• 9040 Genesee Avenue, Suite 200 * La Jolla, CA * 92037
    (858) 345-8018 * info@hflsd.org

  • General Loan Application Form

    Thank you for your interest in HFLSD. HFLSD’s interest-free loan program is available to residents of San Diego County. You must be at least 18-years-of-age and a member of the Jewish community to apply. Depending on the size and purpose of your loan request, you may be required to provide 2 guarantors for your loan. Guarantors must be over 25 years old and at least one guarantor must be a resident of California. Please do not let the guarantor requirement keep you from submitting your application. Please complete the secure application form below and a member of the HFLSD staff will be in touch as soon as possible regarding your application, guarantor(s) and next steps.
  • Applicant Information

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  • Employment Information

  • Spouse and Dependent Information

  • Relative Information

  • Income and Expenses -- Detail

    You will be asked to provide proof of income and tax returns during the application process, as well as a detailed budget worksheet. This is to get a general understanding of your financial situation.
  • Current Assets and Liabilities

  • Certification of Completeness and Accuracy, and Approval to Obtain Additional Information

  • I authorize the Hebrew Free Loan of San Diego to investigate my credit and personal history.

    I authorize agencies and persons contacted by the Hebrew Free Loan of San Diego in connection with this application (including credit reporting agencies, banks, and social service organizations) to provide information about my credit and personal history to Hebrew Free Loan of San Diego.

    I certify that the information contained in this loan application is complete and accurate

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  • Hebrew Free Loan of San Diego Privacy Policy

  • The Hebrew Free Loan of San Diego (HFLSD) is a nonprofit organization that makes interest-free loans to deserving individuals in San Diego County. All providers of loan services are required by law to inform their clients of their policies regarding privacy of client information. HFLSD observes all state and federal requirements regarding the confidentiality and safeguarding of the personal information of its borrowers and guarantors.

    Federal law requires HFLSD to tell you how we collect, share, and protect your non-public personal information. Please read this notice carefully to understand what we do.

    We collect your personal information when you apply for a loan or provide a guaranty for a loan. We may also collect your non-public personal information from credit bureaus and other sources with your authorization. The types of personal information we collect on our borrowers and guarantors can include: Social Security number, driver license number, address, telephone number, income, credit history, and credit scores.

    HFLSD keeps confidential the personal information regarding its borrowers or guarantors, except to the extent required or permitted by law (e.g. in response to court orders or legal investigations) or for our everyday business purposes, such as to report to credit bureaus, to process borrower transactions, enforce borrower or guarantor obligations, or maintain loan accounts. In all such situations, we stress the confidential nature of the information being shared.

    We restrict access to your personal information to those who need to know that information to process the loan application and collect loan payments. We retain records relating to loan services that we provide so that we are better able to assist borrowers with their needs. To protect personal information from unauthorized access and use, we maintain physical, electronic, and procedural safeguards that comply with federal and our internal standards. These measures include computer safeguards and secured files.

     We will continue to adhere to the privacy policies and practices as described in this notice even after the time you satisfy your loan obligation to us.

    Our staff is trained to not disclose personal information unless in compliance with this policy. Your privacy and the ability to provide you with quality loan services are very important to us. If you have questions about our privacy policy, please call (858) 345-8018 or email info@HFLSD.org

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  • Borrower's Acknowledgement of Terms and Conditions

  • I understand and agree that the following terms and conditions will apply to my loan:

    • There will be no interest charged.
    • The cost of obtaining a credit report will be deducted from the proceeds of the loan.
    • I will repay my loan according to the amounts and schedule stated in the promissory note that I sign.
    • If I fail to make payments as agreed, the Hebrew Free Loan of San Diego will start collection proceedings against me and my guarantors (each of whom is individually responsible for the full amount of the outstanding balance).
    • I will immediately notify the Hebrew Free Loan of San Diego about any changes in my address or in my ability to make my payments as agreed.
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  • To qualify for an HFLSD loan, you must be Jewish or work for a Jewish organization in San Diego County. We suggest that you reach out to Jewish Family Services, as they offer a wide range of services for people in San Diego county. Their website is www.jfssd.org. You can also reach out to 211 San Diego which is a free, 24 hour confidential phone service and searchable online database. They can be reached at www.211sandiego.org or by phone at 2-1-1. Thank you for contacting HFLSD. We wish you the best of luck!

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