By signing and clicking submit you agree to the terms below and to let South Bay Credit Union use your social security number to pull your credit report to obtain information in order to qualify you for processing a loan request and offer further products and services.
*APR= Annual Percentage Rate. Vacation and Consolidation loans are subject to loan underwriting. Vacation loan promotion is for a maximum 12-month term. Our 6.00% rate is for members with FICO 08 scores of 740 and above as determined through Experian. Rates will be higher for all other FICO scores and will be disclosed at the time of application. Accounts must be in good standings. Six months of employment required and proof of income may be required. The promotional rates end on August 30, 2019. Rates and terms are determined by dollar amount and credit qualifications and are subject to change. $25,000.00 is the maximum unsecured limit per household.