Retirement Needs Calculator
Let's take a moment to think about your goals and your time line. This short exercise will help you estimate your future financial needs. Exact numbers are not required. Round "ballpark" numbers are sufficient.
When would you like to retire?
Your retirement age
*
Would you like to add a spouse?
*
Yes
No
Spouse's retirement age
*
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How old are you?
Your age
*
Spouse's age
*
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Sex
We use this information to determine your life expectancy.
Your sex assigned at birth
*
Male
Female
Spouse's sex assigned at birth
*
Male
Female
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What’s your name?
Your first name
*
Spouse's first name
*
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How many kids do you have?
Number of dependent children
*
Please list the age/s of your child/children
*
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Risk Tolerance
What kind of market ups and downs are you comfortable with?
You
*
Little
1
2
3
4
Large
5
1 is Little, 5 is Large
Your spouse
*
Little
1
2
3
4
Large
5
1 is Little, 5 is Large
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Annual income
Include approximate salary, commissions, bonuses, and real estate income
Your gross income
*
Spouse's gross income
*
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Defined benefit workplace pension
Do you have a work place pension?
*
Yes
No
How much will it pay in retirement, annually?
*
Does your spouse have a work place pension?
*
Yes
No
How much will it pay in retirement, annually?
*
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Investment & Savings
Do you have funds in investment / savings accounts?
*
Yes
No
What types of investment / savings accounts do you have?
*
401K
IRA
Roth IRA
Non-Qualified
Cash savings account
Other
Your 401k account balance
*
Your IRA account balance
*
Your Roth IRA account balance
*
Your Non-Qualified savings account balance
*
Your cash savings account balance
*
Your other account balance
*
Does your spouse have funds in investment / savings accounts?
*
Yes
No
What types of investment / savings accounts does your spouse have?
*
401K
IRA
Roth IRA
Non-Qualified
Cash savings account
Other
Your spouse's 401k account balance
*
Your spouse's IRA account balance
*
Your spouse's Roth IRA account balance
*
Your spouse's Non-Qualified savings account balance
*
Your spouse's cash savings account balance
*
Your spouse's other account balance
*
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Monthly savings
Include how much money you (and your spouse, if applicable), put toward all of your savings and investments accounts
Your 401k monthly contributions
*
Your IRA monthly contributions
*
Your Roth IRA monthly contributions
*
Your Non-Qualified monthly contributions
*
Your Cash monthly contributions
*
Your other investment/savings monthly contributions
*
Your spouse's 401k monthly contributions
*
Your spouse's IRA monthly contributions
*
Your spouse's Roth IRA monthly contributions
*
Your spouse's Non-Qualified monthly contributions
*
Your spouse's Cash monthly contributions
*
Your spouse's other investment/savings monthly contributions
*
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Your home
Do you rent or own your home?
*
Rent
Own
How much is your home worth?
*
What’s the remaining mortgage balance?
*
Your mortgage payment
*
Your rent
*
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Your debt
Do you have any debt?
*
Yes
No
Which of these are you currently paying off?
*
Credit card
Real estate (other than home)
Student loan
Car
Other
Credit card
Do you pay off your entire balance every month?
*
Yes
No
Balance owing
*
Average payment
*
Real estate
Balance owing
*
Mortgage payment
*
Student loan
Balance owing
*
Average payment
*
Car
Balance owing
*
Average payment
*
Other
Balance owing
*
Average payment
*
Does your spouse have any debt?
*
Yes
No
Which of these are they currently paying off?
*
Credit card
Real estate (other than home)
Student loan
Car
Other
Credit card
Do they pay off their entire balance every month?
*
Yes
No
Balance owing
*
Average payment
*
Real estate
Balance owing
*
Mortgage payment
*
Student loan
Balance owing
*
Average payment
*
Car
Balance owing
*
Average payment
*
Other
Balance owing
*
Average payment
*
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Life insurance products
Do you pay for life insurance products?
*
Yes
No
What insurance products do you have?
Life insurance
Disability insurance
Other
Does your spouse pay for life insurance products?
*
Yes
No
What insurance products does your spouse have?
Life insurance
Disability insurance
Other
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Zip code
What is the zip code that you live at and where you file taxes?
*
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Phone Number
Enter your phone number
*
Please enter a valid phone number.
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