By signing and clicking submit, you agree to the terms below and to let South Bay Credit Union use your social security number to pull your credit report to obtain information in order to qualify you for processing a loan request and offer further products and services.
*APR = Annual Percentage Rate. All loans and rates are subject to credit approval and/or creditworthiness. **Same-day funding is during regular business hours if submitted before 3 pm. Rates are effective as of October 20, 2022, and are subject to change without notice. Holiday loan is available for loans between October 20, 2022, and December 31, 2022, and must be funded by January 15, 2023. To automatically qualify for this promotional rate, you must have been a member for over 12 months, have direct deposit to your SBCU savings or checking account enough to cover “all” monthly payments with the credit union, and must be in good standing on all accounts during the last 12 months. Loan requests over $5,000.00 will be underwritten at the qualified rate. Income verification may be required in the form of most current pay stubs. If you have filed for bankruptcy within the last 36 months, you will not qualify for this loan.