General Credit Disclosure
The FEDERAL EQUAL CREDIT OPPORTUNITY ACT prohibits discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this company is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.
You hereby acknowledge that GLV Enterprises Inc dba Renewal by Andersen of Portland (“Renewal by Andersen”) is not a lender Renewal by Andersen will forward this application to lenders, finance companies or other third-parties, such as the GreenSky® and 1st Security Bank of Washington Programs who have expressed an interest in providing financing options to customers of Renewal by Andersen (the “Potential Lenders”). Renewal by Andersen will be acting as a special limited agent on behalf of such Potential Lenders in providing them with this application. There is no commitment by Renewal by Andersen or the Potential Lenders that your application for financing will be approved. You certify that your application is true and completely accurate and that no unfavorable information known to you for use herein has been omitted. You authorize Renewal by Andersen and the Potential Lenders to obtain, review, and investigate your credit report and verify the information contained therein and in this application. You further authorize Renewal by Andersen to communicate and share your application and any related information contained therein with any Potential Lender that Renewal by Andersen believes may have an interest in providing financing to you. You understand that if financing is denied, you are entitled to a clear and meaningful statement in writing of the reasons. The Potential Lender, not Renewal by Andersen, will provide you with such statement. Any reproduction of this application (for example, photocopy or facsimile) is considered an original. By providing your mobile number, you authorize us to contact you at that number using automatic telephone dialing systems or artificial or prerecorded voices for any purpose, including, but not limited to, to provide you with advertisements or telemarketing messages. You are not required to provide this consent as a condition of this loan application and may revoke your consent at any time by contacting us or the potential lender.
AUTHORIZATION TO RELEASE INFORMATION: You hereby authorize Renewal by Andersen or the Potential Lenders to make whatever credit or employment inquiries it deems necessary in connection with your application or in the course of review or collection of financing extended in reliance on this application. You authorize and instruct any person or consumer reporting agency to compile and furnish any information it may have or obtain in response to such credit inquiries. You authorize this application to be reproduced to facilitate multiple inquiries. This authorization remains in effect throughout the terms of any financing.
PRIVACY ACT NOTICE STATEMENT: This notice is provided to you pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commission’s implementing regulation thereunder, 16 CRF Part 313. 1. Collection Sources: We collect nonpublic information about you from the following sources: Information we receive on your applications or other forms; Information about your transactions with us, our affiliates or others; or information we receive from a consumer reporting agency. 2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. 3. We restrict access to nonpublic personal information about you to those employees who need to know what information to provide the requested loan origination services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
USA PATRIOT ACT, SECTION 326 VERIFICATION OF IDENTIFICATION: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens a new account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
The TELEPHONE CONSUMER PROTECTION ACT provides consumers with options to avoid unwanted telephone solicitations, including texting. You hereby acknowledge that Renewal by Andersen may contact you utilizing text messaging in connection with providing you finance options.