By submitting this form, applicant hereby authorizes the Lessor to investigate the references herein listed or statements or other data obtained from applicant or any other person pertaining to this transaction. This application is made under and shall be governed by the laws of the State of Pennsylvania. All loan applications are subject to approval. Interest rates vary based on credit score and other credit criteria. Univest Capital, Inc. is a subsidiary of Univest Bank and Trust Co. Equal Opportunity Lender.