• MICROLOAN BUSINESS APPLICATION

  • Thank you for taking the time to complete this business loan application. Providing clear and accurate information will allow us to make a more efficient and prompt decision.

  • Let's Get Started

  • Are you over 21 years of age?*
  • Do you live inside the area of service? Service areas include: Sacramento, Yuba, Placer, or El Dorado Counties*
  • Is your business inside one of these counties? Sacramento, Yuba, Placer, or El Dorado Hills*
  • Is your business involved in the adult or cannabis entertainment industry?*
  • To the best of your knowledge, will any of these listed circumstances be in your credit report?

    • Active Bankruptcy
    • Bankruptcy Chapter 7 in the last year
    • Foreclosure or repossession in the last year
    • Unpaid write-off or collection accounts within the last 6 months
    • Unpaid public records (tax liens or civil judgments)
    • Unpaid payments not on active repayment plan
    • Any of your credit accounts 90+ days past due
  • Please Select:*
  • Has your business been fully operating and generating revenue for at least six months?*
  • Do you have any of the following?

    • Relevant experience in the business you are starting
    • A verifiable source of income outside of this start-up business
    • Have invested cash or other assets in this business
    • Have cash available to invest in this start-up business
  • Please Select:
  • Thank you for taking the time to answer these questions. Unfortunately, at this time you do not qualify for a loan with us. We encourage you to contact us for more information regarding your loan needs:

    Opening Doors Inc.
    1111 Howe Avenue, Suite 125
    Sacramento, CA 94133
    (916) 492-2591
    http://www.openingdoorsinc.com

  • About the Loan

    Let's find out more about your business loan needs
  • How soon are the funds needed?
     / /
  • Do you have a business checking account?
  • Do you have a business savings account?
  • Do you currently have debt which requires payments tied to business credit card sales?
  • About the Business

    Let's find out more about your business
  • Format: (000) 000-0000.
  • Have you received business consultation services?
  • About the Finances

    Let's find out more about your business finances
  • Business Income and Assets

  • Do you have records and documentation to prove business income?*
  • Does the business have any assets you would like to list?
  • Business Debts and Liabilities

  • Does the business have any debts or liabilities not listed above? Example: Sales taxes, Payroll taxes, Services
  • About the Owner

    Let's find out more about you, the business owner
  • Date of Birth*
     / /
  • Format: (000) 000-0000.
  • Format: (000) 000-0000.

  • About Your Personal Finances

    Let's find out more about the business owner finances
  • Personal Income (per month)

  • Personal Expenses (per month)

  • Do you have a potential Co-borrower? A potential co-borrower must a partner with at least 20% ownership of the business or can be a household member.
  • Co-borrower Information

  • Format: (000) 000-0000.
  • Date of birth
     / /
  • Do you have additional Co-borrowers to consider?
  • Additional Co-borrower Information

  • Format: (000) 000-0000.
  • Date of birth
     / /
  • Almost Done...!

    A few more optional questions and disclosures
  • Optional Information

    The following information will not affect the loan decision
  • The following documents can be submitted in order for us to start reviewing the application. Please note that they may be other documentation needed, but the following list of items are some basic documents. Documentation is need for each borrower. Files must be less than 10MB.

    • Full copies of last 2 years’ tax returns
    • Full copies of last 3 months of personal banking statements
    • Full copies of the last 3 months business banking statements
    • Copies of last 3 months’ pay stubs
    • Copy of Social Security Card
    • Copy of Driver’s License
    • Copy of Green Card (Refugee and Asylee programs)
    • Fictitious business name statement
    • Business license, seller's permit
    • Business Plan
    • Vehicle title or registration (if used as collateral)
    • Proof of vehicle insurance

     

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  • By clicking on submit, I attest that all of the information on this application is true. I authorize Opening Doors to investigate and verify the above information and contact any references regarding this application. I also authorize Opening Doors to perform a credit check, which may include obtaining consumer and/or commercial credit reports and to exchange information about credit experience with other creditors from time to time, as authorized by law. The release of all information by Opening Doors, in any manner, is hereby authorized whether such information is of record or not and I hereby release all persons, agencies, firms, companies, etc., from any damages resulting from such information. I understand that Opening Doors will retain this application whether the loan is approved or denied and that I can appeal Opening Doors's decision if the loan is denied.

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