SOLICITOR CERTIFICATE INSTRUCTIONS & FEE CALCULATION

Name of the 1st person who need the advice certificate*

Full name with first and all middle names with surname as in PP or Driver License; Additional person can be added later in the form

Is that person*

borrowerguarantorborrower and guarantor

Contact number [of the 1st person who need the advice certificate] *

Email [of the 1st person who need the advice certificate] *

example@example.com

Do you meet VERIFICATION OF IDENTITY [VOI] 100-point test requirement using documents from anyone *category below?*

YesNo

* Categories

It is mandatory to undertake a VERIFICATION OF IDENTITY (VOI) CHECK. If you have a current passport and a driver's license, it is 100 points and can meet the requirement.
If you do not have ID, we are unable to help you but please contact us to find further avenues using other valid ID documents.

FOR AUSTRALIAN CITIZENS OR RESIDENTS’ VERIFICATION OF IDENTITY [VOI] using documents from any one category below
Category	Minimum document requirements
Category 1	Australian Passport or foreign passport or Australian Evidence of Immigration Status ImmiCard or Australian Migration Status ImmiCard AND Australian drivers licence OR Photo card AND if name has changed Marriage certificate OR Change of name certificate
Category 2	Australian Passport or foreign passport or Australian Evidence of Immigration Status ImmiCard or Australian Migration Status ImmiCard AND Full birth certificate OR Citizenship certificate OR Descent certificate AND Medicare card OR Centrelink card OR Dept. Veterans’ Affairs card AND if name has changed Marriage certificate OR Change of name certificate
Category 3	Australian drivers licence OR Photo card AND Full birth certificate OR Citizenship certificate OR Descent certificate AND Medicare card OR Centrelink card OR Dept. Veterans’ Affairs card AND if name has changed Marriage certificate OR Change of name certificate

Which category?*

What is the reason for the borrower to borrow?

[You must reconsider your decision if there is no direct benefit to you]

What is the reason for you to be the guarantor?

[You must reconsider your decision if there is no direct benefit to you]

Fee calculation

[our usual fixed fee is 440Aud]

but this may change, undertake a self-fee assessment by answering questions below.

1. Required to witness documents other than the certificate*

YesNo

2. High risk assessment [potential risk, pressure, undue influence]

[if you answer yes to any of the questions below it is high risk]

2.a Are you over 60 years?*

YesNo

2.b Non-English-speaking background (mother tongue is not English)*

YesNo

2.b.i Country of birth [assessment of non-English-speaking background] *

2.b.ii. Your birth language [Mother tongue for assessment of non-English-speaking background]*

2.c The relationship with/among the borrower/s or guarantors [potential risk, pressure, undue influence]*

2.d Is there a direct benefit to the borrower or guarantor?*

YesNo

3. Is there an additional person who needs an advice certificate?*

YesNo

4. Is there a business, a trust, including an SMSF structure involved?*

YesNo

5. Please email the Business Trust [SMSF| Bare] Deed.*

YesNo

6. Do you need express processing [in 72 hours - Fee 220]?*

YesNo

Name of additional person who need the advice certificate*

Full name with first and all middle names with surname as in PP or Driver License

Contact number [of additional person who need the advice certificate]*

Contact number of Additional person who need the advice certificate

Email [of additional person who need the advice certificate]*

example@example.com

d. Additional person high risk situation assessment?

[If you answer yes to any of the questions below it is high risk.]

1. Are you over 60 years? *

YesNo

2. Non-English-speaking background (mother tongue is not English) *

YesNo

2.a Country of birth [assessment of non-English-speaking background] *

2.b Your birth language [Mother tongue for assessment of non-English-speaking background]*

3. The relationship with the borrower/s [potential risk, pressure, undue influence]*

4. Is there a direct benefit to the borrower or guarantor?*

YesNo

Fee Estimation (AUD)

Starts from 440 Aud

a

b

c

d

e

f

2d

If you want us to continue, can you email [info@dlegal.com.au] all loan documents that the lender has sent to you including but not limited to; - Loan General Terms and Conditions | Mortgage Common Provisions | Borrower Information Statement*

YesNo

Note: if you do not have a soft copy to email us, ask the lender to email or at least ask and bring a complete extra set of documents for us to keep for our records (unless soft copy is emailed)

Can you email [info@dlegal.com.au] colour copies of hundred points of identification (passport + DL) and bring the originals for us to complete VERIFICATION OF IDENTITY (VOI) CHECK.*

YesNo

I understand and confirm what is noted below*

Confirm

It is especially important that you do not sign any documents before our advice.
We cannot provide financial advice or viability of the borrowing as such you must obtain advice from a suitable financial professional before meeting us.
If we have a conflict of interest, we cannot act for you.
We will/may record the advice session and if required may produce before a fact-finding tribunal.
We will be proving you a written summary of the advice and signed certificates
We may have to retain your documents for the duration of the loan
Legal practitioners provide certificates only using the forms approved by the Law Institute of Victoria [LIV] as referred to in rule 11 of Legal Profession Uniform Legal Practice (Solicitors) Rules 2015 and not on any bank prepared document.