Gary Perron’s life story began in the prairie heartland of Saskatchewan, where his early years were shaped by the values of hard work, commitment, and care for others. When his family later moved to Winnipeg, those same principles guided his development and influenced the man he would become. Over four decades ago, his path led him to Calgary, a city that has since become his true home. The move marked the beginning of a lasting relationship with Alberta—a province whose natural beauty and community spirit perfectly matched his own appreciation for both nature and people. Today, after more than 40 years, Calgary remains the place where Gary has built enduring friendships, raised a family, and embraced a meaningful life deeply rooted in both family and community.

Family Legacy and Cherished Moments

At the center of his personal world is his devotion to family. Nothing brings him greater happiness than time spent with his children and grandchildren. Summers are especially treasured, as the family gathers at their lake house, a place filled with memories, laughter, and shared stories. The lake house is more than just a summer retreat—it is a symbol of togetherness, a sanctuary where generations come together to strengthen family bonds.

For Gary, those summer months are opportunities to pass down wisdom and traditions. He often shares stories from his own youth in Saskatchewan and Manitoba, teaching his grandchildren the lessons that guided him through life. Whether it’s showing them how to skip stones across the lake, enjoying quiet mornings by the dock, or organizing family games that spark joy and laughter, these experiences hold deep meaning for him. They are the essence of what he values most—connection, love, and continuity.

The lake house is a place where technology fades into the background, allowing genuine human connection to flourish. Watching his grandchildren discover the simple pleasures of lake life—swimming, fishing, exploring nature, and feeling the calm of long summer evenings—gives him a sense of fulfillment that words can hardly express. These moments have become annual traditions that everyone in the family eagerly anticipates, creating a legacy that will live on for generations.

Passion for Active Pursuits

Gary’s enthusiasm for the outdoors reaches well beyond family gatherings. A devoted golfer, he finds both challenge and peace on the course. The game offers him balance—moments of solitude as well as companionship. Whether he plays a quiet round to reflect or competes alongside friends, golf serves as both a sport and a form of relaxation.

Living in Calgary has given him access to some of the most beautiful and diverse golf courses in Alberta and beyond. Each course offers a unique experience, combining technical challenges with stunning scenic beauty—from the rugged foothills to breathtaking views of the majestic Canadian Rockies. Every round provides a new opportunity for focus, patience, and appreciation of the land around him.

Cycling has also played a significant role in his life. It has allowed him to stay active while exploring Alberta’s vast natural landscapes. Over the years, he has enjoyed everything from leisurely rides through urban pathways to demanding trails that test endurance and strength. For him, cycling has always been about more than exercise—it’s a way to clear the mind and feel connected to the outdoors. The steady rhythm of pedaling, the open air, and the changing scenery combine to create moments of peace and reflection. Though he rides less often now, cycling continues to hold a special place in his life, reminding him of the freedom and clarity that come from being close to nature.

Global Perspective Through Travel

Travel has long been an essential part of Gary’s life, offering a window into the world’s diverse cultures, landscapes, and traditions. He approaches travel not as a checklist of destinations but as an opportunity for genuine connection and learning. Wherever he goes, he seeks to understand local customs and values, appreciating the diversity of people and places he encounters.

His journeys have taken him across continents—from Europe’s historic cities to natural wonders in distant regions. Each trip has left him with meaningful experiences and new friendships. The memories and insights gathered through travel have not only enriched his life but also deepened his appreciation for his home in Alberta. Seeing the world’s beauty and challenges firsthand has strengthened his gratitude for the community and environment that Calgary offers.

Travel has also influenced the way he views home. Experiencing other parts of the world has highlighted the uniqueness of Alberta’s landscapes, its strong sense of community, and the opportunities it provides for a balanced and fulfilling life.

Commitment to Community Through Philanthropy

Among Gary’s proudest accomplishments is the creation of the Norrep Foundation in 2009. Established as a private vehicle for philanthropy, the foundation reflects his enduring commitment to supporting the Calgary community. Over the past 15 years, it has contributed more than $5 million to registered charities across the city.

The Norrep Foundation embodies Gary’s belief that success comes with the responsibility to give back. Guided by values of compassion and practical impact, the foundation focuses on community development, education, and helping those in need. Rather than seeking public recognition, it operates quietly and purposefully, ensuring that resources are directed toward organizations that create meaningful change.

Through this foundation, Gary has turned his values into lasting action. By supporting youth programs, educational initiatives, and essential community services, he has helped strengthen Calgary’s social fabric. The steady commitment of the foundation over time speaks to its thoughtful, long-term approach—an approach rooted in gratitude and a sincere desire to make a positive contribution to the lives of others.

Personal Philosophy and Community Connection

Throughout his many years in Calgary, Gary has remained connected to his prairie roots while fully embracing Alberta as his home. The combination of humility, perseverance, and optimism defines his character and his approach to life. He believes deeply in maintaining balance—between family and work, personal success and social contribution, relaxation and responsibility.

In every part of his life, Gary acts with care and purpose. Whether spending time with family, enjoying a quiet evening, taking on a challenging golf course, planning a future trip, or reviewing a foundation grant, he gives his full attention and thoughtful effort.

His time in Calgary has allowed him to witness the city’s tremendous growth and transformation. Through his continued involvement in community causes, he has played a small but meaningful part in that progress. The legacy of his work with the Norrep Foundation ensures that his contributions will continue to have a positive effect for years to come.

Gary Perron’s life is defined not only by achievement but also by connection—connection to family, to community, and to the simple joys of a life well-lived. His journey from the prairies of Saskatchewan to the heart of Calgary reflects a life guided by values, purpose, and generosity that continue to inspire those around him.

Portfolio: https://garyperron.com/

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How the Game of Golf Teaches Patience and Perspective

Published On: 10.09.2025

At first glance, golf may appear to be a leisurely sport—a calm walk across manicured greens, punctuated by the swing of a club and the quiet clink of a ball finding its target. But beneath that serene exterior lies one of life’s most profound teachers. Golf is a game of precision, discipline, and endurance. It mirrors the human experience: unpredictable, humbling, and full of lessons about patience and perspective. Those who spend time on the course soon realize that golf’s most significant rewards aren’t found on the scorecard but within the steady growth of one’s character.

The Slow Rhythm of Mastery

In an era of instant gratification, golf is a refreshing reminder that mastery takes time. Improvement doesn’t happen overnight—it unfolds gradually through repetition, reflection, and perseverance. Players often spend years refining their swing, perfecting their putting, and learning to read the subtleties of the course.

Unlike other sports, where a burst of speed or strength can deliver immediate success, golf demands consistency and calm. Every round challenges a player’s patience—waiting for the right shot, resisting frustration after mistakes, and trusting the process even when progress feels slow.

This slow rhythm teaches a valuable life lesson: growth is rarely linear. Some days, everything clicks; for others, nothing seems to go right. Golfers quickly learn patience isn’t about waiting passively but staying engaged and resilient through difficulty. With each round, they cultivate the discipline to persist without haste and to find peace in gradual improvement.

Learning to Manage Frustration

Golf is often called the “game of misses,” and with good reason. Even the best players in the world make mistakes—missed putts, bad drives, or unlucky bounces are part of the experience. How one reacts to those moments determines not only the outcome of the game but also one’s mental strength.

Every golfer faces the challenge of frustration. The temptation to dwell on a poor shot or to let anger dictate the next move is strong. Yet, success in golf depends on composure. Players must let go of what happened and refocus on the next opportunity. This constant practice of emotional regulation teaches one of life’s most essential skills: resilience in the face of disappointment.

Over time, golfers develop a sense of emotional balance. They realize that one bad hole doesn’t define an entire round—just as one setback doesn’t define a life. This shift in perspective fosters maturity, patience, and self-control—qualities that serve players well beyond the course.

Respecting the Uncontrollable

Golf also teaches humility by exposing the limits of control. Weather, wind, terrain, and luck can all influence the outcome of a game. No matter how well a player prepares, some factors remain unpredictable. Accepting this reality requires patience and adaptability.

This focus on the present moment mirrors the principles of meditation. As players tune out distractions and focus solely on the task at hand, they enter a state of flow—a mental space where time slows down, and clarity replaces anxiety.

The ability to stay present on the course carries over into everyday life. It helps players handle stress, make thoughtful decisions, and appreciate simple moments. In this sense, golf becomes a form of moving meditation—a practice that strengthens patience and mental clarity.

The Perspective of Humility and Gratitude

Few experiences humble a person quite like golf. One moment, a player hits a perfect drive; the next, a slight miscalculation sends the ball veering off course. The game constantly reminds players that success and failure often sit side by side.

Golf is a solitary test of endurance and a social experience that strengthens patience in relationships. A round often takes four to five hours, shared with friends, colleagues, or strangers. Waiting for others to take their shots, respecting the pace of play, and maintaining courtesy on the course all reinforce empathy and understanding.

These social norms cultivate a sense of patience toward others. Golfers learn that everyone plays at a different pace, skill level, and mindset—just as in life, where patience with people’s differences leads to harmony and cooperation. The shared experience of navigating the course together fosters camaraderie, humility, and respect—qualities essential for balanced relationships on and off the greens.

Seeing the Bigger Picture

The most profound perspective golf teaches is the realization that the journey matters more than the score. While every player hopes to perform well, the true joy lies in the experience—the beauty of the landscape, the laughter with companions, the satisfaction of a well-struck shot.

Golfers focusing solely on the score often miss the game's deeper value. But those who see each round as an opportunity for learning and enjoyment discover something more lasting than victory: peace. They recognize that golf, like life, is about the balance between striving and surrendering, effort and ease.

Through its calm pace, humbling difficulty, and quiet beauty, golf offers a sanctuary for self-discovery. It reminds players that patience isn’t weakness—it’s strength. And perspective isn’t detachment—it’s wisdom.

Unearthing Profitable Investment Opportunities in Canada's Resource Industry

Published on: 09/15/2025

Canada is a country rich in natural resources, which form the backbone of its economy. From oil and gas to minerals and forestry, Canada’s resource industry offers a range of investment opportunities. However, many investors are unaware of the hidden potential within these sectors. In this article, we will explore the lesser-known opportunities in Canada’s resource industry that can provide substantial returns for savvy investors.

Canada's Resource Industry: A Hidden Gem

Canada is renowned for its vast natural resources, which encompass petroleum, natural gas, metals, minerals, and extensive forests. While the oil sands in Alberta and the mining operations in northern Canada attract much of the attention, there are many lesser-known opportunities throughout the country. Investors who take the time to explore beyond the well-trodden path can uncover promising sectors with significant growth potential.

The Canadian resource industry is also undergoing a shift toward more sustainable practices. This transformation opens up new avenues for investment, as demand for cleaner energy and environmentally friendly practices continues to rise. By tapping into these emerging trends, investors can position themselves for long-term success.

Investing in Canada’s Clean Energy Revolution

While Canada has long been associated with oil and gas production, the country is making significant strides in transitioning to cleaner energy sources. The renewable energy sector, particularly hydroelectric, wind, and solar power, is expanding rapidly. Canada has a vast potential for hydroelectric power, with numerous rivers and lakes providing the perfect conditions for large-scale energy production.

In addition to hydroelectric power, wind and solar energy are gaining traction as viable sources of renewable energy. Companies involved in the production of solar panels, wind turbines, and energy storage solutions present a promising opportunity for investors looking to participate in the green energy boom.

The Canadian government is also supportive of clean energy initiatives, providing tax incentives and subsidies to encourage investment in renewable energy projects. As the world moves toward a low-carbon future, investing in Canada’s clean energy sector offers a chance to be part of a growing industry with long-term potential.

The Booming Lithium Market

The demand for electric vehicles (EVs) is soaring, and with it, the need for lithium, a key component in EV batteries. Canada is home to significant lithium deposits, particularly in the provinces of Quebec and Ontario. As the world shifts toward electric mobility, lithium mining in Canada presents a unique opportunity for investors.

Several Canadian companies are leading the charge in lithium exploration and extraction, positioning themselves as key players in the global market. As the electric vehicle market grows, so will the demand for lithium, making this an attractive sector for long-term investments.

Moreover, Canada's proximity to the United States and Europe, two of the largest EV markets, gives it a competitive advantage in the global supply chain. For investors looking to capitalize on the booming EV market, lithium mining in Canada is a hidden opportunity worth exploring.

Expanding Opportunities in Mineral Mining

Canada’s mineral mining sector is another area rich with investment potential. The country is renowned for its extensive deposits of precious metals, including gold, silver, and platinum, as well as industrial metals such as copper and nickel. Mining companies in Canada continue to innovate, using new technologies and sustainable practices to increase the efficiency and profitability of operations.

One of the most exciting areas in Canada’s mineral sector is the increasing demand for rare earth elements (REEs), which are essential for modern technologies such as smartphones, wind turbines, and electric vehicles. Canada has significant REE deposits, and companies involved in their extraction are poised to benefit from the growing demand for these critical minerals.

Additionally, Canada’s mining industry is investing heavily in environmentally responsible practices. Companies that prioritize sustainability are likely to attract more investors and customers as environmental concerns become a central issue in the global market. Investors who focus on companies with strong environmental, social, and governance (ESG) practices are likely to see long-term returns as the world embraces greener technologies.

The Potential of Canada’s Forestry Sector

Canada’s forests are another underappreciated resource that presents investment opportunities. The country’s forestry industry is one of the largest in the world, with timber, pulp, and paper products being major exports. However, Canada’s forestry sector is also shifting toward more sustainable practices, which makes it an attractive industry for responsible investors.

Sustainable forestry practices not only help preserve Canada’s natural resources but also create profitable opportunities for businesses involved in timber production, wood products, and bioenergy. Companies that focus on responsible forest management, including reforestation efforts and eco-friendly wood products, are likely to benefit from the growing demand for green products.

Furthermore, the global push for renewable energy has led to an increase in the use of wood pellets as a sustainable source of biomass energy. Canada’s vast forests provide a steady supply of raw materials for this emerging market, offering another avenue for investment.

Unveiling the Hidden Potential

Canada’s resource sector is full of hidden opportunities for investors who are willing to dig deeper. From clean energy to lithium mining, mineral extraction, and sustainable forestry, the country offers a wealth of untapped potential. With the global demand for sustainable and green technologies on the rise, investing in Canada’s resource industry provides a chance to participate in the future of the global economy.

By focusing on emerging industries and sustainable practices, investors can position themselves for success in a rapidly changing market. Whether you're interested in clean energy, rare earth metals, or responsible forestry, Canada’s resource sector provides a unique opportunity to build a diverse and profitable portfolio.

Estate Planning Errors That Quietly Erode Family Fortunes

Published On: 09-08-2025

 
One of the most damaging mistakes affluent families make is postponing estate planning. It’s common to assume that because wealth is abundant, there will always be time to set affairs in order. Unfortunately, illness, sudden death, or unexpected life events can strike without warning, leaving families without a clear plan.

When estate planning is delayed, the courts often step in, resulting in probate delays, added costs, and strained family relationships. By starting early, families gain flexibility and can make thoughtful adjustments over time. Waiting too long means losing options and potentially sacrificing a significant portion of hard-earned wealth.

Outdated or Incomplete Documents

Estate documents are not set-and-forget. Marriages, divorces, births, and financial changes alter the landscape, making older documents less effective. A will drafted years ago may no longer reflect current wishes or account for new laws.

Failing to update estate documents can result in assets being distributed to unintended beneficiaries or missed opportunities for tax efficiency. Regular reviews—at least every few years or after major life events—help ensure that plans remain accurate and aligned with family goals.

Overlooking Tax Planning Opportunities

Taxes play a central role in estate preservation. Without proper planning, large portions of estates can be consumed by federal and state estate taxes. For wealthy families, the difference between proactive planning and neglect can mean millions lost unnecessarily.

Tools such as trusts, charitable vehicles, and lifetime gifting strategies can significantly reduce tax burdens. By incorporating these measures early, families protect wealth and provide heirs with greater security. Ignoring the tax element of estate planning is one of the quietest yet most devastating ways fortunes are diminished.

Poor Executor and Trustee Choices

Selecting executors and trustees based solely on convenience or family ties is a mistake that often backfires. These roles require financial knowledge, organizational skills, and impartiality. A well-intentioned but unqualified choice can create mismanagement, delays, and even family disputes.

Professional fiduciaries or carefully chosen individuals with demonstrated competence are better suited for these responsibilities. Families that prioritize skill and integrity over convenience ensure smoother transitions and more faithful execution of their wishes.

Neglecting Business Succession

For families with privately owned businesses, estate planning must include succession strategies. Without a clear plan, leadership gaps, ownership disputes, or forced sales can dismantle enterprises that took decades to build.

Effective succession planning involves identifying future leaders, establishing governance structures, and providing financial frameworks to ensure continuity. Families who integrate business succession with estate planning preserve both their economic and entrepreneurial legacy. Those who neglect it risk losing both wealth and identity.

Failure to Address Liquidity Needs

Many estates are asset-rich but cash-poor. Concentrating wealth in real estate, art, or businesses without ensuring liquidity leaves heirs scrambling to cover taxes, debts, or immediate expenses. In many cases, this results in forced asset sales at unfavorable prices.

Planning for liquidity by maintaining cash reserves, life insurance, or diversified portfolios provides heirs with the flexibility they need. Ensuring liquidity prevents unnecessary sacrifices and preserves the overall value of the estate.

Ignoring Charitable Integration

Philanthropy, when handled casually, can become inefficient. Families often donate generously, but without aligning their giving strategies with their estate plans. This oversight can result in the reduction of potential tax benefits and leave charitable intentions unfulfilled.

Integrating charitable trusts, donor-advised funds, or private foundations ensures philanthropy serves both family values and financial efficiency. Charitable planning enhances legacy, reduces tax burdens, and instills stewardship in future generations. Overlooking it is a missed opportunity for both impact and efficiency.

Lack of Communication With Heirs

Another frequent error is withholding estate details from heirs. While the intention may be to avoid conflict, secrecy often breeds confusion and resentment after the fact. Surprises discovered during settlement can spark disputes and create lasting divisions.

Open conversations foster transparency, prepare heirs for responsibilities, and align expectations. Families who embrace communication build unity and trust, while those who avoid it leave behind uncertainty and discord.

Inadequate Attention to International Assets

Affluent families often own property, businesses, or investments abroad. Each jurisdiction has its own unique legal and tax rules, which, if not adhered to, can result in double taxation or compliance penalties. These complexities are easy to miss without proper international estate planning.

Working with advisors experienced in cross-border wealth ensures compliance and efficiency. Proper structuring protects assets while preventing unnecessary complications. Families that disregard international planning risk losing value and complicating transitions for heirs.

Smart Money, Costly Errors: Investment Mistakes Even Wealthy Families Make During Market Downturns

Published On: 08.21.2025

Market downturns often spark fear among investors. Even wealthy families with years of financial experience and access to expert advice can make serious investment mistakes during uncertain times. These errors may seem small, but they can lead to significant losses that hurt short-term liquidity and long-term wealth preservation. This article explores the common investment mistakes wealthy families make during market downturns and how to avoid them. Understanding these pitfalls is key to building more innovative strategies that protect assets when markets are volatile.

 

Selling Investments Out of Panic
 

When the stock market drops, fear often takes over. Even wealthy investors sometimes panic and sell assets too soon. This reaction may seem logical at the moment, but it usually leads to long-term regret. Market downturns are part of the economic cycle. History shows that markets tend to recover over time. Selling during a low point locks in losses and reduces the chance to benefit from a rebound.

Wealthy families should focus on long-term investment goals instead of selling out of fear. Having a plan in place helps reduce emotional decisions. Diversified portfolios built to weather market shifts can also offer peace of mind during rough times. A strong investment strategy should not change because the market drops for weeks or months.

 

Trying to Time the Market

 
One of the most significant investment mistakes during a market downturn is trying to time the market. This means attempting to sell before the market drops and buy again before it rises. The truth is—even seasoned investors and professionals rarely get the timing right. Missing just a few days of strong market growth can deeply hurt long-term returns.

Wealthy families often believe they have enough resources and advisors to help them beat the odds. But market timing is risky for everyone. A better approach is to stay invested and focus on long-term goals. Dollar-cost averaging and rebalancing portfolios regularly can reduce the impact of market swings without the stress of predicting every move.

 

Ignoring Cash Flow Needs

 
Many high-net-worth individuals hold stocks, real estate, and private equity. During market downturns, these assets may lose value or become hard to sell quickly. If wealthy families don’t plan for cash needs, they may be forced to sell assets at a loss to cover expenses, taxes, or emergencies.

A key part of smart investing during downturns is maintaining enough liquidity. Keeping some assets in low-risk, cash-like investments can help meet short-term needs without tapping into long-term investments. This buffer is significant when markets are down and other holdings are temporarily less valuable.

Planning for taxes, real estate costs, and lifestyle expenses can help avoid unwanted sales during downturns. A healthy balance between growth and liquidity is vital, especially when the future feels uncertain.

 

Overweighting Risky or Illiquid Assets

 
Another mistake wealthy families make during market downturns is having too much exposure to risky or illiquid investments. These can include venture capital, private equity, or real estate deals that may offer high returns—but are difficult to sell quickly or revalue during a crisis.

While these investments can boost long-term growth, they should be balanced with more liquid and stable assets. In a downturn, holding too many illiquid positions can limit flexibility and force families to make tough choices under pressure.

A diversified portfolio is not just about owning different asset types—it’s about having various risk levels and liquidity options. A good strategy includes a mix of public and private investments, but not so much that it leaves a family vulnerable when the market drops.

 

Failing to Revisit the Investment Plan

 
Wealthy families may assume their existing investment plan is strong enough to withstand any downturn. But even well-designed strategies need regular updates. Economic conditions, tax laws, and family goals can change over time. Not adjusting the investment plan when new risks appear can lead to missed opportunities or greater losses. It’s essential to examine the entire financial picture during a downturn. Is the portfolio still aligned with goals? Have new risks emerged? Are there more innovative tax strategies to use in a down market?

Market declines can offer chances to harvest tax losses, buy discounted assets, or shift into new sectors. Ignoring these options could mean giving up valuable tools for long-term growth. Families regularly reviewing and updating their investment plans tend to handle downturns with more confidence and less damage.

From Wealthy families' investment mistakes during market downturns, anyone can learn to handle volatile markets more carefully. It’s not about how much money you have—it’s about making intelligent, thoughtful decisions when markets turn negative. Avoiding panic, planning for cash needs, staying diversified, and updating your investment strategy are key to protecting and growing wealth over time.