Investment Risk Tolerance Quiz

1
Choose the response that best describes you

there are no “right” or “wrong” answers.

Just have fun!

Note: By taking this quiz you will be contributing to a study on measuring financial risk tolerance.
Your results will be recorded anonymously. We are not collecting any personally identifiable information for use in the study.
2
In general, how would your best friend describe you as a risk taker?* This field is required.
A real gambler
Willing to take risks after completing adequate research
Cautious
A real risk avoider
3
You are on a TV game show and can choose one of the following. Which would you take?* This field is required.
$1,000 in cash
A 50% chance at winning $5,000
A 25% chance at winning $10,000
A 5% chance at winning $100,000
4
You have just finished saving for a “once-in-a-lifetime” vacation. Three weeks before you plan to leave, you lose your job. You would:* This field is required.
Cancel the vacation
Take a much more modest vacation
Go as scheduled, thinking that you need the time to prepare for a job search
Extend your vacation, because this might be your last chance to go first-class
5
If you unexpectedly received $20,000 to invest, what would you do?* This field is required.
Deposit it in a bank account, money market account, or an insured CD
Invest it in safe high quality bonds or bond mutual funds
Invest it in stocks or stock mutual funds
6
In terms of experience, how comfortable are you investing in stocks or stock mutual funds?* This field is required.
Not at all comfortable
Somewhat comfortable
Very comfortable
7
When you think of the word “risk” which of the following words comes to mind first?* This field is required.
Loss
Uncertainty
Opportunity
Thrill
8
Some experts are predicting prices of assets such as gold, Bitcoin, and real estate (alternative assets) to increase in value; bond prices may fall, however, experts tend to agree that government bonds are relatively safe. Most of your investment assets are now in high interest government bonds. What would you do?* This field is required.
Hold the bonds.
Sell the bonds and put half the proceeds into money market accounts and the other half into alternative assets.
Sell the bonds and put the total proceeds into alternative assets.
Sell the bonds, put all the money into alternative assets, and borrow additional funds to buy more.
9
Given the best and worst case returns of the four investment choices below, which would you prefer?
$200 gain best case; $0 gain/loss worst case
$800 gain best case; $200 loss worst case
$2,600 gain best case; $800 loss worst case
$4,800 gain best case; $2,400 loss worst case
10
How do you feel about taking risks?
I enjoy taking risks and seeking new experiences
I prefer calculated risks with a clear plan in place
I am cautious and tend to avoid unnecessary risks
I find risks unsettling and prefer sticking to the familiar
11
In addition to whatever you currently own, you have been given $2,000. You are now asked to choose between:* This field is required.
A sure gain of $500
A 50% chance to lose $1,000 and a 50% chance to lose nothing
12
Your trusted friend and neighbor, an experienced geologist, is putting together a group of investors to fund an exploratory gold mining venture. The venture could pay back 50 to 100 times the investment if successful. If the mine is a bust, the entire investment is worthless. Your friend estimates the chance of success is only 20%. If you had the money, how much would you invest?* This field is required.
Nothing
Three month’s salary
One month’s salary
Six month’s salary
13
If you had to invest $20,000, which of the following investment choices would you find most appealing?* This field is required.
60% in low-risk investments 30% in medium-risk investments 10% in high-risk investments
30% in low-risk investments 40% in medium-risk investments 30% in high-risk investments
10% in low-risk investments 40% in medium-risk investments 50% in high-risk investments
14
Suppose a relative left you an inheritance of $100,000, stipulating in the will that you invest ALL the money in ONE of the following choices. Which one would you select?* This field is required.
A savings account or money market mutual fund
A mutual fund that owns stocks and bonds
A portfolio of 15 common stocks
Alternative assets like Bitcoin, real estate, and art
15
Calculation
16
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