleaning Stores
14734 Laundry Rental Service
97050 Lawn Care Services
66122 Lawyers Offices
66123 Lawyers Offices
56170 Lead Manufacturing – red or white
56171 Lead Works – sheet, pipe or shot
56202 Leather Goods Manufacturing – NOC
66309 Libraries
56390 Light Bulb or Tubes Manufacturing
56391 Lighting Fixtures Manufacturing – NOC
56427 Lime Manufacturing
56488 Liquor Manufacturing
14855 Livestock Dealers or Commission Merchants
45771 Livestock Sales Companies
14913 Locksmiths
97111 Logging and Lumbering
56567 Lubricants Manufacturing – grease
45819 Lumberyards
97220 Machine Shops – NOC
15060 Machinery or Equipment Dealers – construction or industrial – mobile type
15061 Machinery or Equipment Dealers – farm type
15062 Machinery or Equipment Dealers – NOC
15063 Machinery or Equipment Dealers – yard or garden type
97221 Machinery or Equipment – farm – installation, servicing, repair or erection
97222 Machinery or Equipment – industrial – installation, servicing or repair
97223 Machinery or Equipment – installation, servicing or repair – NOC
56650 Machinery or Machinery Parts Manufacturing – construction, mining or materials handling type
56651 Machinery or Machinery Parts Manufacturing – farm type
56652 Machinery or Machinery Parts Manufacturing – industrial type
56653 Machinery or Machinery Parts Manufacturing – metalworking
56654 Machinery or Machinery Parts Manufacturing – NOC
15070 Mail Box or Packaging Stores
45901 Mail Order Houses
45900 Mail Order or Online Drugstores
45937 Mailing or Addressing Companies
54444 Manufacturers NOC
45993 Manufacturers Representatives
97308 Marine Appraisers or Surveyors
15119 Markets – not open air (lessor’s risk only)
15120 Markets – not open air (lessor’s risk only)
15123 Markets – open air (lessor’s risk only)
15124 Markets – open air (lessor’s risk only)
97447 Masonry
56690 Match Manufacturing
56699 Mattress or Box Spring Manufacturing
46004 Mausoleums
46005 Mausoleums
56759 Meat, Fish, Poultry or Seafood Processing – in airtight containers
56760 Meat, Fish, Poultry or Seafood Processing – not in airtight containers
15224 Meat, Fish, Poultry or Seafood Stores
56758 Meat, Fish, Poultry or Seafood – curing
15223 Meat, Fish, Poultry or Seafood – distributors
66561 Medical Offices
56808 Medical, Dental or Surgical Diagnostic Treatment Machines or Devices Manufacturing
56805 Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing – expendable
56806 Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing – nonexpendable
56807 Medical, Dental, Hospital or Surgical Instruments Manufacturing
15300 Medical, Hospital and Surgical Equipment and Supplies – rented to others
15314 Medical, Hospital and Surgical Supply Stores
15404 Metal Dealers or Distributors – nonstructural
15405 Metal Dealers or Distributors – structural
97650 Metal Erection – decorative or artistic
97651 Metal Erection – frame structures, iron work on outside of buildings
97652 Metal Erection – in the construction of dwellings not exceeding 2 stories in height
97653 Metal Erection – nonstructural – NOC
97654 Metal Erection – steel lock gates, gas holders, standpipes, water towers, smoke stacks, tanks, silos, prison cells, fire or burglar-proof vaults
97655 Metal Erection – structural – NOC
56900 Metal Extraction or Refining – NOC
56910 Metal Foil Manufacturing
56911 Metal Goods Manufacturing – NOC
56912 Metal Goods Manufacturing – stamping – not signs
56913 Metal Heat Processing
15406 Metal Scrap Dealers
59914 Metal Works – shop – decorative or artistic
56915 Metal Works – shop – structural – load bearing
56916 Metal Works – shop – structural – not load bearing
56919 Metals – extraction or refining of ferrous metals – blast furnace or other pyrometallurgical processes
56920 Metals – extraction or refining of nonferrous metals – blast furnace or other pyrometallurgical processes
56917 Metals – extraction or refining – chemical processes
56918 Metals – extraction or refining – electrometallurgical processes
56980 Mica Goods Manufacturing
57001 Milk Depots or Dealers
57002 Milk Processing
98002 Mining – NOC
98003 Mining – surface
57090 Mobile Home Manufacturing
46202 Mobile Home Parks or Courts
15488 Mobile Home Sales Agencies
46362 Model Homes
57146 Modular Units Manufacturing
98090 Motion Pictures – development of negatives, printing and all subsequent operations
98091 Motion Pictures – film distribution or exchanges – not located at motion picture studios
98092 Motion Pictures – production – studios or outside – all operations prior to the development of negatives
57202 Motorcycle, Moped or Motor Scooter Manufacturing
46426 Museums
46427 Museums
16676 Music Stores – Pre-recorded
57257 Musical Instrument Manufacturing
15538 Musical Instrument Stores
58627 Musical Products Manufacturing – prerecorded
15600 Nail Salons
57401 Nails or Spikes Manufacturing
57403 Needles, Pins or Tacks Manufacturing
57410 Net Manufacturing – NOC
57411 Net Manufacturing – safety nets
15607 Newspaper or Magazine Distributors
15608 Newsstands
15656 Nightclubs, Cabarets and Comedy Clubs
15699 Nursery – garden
57572 Office Machines Manufacturing
98111 Office Machines or Appliances – installation, inspection, adjustment, repair
98150 Oil or Gas Lease Operations – natural gas
98151 Oil or Gas Lease Operations – natural gas – within the limits of any town or city, on the right -of-way of any railroad, or in any ocean, gulf or bay
98152 Oil or Gas Lease Work by Contractors – not lease operation
15188 Oil or Gas Wells Supplies or Equipment Dealers – secondhand
98153 Oil or Gas Wells – acidizing
98154 Oil or Gas Wells – cementing
98155 Oil or Gas Wells – cleaning or swabbing by contractors
98156 Oil or Gas Wells – cleaning or swabbing by contractors – within the limits of any town or city, on the right-of-way of any railroad, or in any ocean, gulf or bay
98157 Oil or Gas Wells – drilling or redrilling, installation or recovery of casing
98158 Oil or Gas Wells – drilling or redrilling, installation or recovery of casing – within the limits of any town or city, on the right-of-way of any railroad, or in any ocean, gulf or bay
98159 Oil or Gas Wells – instrument logging or survey work in wells
46510 Oil or Gas Wells – non-operating working interest
98160 Oil or Gas Wells – perforating of casing
98161 Oil or Gas Wells – servicing – by contractors
98162 Oil or Gas Wells – shooting
15733 Oil Refineries
98163 Oil Rig or Derrick Erecting or Dismantling – wood or metal
98164 Oil Still Erection or Repair
57600 Optical Goods Manufacturing
15839 Optical Goods Stores
98257 Orchards and Vineyards – operation by contractors
57611 Ore Milling or Processing
57625 Orthopedic, Ambulation or Prosthetic Devices Manufacturing
57651 Packing Houses
57690 Paint, Varnish, Shellac or Lacquer Manufacturing
15991 Paint, Wallpaper or Wallcovering Stores
98304 Painting – exterior – buildings or structures – 3 stories or less in height – NOC
98303 Painting – exterior – buildings or structures – exceeding 3 stories in height – NOC
98309 Painting – exterior – steel structures or bridges – exceeding 3 stories in height – NOC
98305 Painting – interior – buildings or structures
98306 Painting – oil or gasoline tanks
98307 Painting – ship hulls
98308 Painting – shop only
15993 Painting, Picture or Frame Stores
57716 Paper Coating or Finishing
57725 Paper Goods Manufacturing – NOC
57726 Paper Manufacturing
16005 Paper Products Distributors
16009 Paper, Rag or Rubber Stock Dealers and Distributors – secondhand
98344 Paperhanging
57798 Parachute Manufacturing
46590 Parades
46622 Parking – private
46607 Parking – public – maintained by the insured (lessor’s risk only)
46603 Parking – public – not open air
46604 Parking – public – open air
46606 Parking – public – shopping centers – maintained by lessee (lessor’s risk only)
46671 Parks or Playgrounds
57808 Pattern Manufacturing – metal
57809 Pattern Manufacturing – NOC
57810 Pattern Manufacturing – paper
46700 Penal Institutions
57871 Pencil, Pen, Crayon or Chalk Manufacturing
43470 Pest Control Services
57913 Pet Food Manufacturing
16402 Pet Grooming
16403 Pet Stores
16404 Pet Training
57997 Photo Finishing Laboratories
16471 Photographers
57998 Photographic Equipment Manufacturing
57999 Photographic Supplies Manufacturing
98405 Piano Tuning
46773 Picnic Grounds – commercially operated
98413 Pile Driving – building foundation only
98414 Pile Driving – NOC
98415 Pile Driving – sonic method
98423 Pipeline Construction – gas
98424 Pipeline Construction – NOC
98425 Pipeline Construction – oil
98426 Pipeline Construction – slurry – nonflammable mixtures
98427 Pipelines – operation – gas
98428 Pipelines – operation – NOC
98429 Pipelines – operation – oil
98430 Pipelines – operation – slurry – nonflammable mixtures
58020 Pipes Manufacturing – tobacco
58009 Pipes or Tubes Manufacturing – metal
58010 Pipes or Tubes Manufacturing – plastic
98449 Plastering or Stucco Work
58056 Plastic Manufacturing – raw material
58057 Plastic or Rubber Goods Manufacturing – NOC – household
58058 Plastic or Rubber Goods Manufacturing – NOC – other than household
16501 Plastic or Rubber Supply Goods Distributors
16527 Plumbing and Fixtures Supplies – dealers and distributors
58095 Plumbing Fixtures Manufacturing
58096 Plumbing Supplies Manufacturing – NOC
98482 Plumbing – commercial and industrial
98483 Plumbing – residential or domestic
58301 Plywood, Veneer or Veneer Products Manufacturing – NOC
58302 Plywood, Veneer or Veneer Products Manufacturing – without log processing
46822 Political Campaign Headquarters or Offices
98502 Prefabricated Building Erection
58397 Prefabricated Building Manufacturing
16588 Printers or Electrotypers Supplies – distributors
58408 Printing
58409 Printing
16604 Produce Handling or Packing
46881 Professional and Trade Associations – no building or premises owned or leased except as offices
46882 Professional and Trade Associations – no building or premises owned or leased except as offices
58456 Publishers – books or magazines
58457 Publishers – books or magazines
58458 Publishers – newspapers
58459 Publishers – newspapers
58503 Pulp Manufacturing
58532 Pump or Compressor Manufacturing
98555 Quarries
46913 Race Tracks – motorized vehicles (lessor’s risk only)
46915 Race Tracks – motorized vehicles (sponsor’s risk only)
46911 Race Tracks – motorized vehicles – operators
46912 Race Tracks – NOC – operators
46914 Racing – NOC – (lessor’s risk only)
46916 Racing – NOC – (sponsor’s risk only)
16670 Racquet Sports and Handball Facilities – commercially operated
98597 Radio or TV Broadcasting Stations
98598 Radio or TV Broadcasting Stations
98601 Railroad Construction
58559 Railroad Engine Manufacturing
58560 Railroad or Other Public Conveyance Cars Manufacturing
58561 Railroad or Other Public Conveyance Cars Parts Manufacturing
98622 Railroads – operation and maintenance – with BI passenger hazard
98623 Railroads – operation and maintenance – without BI passenger hazard
98624 Railroads – shop operation and maintenance
58575 Razor or Razor Blade Manufacturing
47050 Real Estate Agents
47051 Real Estate Development Property
47052 Real Estate Property Managed
47103 Recording Studios
16694 Recreational Vehicle Dealers
47146 Recycling Collection Centers
47147 Recycling Collection Centers
58663 Refrigeration Equipment Manufacturing
16705 Refrigeration Equipment – dealers and distributors only – commercial
98636 Refrigeration Systems or Equipment – dealers and distributors and installation, servicing or repair – commercial
58682 Rendering Works
98640 Renovating – outside surfaces of buildings
16723 Rental Stores – machinery or equipment – rented to others on a long-term basis
16722 Rental Stores – NOC
16900 Restaurants - with no sale of alcoholic beverages - with table service
16901 Restaurants - with no sale of alcoholic beverages - withour table service with seating
16902 Restaurants - with no sale of alcoholic beverages - without seating
16915 Restaurants -with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - with dance floor
16916 Restaurants -with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - without dance floor
16940 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - bar service only (no tables):- with dance floor
16941 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - bar service only (no tables):- without dance floor
16921 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- with dance floor: no table service
16920 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- with dance floor: table service
16931 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- without dance floor: no table service
16930 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- without dance floor: table service
16910 Restaurants -with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - with table service
16911 Restaurants -with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table service with seating
16819 Restaurants – operated by concessionaires
16820 Restaurants – operated by concessionaires
47221 Riding Academies
47253 Rifle or Pistol Ranges – indoor
47254 Rifle or Pistol Ranges – NOC
98658 Rigging – not ship or boat
98659 Rigging – ship or boat
47318 Rodeos
58713 Rolling Mills – cold or hot process
98677 Roofing – commercial
98678 Roofing – residential
58737 Rope Manufacturing
58756 Rubber Manufacturing
58757 Rubber Reclaiming
58759 Rubber Stamp Manufacturing or Assembling
58802 Saddles, Harnesses or Horses Furnishings Manufacturing
58813 Safes or Safe Vaults Manufacturing
58822 Sail Making
47367 Sales or Service Organizations
58840 Salt Manufacturing
58837 Salt, Borax, Potash or Phosphate – producing or refining – NOC
98698 Salvage Operations – NOC
98699 Salvage Operations – removing, sorting, reconditioning and distributing of merchandise in damaged buildings and incidental operations away from such buildings
98710 Sand or Gravel Digging
98705 Sandblasting
47420 Saunas and Baths – public
58873 Saw Mills or Planing Mills
67508 Schools – colleges, universities, junior colleges or college preparatory
67509 Schools – colleges, universities, junior colleges or college preparatory
47468 Schools – correspondence
67510 Schools – dormitory facilities
67511 Schools – dormitory facilities
47469 Schools – faculty liability for corporal punishment of pupils
67512 Schools – NOC
67513 Schools – NOC
47475 Schools – private – elementary, kindergarten or junior high
47476 Schools – private – elementary, kindergarten or junior high
47477 Schools – private – high
47478 Schools – private – high
47471 Schools – public – elementary, kindergarten or junior high
47473 Schools – public – high
47474 Schools – trade or vocational
16881 Secondhand or Salvage Dealers and Distributors
98751 Security and Patrol Agencies
16891 Seed Merchants
16892 Seed Merchants – excluding germination failure
16890 Seed Merchants – excluding misdelivery and germination failure
98805 Septic Tank Systems – cleaning
98806 Septic Tank Systems – installation, servicing or repair
98810 Sewage Disposal – plant operations
98813 Sewer Cleaning
98820 Sewer Mains or Connections Construction
48039 Sewers
58903 Sewing Machine Manufacturing – commercial
58904 Sewing Machine Manufacturing – household
98871 Shaft Sinking
98884 Sheet Metal Work – outside
58922 Sheet Metal Work – shop only
67017 Shelters, Mission Settlement or Halfway Houses – not church or office buildings
98914 Ship Ceiling or Scaling
98949 Ship Repair or Conversion
18109 Shoe Repair Shops
18110 Shoe Stores
59005 Shoe, Boot or Slipper Manufacturing
67635 Shopping Centers – buildings, or premises not occupied by the insured (lessor’s risk only)
67634 Shopping Centers – indoor malls — buildings, or premises not occupied by the insured (lessor’s risk only)
98967 Siding Installation
98993 Sign Erection, Installation or Repair
59057 Sign Manufacturing – electrical
59058 Sign Manufacturing – NOC
99004 Sign Painting or Lettering on Buildings or Structures
99003 Sign Painting or Lettering – inside of buildings
48177 Skating Rinks – ice
48178 Skating Rinks – roller
48206 Skeet Shooting or Trap Shooting Ranges
48252 Ski Lifts, Tows or Runs
59188 Slate Milling
59189 Slate Splitting or Slate Roofing Manufacturing
48441 Soap Box Derbies
59223 Soap Manufacturing
48557 Social Gatherings and Meetings – on premises not owned or operated by insured
48558 Social Gatherings and Meetings – on premises not owned or operated by insured
48600 Social Services – consulting services only – operated by the private sector
99080 Solar Energy Contractors
18200 Spas or Personal Enhancement Facilities
59257 Sponge Processing
18205 Sporting Goods or Athletic Equipment Distributors
59306 Sporting Goods or Athletic Equipment Manufacturing
18206 Sporting Goods or Athletic Equipment Stores
48610 Sports or Outdoor Activities – commercially operated
99111 Stables – boarding, livery or racing
48637 Stadiums – operated by insured
48638 Stadiums – operated by insured
18335 Stationery or Paper Products Stores
99160 Steam Heating or Steam Power Companies
99163 Steam Mains or Connections Construction
99165 Steam Pipe or Boiler Insulation
59378 Steel Wool or Wire Wool Manufacturing
99220 Stevedoring – by hand or by means of hand trucks exclusively – no hoisting of cargo
99221 Stevedoring – handling explosives or ammunition under contract
99222 Stevedoring – NOC
99223 Stevedoring – tallyers or checking clerks engaged in connection with stevedoring work
48636 Stockyards
59481 Stone Crushing
59482 Stone Cutting or Polishing
18435 Stores – NOC – food or drink
18436 Stores – NOC – food or drink
18437 Stores – NOC – no food or drink
18438 Stores – NOC – no food or drink
99303 Street Cleaning
99315 Street or Road Construction or Reconstruction
99321 Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping
48727 Streets, Roads, Highways or Bridges – existence and maintenance hazard only
99445 Subway Construction
59537 Sugar Refining
48808 Sun Tanning Salons
18501 Supermarkets
99471 Surveyors – land – not engaged in actual construction
99505 Swimming Pool Servicing
59601 Swimming Pools or Accessories Manufacturing
48924 Swimming Pools – commercially operated
99506 Swimming Pools – installation, servicing or repair – above ground
99507 Swimming Pools – installation, servicing or repair – below ground
48925 Swimming Pools – NOC
59647 Syrups or Molasses – refining, blending or manufacturing
18506 Tailor Merchants – men or boys
18507 Tailoring or Dressmaking Establishments – custom
59660 Tank Building or Manufacturing – metal – not pressurized
59661 Tank Building or Manufacturing – metal – pressurized
99570 Tank Construction, Installation, Erection or Repair – metal – not pressurized – NOC
99572 Tank Construction, Installation, Erection or Repair – metal – not pressurized – within buildings exclusively
99571 Tank Construction, Installation, Erection or Repair – metal – pressurized – NOC
99573 Tank Construction, Installation, Erection or Repair – metal – pressurized – within buildings exclusively
59693 Tanning – animal hides
18570 Tattoo Parlors
68001 Taxicab Companies
49005 Taxidermists
59695 Telecommunication Equipment Manufacturing
18575 Telecommunication Equipment Providers
99600 Telecommunication Service Providers
99614 Telegraph Companies
99613 Telephone, Telegraph or Cable Television Line Construction
99620 Teleproduction Studios
99650 Television or Radio Receiving Set Installation or Repair
59701 Television Picture Tube Manufacturing
59713 Tent or Canopy Manufacturing
99709 Tent or Canvas Goods – erection, removal or repair – away from shop
49111 Tents or Canopies – loaned or rented to others
59722 Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening – new goods
59723 Textile Coating or Impregnating
59724 Textile Manufacturing – impregnated or coated
59725 Textile Products Manufacturing – fabricated
59726 Textile Spinning, Weaving or Knitting Mills
49181 Theaters – drive-in
49183 Theaters – motion pictures
49184 Theaters – NOC
49185 Theaters – NOC
99718 Theatrical Companies – traveling
68439 Ticket Agencies
59738 Tie, Post or Pole Yard
99746 Tile, Stone, Marble, Mosaic or Terrazzo Work – interior construction
18616 Tire Dealers
59750 Tire Manufacturing – auto, bus or truck
59751 Tire Manufacturing – not auto, bus or truck
49239 Tires – retreading or recapping
18707 Tobacco Products Distributors
59773 Tobacco Products Manufacturing – cigars or cigarettes
59774 Tobacco Products Manufacturing – NOC
59775 Tobacco Products Manufacturing – plug or snuff
18708 Tobacco Products Stores
99760 Tobacco Rehandling or Warehousing
49292 Toll Bridges
59781 Tool Manufacturing – accessories – NOC
59782 Tool Manufacturing – hand type – not powered
59783 Tool Manufacturing – hand type – powered
59784 Tool Manufacturing – power equipment – household type – outdoor or workshop
68500 Townhouses or Similar Associations (association risk only)
18833 Toy Distributors
59790 Toy or Game Manufacturing
18834 Toy Stores
19795 Trailer Dealers
19796 Trailer Retail Agencies
59798 Trailers Manufacturing
49333 Travel Agency Tours
99777 Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating
59806 Truck Manufacturing or Assembling
99793 Truckers
99798 Tunneling
59867 Turpentine or Rosin Manufacturing
59886 Twine or Cordage Manufacturing
59889 Umbrella or Cane Manufacturing
99803 Underpinning Buildings or Structures
99826 Upholstering – NOC
99827 Upholstering – shop only
68604 Vacant Buildings – factories
68606 Vacant Buildings – not factories
68607 Vacant Buildings – not factories
49451 Vacant Land
49452 Vacant Land
59892 Valves Manufacturing
18911 Variety Stores
18912 Variety Stores
59904 Vegetable Oil Manufacturing – by solvent extraction
59905 Vegetable Oil Manufacturing – NOC
49617 Vending Machine Operations – confection, food, beverage or ice
49619 Vending Machine Operations – NOC
49618 Vending Machine Operations – tobacco products
59915 Vending Machines Manufacturing
59917 Venetian Blinds Manufacturing or Assembling
99851 Veterinarian or Veterinary Hospitals
18920 Video Stores
49763 Warehouse – cold individual storage lockers
99917 Warehouse – cold storage – public
68702 Warehouses – manufacturing or private buildings or premises – occupied by multiple interests (lessor’s risk only)
68703 Warehouses – manufacturing or private buildings or premises – occupied by single interest (lessor’s risk only)
18991 Warehouses – miniwarehouses
99938 Warehouses – NOC
68706 Warehouses – private
68707 Warehouses – private
19007 Washing Machines, Dryers or Ironers – coin meter types
59923 Watch or Watch Case Manufacturing
59925 Water Bottling – in siphons
59926 Water Bottling – spring or well – not sparkling or carbonated
59927 Water Bottling – spring or well – sparkling or carbonated
99943 Water Companies
99946 Water Mains or Connection Construction
99948 Water Softening Equipment – installation, servicing or repair
19051 Water Softening Equipment – rented to others
99952 Waterproofing – by pressure apparatus
99953 Waterproofing – by trowel – exterior
99954 Waterproofing – by trowel – interior or insulation work
99955 Waterproofing – NOC
59931 Wax or Wax Products Manufacturing – NOC
59932 Wax, Wax Products or Polish Manufacturing – floor
96930 Web Site Designers
99963 Weighers, Samplers or Inspectors of Merchandise – on vessels or docks or at railway stations or warehouses
99969 Welding or Cutting
49800 Wharf and Waterfront Property – ferry docks or terminals
49801 Wharf and Waterfront Property – occupied by the insured for both freight and passenger purposes
49802 Wharf and Waterfront – property not occupied by the insured (lessor’s risk only)
49803 Wharf and Waterfront – property occupied by the insured for freight purposes
59941 Wheel Manufacturing
59947 Wicker, Rattan, Willow or Twisted Fiber Products Manufacturing
59955 Wigs or Hair Pieces Manufacturing
99975 Window Cleaning
49840 Window Decorating
59963 Wine Manufacturing – sparkling
59964 Wine Manufacturing – still
59970 Wire Cloth Manufacturing
59973 Wire Drawing
59975 Wire Goods Manufacturing – NOC
59977 Wire Rope or Cable Manufacturing – metal
59984 Wood Preserving
59985 Wood Products Manufacturing – NOC
59986 Wood Turned Products Manufacturing – NOC
59988 Wool Combing, Scouring or Separating from Cotton
59989 Wool Pulling
99986 Wrecking – buildings or structures – NOC
99987 Wrecking – dismantling of prefabricated dwellings not exceeding 3 stories – for reerection
99988 Wrecking – marine
49870 YMCA, YWCA or Similar Institutions
49890 Youth Recreation Programs
49891 Youth Recreation Programs
49902 Zoos
49903 Zoos
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11
Short Description of the Business
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12
Year Business Started
Please Select
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
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1989
1988
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1979
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1968
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1966
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1949
1948
1947
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1944
1943
1942
1941
1940
1939
1938
1937
1936
1935
1934
1933
1932
1931
1930
1929
1928
1927
1926
1925
1924
Please Select
Please Select
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984
1983
1982
1981
1980
1979
1978
1977
1976
1975
1974
1973
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1971
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1969
1968
1967
1966
1965
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1957
1956
1955
1954
1953
1952
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1948
1947
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1945
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1943
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1936
1935
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1933
1932
1931
1930
1929
1928
1927
1926
1925
1924
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13
Gross Annual Receipts:
$0-$20,000
$20,000-$40,000
$40,000-$65,000
$65,000-90,000
$90,000-$130,000
$130,000-$150,000
$150,000-$200,000
$200,000-$400,000
$400,000-$500,000
$500,000-$800,000
$800,000-$1,000,000
$1,000,000-$1,500,000
$1,500,000-$2,000,000
$2,000,000-$2,500,000
$2,500,000-$3,000,000
$3,000,000-$3,500,000
$3,500,000-$4,000,000
$4,000,000-$4,500,000
$5,000,000-$6,000,000
+ $6,000,000
$0-$20,000
$20,000-$40,000
$40,000-$65,000
$65,000-90,000
$90,000-$130,000
$130,000-$150,000
$150,000-$200,000
$200,000-$400,000
$400,000-$500,000
$500,000-$800,000
$800,000-$1,000,000
$1,000,000-$1,500,000
$1,500,000-$2,000,000
$2,000,000-$2,500,000
$2,500,000-$3,000,000
$3,000,000-$3,500,000
$3,500,000-$4,000,000
$4,000,000-$4,500,000
$5,000,000-$6,000,000
+ $6,000,000
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14
How Many Owners / Officers?
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
100+
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
100+
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15
Include Owners / Officers on Worker's Compensation Coverage?
Yes
No
Undecided
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16
Total Employees:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
100+
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
100+
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17
Owner / Officer Payroll:
$1-$20,000
$20,000-$40,000
$40,000-$65,000
$65,000-90,000
$90,000-$130,000
$130,000-$150,000
$150,000-$200,000
$200,000-$400,000
$400,000-$500,000
$500,000-$800,000
$800,000-$1,000,000
$1,000,000-$1,500,000
$1,500,000-$2,000,000
$2,000,000-$2,500,000
$2,500,000-$3,000,000
$3,000,000-$3,500,000
$3,500,000-$4,000,000
$4,000,000-$4,500,000
$5,000,000-$6,000,000
+ $6,000,000
$1-$20,000
$20,000-$40,000
$40,000-$65,000
$65,000-90,000
$90,000-$130,000
$130,000-$150,000
$150,000-$200,000
$200,000-$400,000
$400,000-$500,000
$500,000-$800,000
$800,000-$1,000,000
$1,000,000-$1,500,000
$1,500,000-$2,000,000
$2,000,000-$2,500,000
$2,500,000-$3,000,000
$3,000,000-$3,500,000
$3,500,000-$4,000,000
$4,000,000-$4,500,000
$5,000,000-$6,000,000
+ $6,000,000
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18
Employee Payroll:
$1-$20,000
$20,000-$40,000
$40,000-$65,000
$65,000-90,000
$90,000-$130,000
$130,000-$150,000
$150,000-$200,000
$200,000-$400,000
$400,000-$500,000
$500,000-$800,000
$800,000-$1,000,000
$1,000,000-$1,500,000
$1,500,000-$2,000,000
$2,000,000-$2,500,000
$2,500,000-$3,000,000
$3,000,000-$3,500,000
$3,500,000-$4,000,000
$4,000,000-$4,500,000
$5,000,000-$6,000,000
+ $6,000,000
$1-$20,000
$20,000-$40,000
$40,000-$65,000
$65,000-90,000
$90,000-$130,000
$130,000-$150,000
$150,000-$200,000
$200,000-$400,000
$400,000-$500,000
$500,000-$800,000
$800,000-$1,000,000
$1,000,000-$1,500,000
$1,500,000-$2,000,000
$2,000,000-$2,500,000
$2,500,000-$3,000,000
$3,000,000-$3,500,000
$3,500,000-$4,000,000
$4,000,000-$4,500,000
$5,000,000-$6,000,000
+ $6,000,000
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19
Prior Workman's Compensation Insurance?
Yes
No
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20
Any Prior Losses?
Yes
No
Other
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