Strategem Investment Services Risk Profile

Strategem Risk Profile

We ask that you please take 15 minutes to complete our Risk Profile. Completing this will identify your Investor Profile which will help your Financial Adviser provide you with tailored advice to your personal situation. We ask that you please complete this profile before your next appointment with your Adviser.

If you need any assistance or have any questions while working your way through the questionnaire, or after, please do not hesitate to contact our office on (03) 5445 4777.

Strategem Risk Profile

Completing this profile will help to identify your Investor Profile. This will then help your Advisor to tailor advice personalised to your individual profile.
Client 1

First NameLast Name
Client 2

First NameLast Name
Email
example@example.com
Strategem Advisor

How long are these funds to be invested for?
Client 1

7 years or more5 years or more3 years or moreLess than 3 years
Client 2

7 years or more5 years or more3 years or moreLess than 3 years

What is the liklihood of you requiring access to the invested money?
Client 1

Almost certainly required within the next three yearsLittle chance of requiring the majority of funds for at least 3-5 years. Investors may need to withdraw a small portion in 3-5 yearsLittle chance of majority of requiring the majority for at least 5-7 years. A small portion would only be required in case of emergency.No access at all for at least 7 years. Other funds have been set aside for emergencies.
Client 2

Almost certainly required within the next three yearsLittle chance of requiring the majority of funds for at least 3-5 years. Investors may need to withdraw a small portion in 3-5 yearsLittle chance of majority of requiring the majority for at least 5-7 years. A small portion would only be required in case of emergency.No access at all for at least 7 years. Other funds have been set aside for emergencies.

You understand investment risk to be:
Client 1

Risk means that you could lose everythingRisk means that you could lose some of the growth your investment has made (but the capital stays intact)Risk is something that is managed by the investment manager - not something for you to worry aboutRisk the the liklihood of your investment going up or down in value at any given time
Client 2

Risk means that you could lose everythingRisk means that you could lose some of the growth your investment has made (but the capital stays intact)Risk is something that is managed by the investment manager - not something for you to worry aboutRisk the the liklihood of your investment going up or down in value at any given time

In investment terms, you regard yourself as:
Client 1

Very conservativeFairly conservative, but with a view to returnsWilling to take risks to improve returnsWilling to take more risks to improve
Client 2

Very conservativeFairly conservative, but with a view to returnsWilling to take risks to improve returnsWilling to take more risks to improve

You view an investor as:
Client 1

Someone willing to take unnecessary risksSomeone with special skills or knowledgeSomeone like yourselfNothing special - everyone has some kind of investment
Client 2

Someone willing to take unnecessary risksSomeone with special skills or knowledgeSomeone like yourselfNothing special - everyone has some kind of investment

If a long-term investment started to lose money, you would:
Client 1

Sell the investment immediatelyConsider selling but never get around to itMonitor the investment more closely in the futureTreat the loss as a short-term setback, which will soon reverse
Client 2

Sell the investment immediatelyConsider selling but never get around to itMonitor the investment more closely in the futureTreat the loss as a short-term setback, which will soon reverse

Do you have separate savings set aside for major expenses? This may include things like education, home mortgage payments, home repairs and retirement.
Client 1

I have no upcoming expenses other than my retirement living expensesYes, I do have separate savings to meet major expensesI have a small amount of savings and a large credit on my credit card for emergenciesNo, I do not have separate savings to meet major expenses
Client 2

I have no upcoming expenses other than my retirement living expensesYes, I do have separate savings to meet major expensesI have a small amount of savings and a large credit on my credit card for emergenciesNo, I do not have separate savings to meet major expenses

What do you want to achieve through this investment?
Client 1

Maintain capital with low opportunity for capital growthGenerate an income streamAchieve steady capital growth with no need for current incomeHigh capital growth
Client 2

Maintain capital with low opportunity for capital growthGenerate an income streamAchieve steady capital growth with no need for current incomeHigh capital growth

An investment in overseas shares is, to you:
Client 1

Highly riskyDon't know much about it - but would consider itA good way to reduce your dependence on the Australian marketAn essential part of a long-term portfolio
Client 2

Highly riskyDon't know much about it - but would consider itA good way to reduce your dependence on the Australian marketAn essential part of a long-term portfolio

If asked about the exchange rate, you:
Client 1

Look blankHave heard it's weak, but no moreBemoan the effect it had on your overseas holidayQuote the price in $US
Client 2

Look blankHave heard it's weak, but no moreBemoan the effect it had on your overseas holidayQuote the price in $US

What is the main purpose of the investment?
Client 1

High returnsLong term wealthSpecific objectivesSecurity
Client 2

High returnsLong term wealthSpecific objectivesSecurity

How do you feel about the value of your investment going up and down, sometimes by as much as 30% or more, over a short period of time such as a year or less?
Client 1

Not concernedA little concernedFairly concernedVery concerned
Client 2

Not concernedA little concernedFairly concernedVery concerned

How important is it that your investments keep pace with inflation?
Client 1

Not important - you would rather protect your capitalA little important - but you're not prepared to take unnecessary risksFairly important - knowing you'll need to take some risk to ensure returns above inflationVery important - your priority is for these funds to grow significantly above inflation
Client 2

Not important - you would rather protect your capitalA little important - but you're not prepared to take unnecessary risksFairly important - knowing you'll need to take some risk to ensure returns above inflationVery important - your priority is for these funds to grow significantly above inflation

What level of return do you expect your investment to achieve?
Client 1

A steady return without losing any capital1-2% above inflation3-4% above inflation5% or more above inflation
Client 2

A steady return without losing any capital1-2% above inflation3-4% above inflation5% or more above inflation

You inherit $30,000. After meeting any commitments, where would you invest this money?
Client 1

In the bankIn fixed term depositsIn a spread of different investment typesIn shares
Client 2

In the bankIn fixed term depositsIn a spread of different investment typesIn shares

Thank you for completing our Strategem Risk Investor Profile.

By ticking below and and selecting submit, you are acknowledging that the above answers are true and relfective of your personal situation.

These answers will be used to guide your Financial Adviser on advice they will give you when looking after your portfolio.

After you hit submit, you will be shown your Risk Investor Profile score. Please take note of this and read what your score indicates. This will be discussed in your next appointment with your Adviser.
I insert name accept and acknowledge that the above information is true and will be used by my Strategem Advisor to tailor advice given regarding my portfolio.
I insert name accept and acknowledge that the above information is true and will be used by my Strategem Advisor to tailor advice given regarding my portfolio.
Client 1
Client 2
Should be Empty:

Strategem Risk Profile