• Live-in Caregiver Payroll Estimate

    Grandma Joan: Payroll Estimate for a Direct-Hire Live-in.
  • Find out how much we believe a private-hire live-in will cost in payroll dollars for your location and situation. Grandma Joan has been helping families recruit professional live-ins since 2010. We have a good feel for what you will need to spend to secure and retain someone of quality while paying them according to state and federal labor laws. Important to note is that the payroll estimate is to serve as a benchmark for negotiations. You and the candidates that we recruit for you make any and all final determinations as to their pay, services, schedules, and employability.

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  • Important Notes on Scheduling

    Most live-in caregivers will need some time off each week/month for respite to reduce the chances of burnout. Their time off is their time to leave the house and have no duties or responsibilities, including, not being on-call. 

    Daily work schedule: Many families schedule their live-in to be available to assist intermittently within the home for 12-16 hours per 24 hour day. Those 24 hours comprise a combo of work/paid downtime, unpaid off time, and an 8-hour sleep shift. 

    Paid downtime: The caregiver may not be physically working and may be allowed to do personal tasks unrelated to the job, but they are still "on-call" and available to assist whenever needed by the care recipient. Under federal labor law, this time is considered work time and must be paid time. 

    Unpaid time off: The caregiver can come and go without permission and leave their phone off while they are gone. They are not "on-call" or available to assist whenever needed. Under federal labor law, this time can be unpaid time off. 

    8-hour sleep shift: Under certain circumstances, families can require that the live-in be "on-call" overnight and not have to pay them for those on-call hours, as long as the live-in can sleep in a private bedroom and gets a certain amount of undisturbed sleep each night. If they are called to work during their sleep shift, they need to be paid for their time. For example, 20 minutes to help someone to/from the commode.  Note: CA/NY residents have additional rules to follow. 

    With that in mind, look over the sample schedules below and see which is closest to your ideal schedule. 

  • The care recipient(s) typically get(s) up at (* AM and goes to bed at * PM.


  • Important Note on Payment Options

    Generally, no health insurance plans, including Medicare, cover a home care aide or the typical non-medical care they provide. The same goes for any type of memory-care, whether at home or in a care community.

    Nearly all of our clients pay for their live-in and our recruiter fee via private funds, though a small percentage of our clients use Long Term Care insurance. Most long-term care policies stipulate that they will only reimburse if the policyholder uses a state-licensed home care agency, but there are policies that permit reimbursment for the direct-hire model. If you have a LTC policy and are unsure of the coverage, call your insurance company to inquire.

  • Communication Consent 

    By providing your phone number and email, you consent to receive SMS and email messages from Grandma Joan's LLC to discuss your estimate and for review request purposes.

    Message and data rates may apply. Reply STOP to opt out, HELP for assistance. 

  • What Happens Next

    After you click “Submit,” a pop-up box will appear prompting you to schedule a time to speak with a live-in care specialist. During that call, we’ll discuss your specific needs and answer any questions you may have. Following the consultation, we’ll email you a detailed, line-item payroll estimate outlining the expected costs to attract and retain a professional live-in caregiver based on your location and care requirements. There is absolutely no obligation to proceed with services. Both the estimate and the consultation are completely free.
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