Emergencies can happen when you least expect it. I highly recommend that you protect your vacation with a travel insurance policy. The cruise lines, airlines, hotels and tour operators all charge high penalties for cancellation, ranging from the full deposit to no refund at all. Another important fact to keep in mind is that that most health insurance policies will not cover you when you are out of the country. Your Travel Insurance will protect you in the following areas:
Baggage Loss, Theft or Damage
Emergency Medical and Dental Expenses
Emergency Medical Transportation
24/7 Hotline Assistance
Please understand that I am not a registered insurance agent, and can not legally provide specific advice or information regarding insurance. For information, please feel free to contact the travel insurance company directly.