Health Coverage Preparation & Subsidy Checklist
  • Health Coverage Preparation & Subsidy Checklist

    Please gather your personal, income, and coverage information to complete the checklist accurately. Licensed review included.
  • Personal Details

  • Format: (000) 000-0000.
  • Income Details (Full-Year 2027 MAGI Estimate)

  • Coverage History

  • Current Health Coverage*
  • Did you have a 1095-A form for prior coverage?
  • Will your household have any changes in 2027 that may affect eligibility (e.g., job loss, move, marriage, birth, etc.)?
  • Do you believe you qualify for a Special Enrollment Period (SEP) in 2026 or 2027?
  • Key 2027 Updates
    - No enhanced subsidies; 400% FPL cap applies.
    - Pre-enrollment verification mandatory.
    - No low-income SEP (≤150% FPL).

    Contact First Cover Health, LLC for a subsidy audit in TX, FL, CA, CO, NJ, or IN.

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