If there is more than one Insured and all have not signed this application, I acknowledge that I am authorised to sign for and on behalf of the other Insured(s).
Upon acceptance of this Proposal, the terms and conditions of this insurance will be in accordance with this Proposal /Questionnaire, the Product Disclosure Statement, the Schedule and any other document we tell you forms part of your Policy;
If an event occurs during the Period of Insurance which alters any of the information provided in the Proposal, I will promptly notify details of the event to the Insurer;
If I have not complied with the Duty of Disclosure and/or Duty of Utmost Good Faith, a claim made under the Policy may not be met or only met in part.