By providing your signature, you authorize Kirk Toyota, its representatives, and any associated financial institutions or third-party service providers to obtain and use your Consumer Credit Report for the purpose of evaluating your creditworthiness in connection with your potential vehicle purchase or lease. This authorization permits us to collect and verify information from credit reporting agencies and other relevant sources, including but not limited to, employers, references, and insurance companies, to assess your eligibility for financing. This consent also authorizes us to process your transaction and determine the full extent of financing options available to you.
Collection of Information
In the course of processing your vehicle purchase, lease, or financing request, we are required to collect nonpublic personal information. This includes information provided directly by you, such as your driver’s license, Social Security number, and financial details, as well as information from third-party sources like credit-reporting agencies, employers, and insurance companies. In some cases, this information may be shared with state or federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service, even if you choose to pay in cash for your vehicle. The collection and use of this information are required to comply with various federal and state laws.
Protection of Your Information
Kirk Toyota is committed to safeguarding your nonpublic personal information. We adhere to industry-standard security practices and maintain physical, electronic, and procedural safeguards to comply with applicable state and federal privacy laws. Access to your information is strictly limited to authorized personnel, including employees and third-party service providers, who require such information to fulfill their duties related to your transaction. These individuals are bound by confidentiality agreements and are prohibited from using your information for any purpose other than those explicitly outlined in this disclosure.
Information Sharing
We may share your information with the following entities and for the following purposes:
A) For routine business purposes, such as processing your transaction, maintaining your account, responding to court orders or legal investigations, and reporting to credit bureaus in compliance with applicable law.
B) To facilitate your vehicle purchase or lease transaction, including providing necessary details to third-party financial institutions that may be assigned your financing contract or to verify insurance coverage and other pertinent details.
C) With external service providers who assist us in providing products and services related to your transaction. These providers are contractually obligated to maintain the confidentiality and security of your information and are prohibited from using it for any purpose other than that for which it was disclosed.
D) With companies that are affiliated with Kirk Toyota. This includes any company that controls, is controlled by, or is under common control with Kirk Toyota, and your information may be shared with these entities for everyday business operations.
Acknowledgment and Authorization
I, {name}, acknowledge that I am interested in purchasing or leasing a vehicle and hereby explicitly authorize Kirk Toyota and its representatives to obtain my Consumer Credit Report from any relevant credit reporting agencies at no cost to me. This authorization extends to the collection of information from other sources as necessary for evaluating my creditworthiness. I also consent to being contacted by Kirk Toyota or its representatives via phone, email, or other forms of communication to facilitate the processing of my application, including follow-up communications related to financing, insurance, or the vehicle transaction itself. This consent remains valid unless revoked in writing.