Universal Merchant Enrollment Canada

Registering your business to accept your local Downtown Gift Card is easy.
In order to accept the Gift Card, we will need a transaction processed through the card terminal of your business. To do this please conduct a Credit Card transaction for $1.00 using the Test Card details on this form.

This transaction will decline as there are no funds on the Test Card.

Some payment systems, such as iZettle / SumUp require you to conduct an online payment. This is a payment link and can be sent to any mobile/cell phone number. 

When processing the declined transaction you may be asked to enter the address the card details provided are associated with, please use your business address. If you are asked for a name please use 'Gift Card'.

To ensure that the we are able to register your business we also require you to complete and sign this Merchant Enrollment Form. Without this we cannot register your business to the Gift Card program.

 

Looking for more information for Merchants read the Gift Card Merchant FAQs:

Merchant FAQs - English Version

Merchant FAQs - French Version

Test Transaction

To finish your registration to your local Downtown Gift Card program you will need to process a Card Not Present Transaction/Manual transaction for $1.00 through the card terminal of your business using the following details below. Please run this as a Credit Card transaction. 

This transaction will decline as there are no funds on the Test Card. 

This enables us to pick up your Merchant ID and add it to a list of approved Merchant IDs. You do not need to install any software or additional hardware to accept the Gift Card. If you have more than one payment terminal please complete a test transaction on each terminal to ensure they will all be linked correctly to the Gift Card program, you only need to complete one form no matter how many terminals you swipe.

Some payment systems, such as iZettle/Sumup, require you to conduct an online payment. This is a payment link and can be sent to any mobile phone number. 

When processing the declined transaction you may be asked to enter the address the card details provided are associated with, please use your business address. If you are asked for a name please use 'Gift Card'.

This Agreement is reached between Merchant and EML Payments Canada, Ltd. (“EML”) and governs Merchant’s participation in the Card Program (the “Program” In the Program, a card (the “Card”) may be used by cardholders to purchase goods and services only at merchants which have been invited and accepted to participate in the Program. These TERMS AND CONDITIONS govern the participation of Merchant in the Card Program and apply to each merchant who agrees to participate in the Program and accept the Card as a form of payment for goods and/or services from the Merchant. Merchant agrees that it will follow the terms and conditions stated on the back page of this Agreement and acknowledges the following:

1.Merchant agrees to participate in the Program and to accept the Card as a form of payment for goods and/or services from Merchant.

2.The Card has been tested at a register at the Merchant Location. Personnel at the Merchant Location have been trained on the process including the no gratuity policy and understand and will adhere to the terms and conditions set forth on the back of this document and the procedures outlined in the EML Merchant Reference Guide that has been left at the Merchant Location.

3.The Card is administered by EML. Merchant must contact EML with any changes to Merchant Location’s merchant ID.

4.Merchant understands that transaction processing fees will be incurred through your merchant acquirer when accepting the Card.

5. Merchant should follow its standard store policy when processing refunds on merchandise purchased using the Card. Refunds on credit returns can take up to 7 days to appear on the customer’s Card balance.

If you have additional questions, please contact the Card Program’s office or EML.

Miconex Merchant Agreement Form [CAN-EN] 02232022

To participate in the Program, Merchant must supply equipment that is capable of processing and receiving real-time preauthorization for the financial transactions on the Network (“Network” means Visa®, MasterCard®, Discover®, American Express®, Cirrus, Plus, and/or any other association or card network system capable of transmitting financial transactions and settlement thereof EML reserves the right to move the Program to another Network.

1. Merchant must inform its Network card Acquirer and their delegated processors that Merchant Location will accept the Card.

2.The Card will include a card number and a BIN that is within the Network BIN range.

3.The Card is not a Network product and is not subject to provisions of acceptance agreements that relate to processing of Network cards, including for example, processing of chargebacks and credits. No recourse is available from Network for any transactions or other claims arising from the Card.

4.It is the responsibility of Merchant Location to make arrangements for acceptance services such as processing and related support for the Card. Network does not guarantee the payment for transactions on the Card.

5.Network card promotions and cardholder benefits do not apply, unless a Network card is also used for payment purposes, for example if the value of the Card does not fully cover the purchase amount.

6.The Card shall not be redeemed for cash or accepted to make a payment on any account owed by a cardholder to Merchant.

7. In its sole discretion, EML shall have the right to approve Merchant for participation in the Program, and to remove Merchant from participating in the Program. Merchant shall have the right to decline from participating in the Program, unless other contractual obligations require participation by Merchant.

8.A Card shall not be accepted by the Merchant above the authorized amount of the Card at the time of purchase.

9.Forced settlements to a Card are prohibited and the Card shall not be accepted to pay for tips or gratuities.

10.Merchant will be invoiced and/or charged back for settlement amounts that exceed the funds available on the Card or result from an unauthorized transaction.

11.We suggest that servers draw a line through the tip section on the receipt so the customer does not have the option of writing in a tip amount.

12.If Merchant accepts a tip or gratuity on the Card, Merchant will be invoiced and/or charged back for the dollar amount that exceeds the available card balance on the Card.

13.Merchant acknowledges and agrees to indemnify and hold Network and its members harmless from and against claims, liabilities, losses and expenses arising from or in connection with the Program that are caused by any act or inaction by Merchant or the failure of Merchant to comply with these Terms and Conditions.

14.The receipt at left with the 1EMPTY authorization code represents a balance of zero. When you see this, it means that all the funds on the card havebeen used. The receipt at the right shows a balance of $50.00. The X in the authorization code represents the decimal point in the figure.