KINGDOM BONDS | AFFORDABILITY ASSESSMENT AUTHORITY AND CONSENT

Welcome to Kingdoms Bonds

Pre-Qualification Form
How many Applicants*

Single ApplicantMore than One Applicant
Personal Details

Main Applicant
Type of Applicant
Applicant Title
Name

First NamesSurname
Gender
Identification Type
ID/Passport No
Nationality
Country of Birth
No of Dependents (Children)
No People in Home
Ethnic Group
Marital Status
Marital Type
Country of Marriage
Home Language
Tell
Cell
Email Address
example@example.com
Residential Status
Res Address Since
Address

Residential Address

Street Address Line 2

CityState / Province

Postal Code
Township/Suburb
Employment Details
Occupation
Employment Status
Occupation Level
Employment Sector
Current Employer Name
Employee No
Employment Date Form

MonthDayYear
Date
Income Frequency
Previous Employer
Years at Previous Emp
Highest Qualification
Income
Basic Salary(Excluding Commision or any other allowances)
Commission
Overtime (6 Months Average)
Car/Travel Allowance
Housing Subsidy
Rental Income
Maintenance
Other Income
Specify Other Income
Total Income
Salary Deductions
Pension
PAYE
UIF
Medical Aid
Other salary deductions
Income After Deductions
Living Expenses
Domestic Wages
Education
Entertainment
Fuel
Groceries
Investments
Levies
Life Assurance
Maintenance/Alimony
Medical Aid Expense (If not a deduction on payslip)
Rates & Taxes
Rental Expenses
Retail Payments
Water & Lights
Other Expenses
Total Expenses
Total After Deductions (Disposable Income)
Consents & Declarations
Obtain from any registered credit bureau all personal information, credit history and data relating to my credit profile to determine my creditworthiness and submit to any registered credit bureau all personal information relating to this application

YesNo
Provide me with direct electronic marketing offers related to this application, which may include further loans, financial products on offer for this home loan in the event of it being successful

YesNo
Request my bank statements from any financial institution

YesNo
Process my special personal information, including my ethnic group, biometric information, and health information for research and statistical purposes

YesNo
Request my payslip from my employer

YesNo
Transfer my data cross border to a third party for purpose of hosting of data

YesNo
Forward my contact information to an independent insurance company with the intention of offering me insurance products related to this application

YesNo
Process my personal information to perform fraud checks, as well as to report any suspected fraud linked to my Identity Number to the South African Fraud Prevention Services

YesNo
Forward my contact information to an independent wills and estate planning company with the intention of offering drafting services related to my will and estate

YesNo
Retain my personal information for as long as is reasonably necessary and legally required in terms of the business processes related to this service

YesNo
Where applicable, verify my educational qualifications through information obtained from third-party qualification data providers

YesNo
Declaration
I confirm that the information furnished in this application and declaration is true and correct and I undertake to inform the bank of any facts or circumstances that could prejudice the Lender’s right and I will immediately advise the Lender if any of my information changes. I certify that I am not under debt review, an administration order, have ever been declared insolvent or signed surety. I hold no other citizenships and residencies for local or international tax purposes other than disclosed in this application and will inform the lender in writing of any change of this status within 30 days.

I/we hereby nominate, constitute and appoint LUCID Clear Credit (Pty) Ltd (2011/128765/07) (“LUCID”) with Power of Substitution to be my true and lawful Agent in my name, place and stead, to represent me and deal with any matter and sign all documents necessary, to obtain my consumer credit information, deeds, CIPC, eNaTIS, finance application and financial information, from all credit bureaus and relevant third parties and to make the aforementioned information available to me and MultiNET Home Loans (Pty) Ltd for the purpose of performing an affordability and pre-qualification finance assessment on me.
I/we agree to LUCID contacting me to provide me with a copy of my affordability & pre-qualification, financial and risk assessment reports and to consult with me to assist me in qualifying for finance or qualifying for better finance terms or improving my affordability and risk. I accept that LUCID will retain all my information, received in terms of this authority and I consent to its use thereof, within the normal course of its business, as may be determined, from time to time, at its sole discretion. For detailed information on LUCID’s Privacy Policy, please go to www.scorefix.co.za. Your personal information will not be shared with third parties, however we may disclose your personal information to third parties who are involved in the marketing and/or provision of the aforementioned products or services to you, provided they comply with our Privacy T&Cs.
I/we understand that I may revoke this authorization, in writing to LUCID, at any time and unless revoked, it shall remain in force and effect.
Signature

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Date

MonthDayYear
Date
Personal Details

Spouse | Co-Applicant
Type of Applicant
Applicant Title
Identification Type
Name

First NamesSurname
Identification Type
ID/Passport No
Nationality
Country of Birth
No of Dependents (Children)
No People in Home
Ethnic Group
Marital Status
Marital Type
Country of Marriage
Home Language
Tell
Cell
Email Address
example@example.com
Residential Status
Res Address Since
Address

Residential Address

Street Address Line 2

CityState / Province

Postal Code
Township/Suburb
Employment Details
Occupation
Employment Status
Occupation Level
Employment Sector
Current Employer Name
Employee No
Employment Date Form

MonthDayYear
Date
Income Frequency
Previous Employer
Years at Previous Emp
Highest Qualification
Income
Basic Salary(Excluding Commision or any other allowances)
Commission (6 Months Average)
Overtime (6 Months Average)
Car/Travel Allowance
Housing Subsidy
Rental Income
Maintenance
Other Income
Specify Other Income
Total Income
Salary Deductions
Pension
PAYE
UIF
Medical Aid
Other Deductions
Income after deductions
Living Expenses
Domestic Wages
Education
Entertainment
Fuel
Groceries
Investments
Levies
Life Assurance
Maintenance/Alimony
Medical Aid Expense (If not a deduction on payslip)
Rates & Taxes
Rental Expenses
Water & Lights
Other Expenses
Total Expenses
Total After Deductions (Disposable Income)
Declaration
I confirm that the information furnished in this application and declaration is true and correct and I undertake to inform the bank of any facts or circumstances that could prejudice the Lender’s right and I will immediately advise the Lender if any of my information changes. I certify that I am not under debt review, an administration order, have ever been declared insolvent or signed surety. I hold no other citizenships and residencies for local or international tax purposes other than disclosed in this application and will inform the lender in writing of any change of this status within 30 days.

I/we hereby nominate, constitute and appoint LUCID Clear Credit (Pty) Ltd (2011/128765/07) (“LUCID”) with Power of Substitution to be my true and lawful Agent in my name, place and stead, to represent me and deal with any matter and sign all documents necessary, to obtain my consumer credit information, deeds, CIPC, eNaTIS, finance application and financial information, from all credit bureaus and relevant third parties and to make the aforementioned information available to me and MultiNET Home Loans (Pty) Ltd for the purpose of performing an affordability and pre-qualification finance assessment on me.
I/we agree to LUCID contacting me to provide me with a copy of my affordability & pre-qualification, financial and risk assessment reports and to consult with me to assist me in qualifying for finance or qualifying for better finance terms or improving my affordability and risk. I accept that LUCID will retain all my information, received in terms of this authority and I consent to its use thereof, within the normal course of its business, as may be determined, from time to time, at its sole discretion. For detailed information on LUCID’s Privacy Policy, please go to www.scorefix.co.za. Your personal information will not be shared with third parties, however we may disclose your personal information to third parties who are involved in the marketing and/or provision of the aforementioned products or services to you, provided they comply with our Privacy T&Cs.
I/we understand that I may revoke this authorization, in writing to LUCID, at any time and unless revoked, it shall remain in force and effect.
Signature

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Date
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Welcome to Kingdoms Bonds

Personal Details

Employment Details

Income

Salary Deductions

Living Expenses

Consents & Declarations

Declaration

Personal Details

Employment Details

Income

Salary Deductions

Living Expenses

Declaration