1901 Avenue Of The Stars Suite 200

Century City, CA 90067

Prepared for:

{fullName}
{mailingAddress}
DOB: {dateOf} | Last 4 of SS: {socialSecurity}

The following pages contain:

1. Service Agreement & Acknowledgement of Receipt of Notice
2. Authorization for Credit Repair Action & Right to Communicate
3. Consumer Credit File Rights (CROA Disclosure)
4. Right Of Cancellation Notice
5. State Specific Disclosures 

Get Greater Inc Service Agreement for {fullName}

I, {fullName}, hereby enter into the following agreement with Get Greater Inc.

Get Greater Inc. hereby agrees to perform the following:

• To evaluate Customer's current credit reports as listed with applicable credit reporting agencies and to identify inaccurate, erroneous, false, or obsolete information. To advise Customer as to the necessary steps to be taken on the part of Customer in conjunction with Our Company, to dispute any inaccurate, erroneous, false, or obsolete information contained in the customer's credit reports.
• To prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in customer's credit reports.
• To review credit profile status from the credit reporting agencies such as: Experian, Equifax, and Transunion.  
• Consulting, coaching, and monitoring services are conducted by personal meetings, telephone, email, or by any other form of communication during normal business hours.

In exchange, I, {fullName}, agrees to pay the fees as outlined in the fee schedule and payment authorization section of this agreement. Clients may choose to enroll in two types of enrollment options:

• Month to month or monthly auto-renewal option
• Semi Annual Renewal or 6 Months Prepaid Option

Payments are scheduled monthly on the same date as the initial payment. {fullName} hereby agrees to payments moving forward and understands that payments may be executed on the date preceding or following a weekend or holiday. Declined payments may be rescheduled automatically for future dates in order to avoid a late fee. Clients may cancel at any time via email with three (3) days' notice before the next billing date. See Notice of Right to Cancel below.   

Miscellaneous Charges

Buyer understands that a late fee of $25.00 will be charged for any payment that is 15 days past due. This fee is hereby known as “Late Fee”. Buyer agrees that an additional Late Fee will be charged for every 15 days past due thereafter, not to exceed $25 in one calendar month. Buyer agrees that all outstanding Late Fees are due upon making payment, and that Company will not agree to hold off on charging Late Fees until subsequent payments. Company and Buyer agree that should Buyer become 60 days behind on any payments due that Company may send Buyer to a third-party collection attorney. Buyer understands that Company will charge interest at the legal rate established for this type of contract per anum until paid in full. Company will charge Buyer interest from the “Date of Default”. The “Date of Default” will hereby be known as the day after the last payment which was not paid on the due date. Buyer agrees to responsibility for all costs of collections, including attorneys’ fees, court costs, process server fees, and any and all other cost associated with collections until Company has been paid in full. 

Authorization for Credit Repair Action

1.  I, {fullName}, hereafter known as "client" hereby authorize, Get Greater inc, 1901 Avenue Of The Stars Suite 200, Century City, CA, 90067, to make, receive, sign, endorse, execute, acknowledge, deliver, and possess such applications, correspondence, contracts, or agreements, as necessary to improve my credit. Such instruments in writing of whatever and nature shall only be effective for any or all of the three credit reporting agencies which are TransUnion, Experian, Equifax, and any other reporting agencies or creditor’s listed, as may be necessary or proper in the exercise of the rights and powers herein granted. 

2. This authorization may be revoked by the undersigned at any time by giving written notice to the party authorized herein. Any activity made prior to revocation in reliance upon this authorization shall not constitute a breach of rights of the client. If not earlier revoked, this authorization will automatically expire twelve months from the date of signature.

3. The party named above to receive the information is not authorized to make any further release or disclosure of the information received. This authorization does not authorize the release or disclosure of any information except as provided herein.

4. Client understands that any new debt, new derogatory information, or new hard inquiries may impact the credit score further and thus directly preventing forward progress. In many cases, even lowering the credit score outright.

5. I, {fullName}, understand that Get Greater Inc. cannot guarantee 100% certainty the removal of any derogatory information, tradeline data or other information that legally belongs on my consumer credit profile. 

6. I grant to Get Greater inc, 1901 Avenue Of The Stars Suite 200, Century City, CA, 90067, authority to do, take, and perform, all acts and things whatsoever requisite, proper, or necessary to be done, in the exercise of repairing my credit with the three credit reporting agencies, which are TransUnion, Experian, Equifax and any other reporting agencies or creditor’s listed, as fully for all intents and purposes as I might or could do if personally present.

7. I hereby release Get Greater inc, 1901 Avenue Of The Stars Suite 200, Century City, CA, 90067, from all and all matters of actions, causes of action, suits, proceedings, debts, dues, contracts, judgments, damages, claims, and demands whatsoever in law or equity, for or by reason of any matter, cause, or thing whatsoever as based on the circumstances of this agreement.

Authorization to Communicate: Creditors and Credit Bureaus

I, {fullName}, authorize Get Greater Inc. including its agents and representatives, to take the following actions:

Communicate with my creditors/credit bureaus, including but not limited to any agent, representative or third-party collection agency or law firm, and discuss any and all details of my financial situation, all for the purpose of acheiving deletions of deragotory information. 

Obtain records, debt validations, credit reports and support for the debts allegedly owed on my behalf.

I, {fullName}, affirm that all of the information that I have or will provide to Get Greater Inc is accurate, timely and correct.

Consumer Credit File Rights Under State and Federal Law

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor a credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported up to 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violated the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.

You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it.

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute that accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch Federal Trade Commission Washington, D.C. 20580.  

Notice of Right to Cancel

You may cancel this agreement, without any penalty or obligation, at any time before midnight of the 3rd day which begins after the date the contract is signed by you. To cancel this contract, please email written notice to admin@getgreaterinc.com , before midnight on the 3rd day which begins after the date you have signed this agreement stating that you wish to cancel the agreement followed by the reason for your cancelation.

You may cancel your monthly auto-renewal membership without any further obligation or cost to you. Month-to-month plans can be canceled via email with three (3) days' notice before your billing date. 

You may cancel your semi-annual auto-renewal membership without any further obligation or cost to you. Prepaid plans can be canceled via email with three (3) days' notice before your billing date.

Cancelling your Membership Account will immediately cease any additional charges as long as you are not within 3 days of your next billing. You agree to pay any accumulated, unbilled charges through the date of your cancellation, at the time of your cancellation.

Upon cancellation, you will lose access to the areas of the service designated for Members only and lose access to your data and other benefits. This could include any credit data and analysis that may have been displayed during your Membership.

You may reactivate your Membership Account at any time.

Please acknowledge your receipt of this notice by electronically signing the form indicated below.

Acknowledgment of Receipt of Notice

I, {fullName}, hereby acknowledge with my digital signature, receipt of the Notice of Right to Cancel. I confirm the fact that I agree and understand what I am signing and acknowledge that I have received a copy of my Consumer Credit File Rights.

*Digital Signatures: In 2000, the U.S. Electronic Signatures in Global and National Commerce (ESIGN) Act established electronic records and signatures as legally binding, having the same legal effects as traditional paper documents and handwritten signatures. Read more at the FTC web site: http://www.ftc.gov/os/2001/06/esign7.htm