Services Provided: «Company Name» WILL NOT BE PAYING CLIENT’S STUDENT LOAN DEBT. «Company Name»is in the business of providing document preparation of Federal Student Loan Programs and processing through the Department of Education (DOE). CLIENT requests «COMPANY NAME» to perform, in good faith, the following services, (“the Services”): (a) Perform a review of the CLIENT’S current federal student loans situation, (b) Analyze and review potential Federal Student Loan program options that may be available to CLIENT, (c) After CLIENT selects an option, «COMPANY NAME» processes all necessary applications and documents on the CLIENT’S behalf. Upon receipt of all information from Client and payment for the Services as provided herein, «COMPANY NAME» shall promptly analyze CLIENT’S financial situation and perform due diligence. «COMPANY NAME» shall determine the most necessary, reasonable or advisable methods, in the carrying out of its duties owed to CLIENT. Upon completion of «COMPANY NAME» analysis and due diligence, «COMPANY NAME» shall engage CLIENT’S lender to initiate a Federal Student Loan Consolidation and then after, if the CLIENT qualifies, conduct the document preparation for either of the following forms separately or in conjunction with one another if applicable to CLIENTS situation: an Income-Driven Repayment (IDR) Plan Request, Public Service Loan Forgiveness (PSLF) Employment Certification Form, Loan Discharge Application: School Closure Form, Financial Disclosure for Reasonable and Affordable Rehabilitation Payments Form, Federal Direct Consolidation Loan Request to Add Loans Form, and Discharge Application for Total and Permanent Disability. In the event that a School Closure Discharge or a Total and Permanent Disability Discharge is denied, «COMPANY NAME» will prepare appropriate documentation for an Income Driven Repayment program. In the event that the CLIENT needs to recertify their income, family size, and/or occupation when applicable to any of the aforementioned forms, «COMPANY NAME» will provide document preparation services at an applicable fee only if CLIENT authorizes «COMPANY NAME» to do so.
Process: Once paperwork has been received, processing will begin and completed within 7 business days. «COMPANY NAME» will always perform controllable services with efficient time management. Be advised that documents and applications completed by «COMPANY NAME» rely on the relevant lender(s) for prompt services and «COMPANY NAME» cannot be held liable for delayed completion. Average completion of a Federal Student Loan Consolidation is sixty (60) to ninety (90) days.
Fee Schedule: For the services described in the Client services agreement, «COMPANY NAME» will determine Client servicing fee based on the following fee structure: (see last page of this agreement).
Methods of Communication: Client consents to receiving updates and documents relating to this agreement and the services and programs offered by Company via voice messages, email, and/or through text/SMS messages. Client may contact Company at anytime to opt-out of receiving updates.
Provide Complete and Truthful Information: CLIENT expressly represents and warrants that he/she/they at all times, provide CONFIDENT CONSULTANTS with information that is complete, accurate and true to the best of their knowledge and belief.
Indemnification: CLIENT hereby agrees to defend and hold CONFIDENT CONSULTANTS harmless from and against any liability of any nature whatsoever arising out of or in connection with a CLIENT’S breach, in whole or in part, of the representation and warranties herein contained. This Agreement constitutes the entire agreement between the parties. CONFIDENT CONSULTANTS makes no warranties, expressed or implied, as to the fitness of any recommendations it may make to the CLIENT arising out of this Agreement. Except for cause, CLIENT unconditionally waives the right of action against CONFIDENT CONSULTANTS, its officers, directors, employees, agents, brokers and assignees, at law, equity and other cause of action for any reason, directly, indirectly or approximately believed to arise out of this Agreement, for any damages of any nature whatsoever that CLIENT may incur by reason of CLIENT following and recommendation of CONFIDENT CONSULTANTS or CLIENT’S failure to follow the recommendation of CONFIDENT CONSULTANTS. Additionally, CONFIDENT CONSULTANTS cannot guarantee that the client will be granted a student loan consolidation.
Entire Agreement: This Agreement embodies the entire understanding and agreement between the parties and all previous understandings, representative statements, undertakings and agreements, written or oral, are canceled, withdrawn, and/or have merged into this Agreement. This Agreement may not be amended except in writing, signed by both parties hereto, after the date of this Agreement.
Disputes: CLIENT agrees that any dispute between or among the parties shall first be submitted to mediation before a certified mediator with venue exclusively in BATON ROUGE, LOUISIANA. Mediation may be attended telephonically or in person. In the event that there is no resolution after mediation, any claim or dispute shall be litigated in an EAST BATON ROUGE PARISH, LOUISIANA Court. Additionally, this Agreement shall be governed by and interpreted incidence with the Laws of the State of Louisiana.
Time is of the Essence: The U.S. Department of Education’s Federal Direct Consolidation Loan Program adheres to strict deadlines. Client has the obligation to be aware of each deadline and put forth full effort in supplying required documentation to CONFIDENT CONSULTANTS. Client understands that the submission of the applications is dealt with on a first come, first serve basis as they are fully submitted to the U.S. Department of Education and the Direct Loan Servicing Center. The entire process takes a length of time of sixty (60) to ninety (90) days. CONFIDENT CONSULTANTS is not responsible for missed deadlines, errors on applications or documents, late submissions, or for those clients who fail to perform their responsibilities. Time is of the Essence with respect to all obligations under their Agreement.
Forbearance: «COMPANY NAME» will assist CLIENT upon submission of the consolidation with a three to twelve month forbearance plan with the Department of Education (or whatever forbearance time client has remaining/available with Dept. of Education and current and new servicers). If the forbearance is accepted, CLIENT will not be required to continue making payments to to his/her Federal Student Loan Creditors during the consolidation processes.
Termination of Agreement: The CLIENT may cancel this contract at any time with written notice to «COMPANY NAME» prior to being approved for Federal Student Loan Consolidation.
Free Look: You may cancel this agreement without any penalty or obligation within 3 days from the date agreement is signed.
Money Back Guarantee: If a Client is not approved for the Federal Student Loan program(s), then «COMPANY NAME» will reimburse 100% of all monies received from the Client within 10 business days. If Client is not approved due to falsifying information, the Client will not be entitled to a money back guarantee.
Non Disclosure: «Company Name» certifies that we will not share or disclose CLIENTS sensitive personal information with any unauthorized party.