Auto Policy Change Request 2023

Auto Insurance Policy Change Request

Add or Replace Vehicle
Summary of Requested Changes

Please note, policy changes take place at 12:01 a.m. on the date of change.
I am...*
ISC Staff: Does this change require a client signature? Example: if the change is a reduction of coverage or a rejection of coverage.

No signature required.REQUIRED - SERVICE should obtain client signature BEFORE processing the change. Specific instruction, if any, will be listed in comments. Otherwise, use your judgement on best method to obtain the signature.FOR FILE ONLY - Yes, ISCMail handler should MAIL a copy of this form to the client to sign and return. Proceed with processing the change. The signature is for file only. RECEPTION should set a follow up to make sure copy is received.FOR FILE ONLY - Yes, ISCMail handler should obtain ESIGNATURE of this form. Service should proceed with processing the change.
NOTE: Only a named insured may request changes to a policy. If you have information to provide on behalf of a named insured, we will accept the information and then reach out to the insured to confirm the requested changes.
Client Name*

First NameLast Name
Client Phone Number:
Please enter a valid phone number.
Your Name (name of person completing this form) if other than Client Name:

First NameLast Name
Client E-Mail Address:*
example@example.com (if no e-mail address type mailhardcopy@iscinsurance.com)
What type of change are you requesting (select one option only):

TRADE IN a current vehicle for a different vehicle (SAME DATE for both transactions)REPLACE a vehicle with another vehicle (separate transactions and/or different dates)ADD an additional vehicle (no vehicle to delete)DELETE a vehicle (no vehicle to add)CHANGE coverage on an existing vehicle(s)
What Type of Policy Change Do You Wish to Make

STORAGE COVERAGE (aka comp only) on a vehicleRESTORE COVERAGE put coverage back on a vehicle that was in storageOther
Is this change for a SINGLE VEHICLE POLICY or a PROGRESSIVE "toy" (Cycle, Snowmobile, ATV, etc)?*

YesNo
Which vehicle(s):
What date do you want this change to occur (Note: changes occur at 12:01 a.m. - if you need coverage for a partial day, select the following day)*

MonthDayYear
(Please note we will request the effective date noted above. All effective dates are subject to the insurance company's guidelines.)
As requested, we will be removing all coverage other than Comprehensive (Other Than Collision) from the vehicle(s) indicated above. Comprehensive coverage includes damage caused by fire, theft, wind, hail, vandalism, etc.

Once this change has been processed, there will be no liability coverage on the vehicle. Therefore, it is extremely important that you call our office to restore coverage prior to allowing anyone to drive the vehicle.

Coverage will not be automatically restored at a future date. You must notify our office when you are ready to have coverage added.

You will be receiving an amendment directly from the insurance company in the next few days. Please review it carefully, and If you have any questions or concerns, please let our office know.
As requested, your coverage will be reduced to the minimum amount allowed by the company. For example:

-Liability limits will be reduced to the State Minimum Limit,

-Medical payments will be removed or reduced if possible,

-Uninsured/Underinsured Motorist Coverage will be removed or reduced if possible.

-Collision coverage (if applicable) will be removed if possible, or the deductible will be raised. Please be sure to check with your lender to make sure this is acceptable.

Coverage will not be automatically restored at a future date. You must notify our office when you are ready to have coverage added. It is extremely important that you call our office to restore coverage prior to allowing anyone to drive the vehicle.

You will be receiving an amendment directly from the insurance company in the next few days. Please review it carefully, and If you have any questions or concerns, please let our office know.
As requested, we will be re-adding liability and physical damage coverage to the vehicle listed above. We will match the coverage to what you had before you put the vehicle in storage. Please feel free to review the optional coverages below and let us know if you are interested in adding any new coverage options.
Do you have an umbrella liability policy?*

Yes, I have an umbrella liability policy through ISC (changes will be made to umbrella policy as well).No, I do NOT have an umbrella liability policy and I am NOT INTERESTED in pricing.No, I do NOT have an umbrella liability policy, BUT I am interested in information.I am not sure if I have an umbrella liability policy.
DELETE this vehicle from the policy:
Provide Year, Make, Model. Please Include last 5 digits of VIN if you have similar vehicles. Example: 2010 Ford Focus *87638
Reason for Removing Vehicle:

Sold / Traded In (Be sure to keep copy of signed title or proof of sale)Salvaged (Be sure to keep copy of signed title or proof of salvage)No longer running / No longer using (Be sure to call before driving again!)Other
Date to DELETE Vehicle: NOTE: changes are effective at 12:01 a.m. If you need coverage for any amount of time during a day, you should use the next day. Example, if you will be trading in a car at noon on 1-3-20, you should delete that vehicle as of 1-4-20.

MonthDayYear
Insurance company may require proof of sale to back date a transaction, and typically have limits on how far back a transaction can be backdated.
Date and Time of the Trade-In/Purchase?

Date
Time (Time is only needed for future transactions)

NOTE: ISC will process the change in accordance with the guidelines of your specific insurance company. It may result in one or two amendments depending on the insurance carrier and the timing of the transaction.
Date and Time of the Trade-In/Purchase? (Time is only needed for future transactions) NOTE: ISC will process the change in accordance with the guidelines of your specific insurance company. It may result in one or two amendments depending on the insurance carrier and the timing of the transaction.*

MonthDayYear
Date
Hour MinutesAM/PM Option
Date to Add New Vehicle: NOTE: changes are effective at 12:01 a.m.

MonthDayYear
Date
ADD the following vehicle:

Vehicle:Year   Make   Model
Vehicle ID:VIN (Vehicle ID #)*
Estimated Annual Miles (average is 10,000)   Annual Miles
Primary Driver:   Driver
Name(s) on Title (or Lease Agreement)?   How Titled

*If additional processing instructions are needed, please add them to the comment section below.
Vehicle Usage:
Commute: Miles One Way to Work or School: Miles
Commute: Number of Days per Week: # of Days
Coverage Selection:*
Which vehicle's coverage would you like to match? Please list the Year/Make/Model of the vehicle coverage you would like to match for the newly added vehicle?
If choosing to match coverage - we will match liability limits, medical payments, Uninsured/Underinsured Motorist Coverage, and if applicable comprehensive and collision coverage. Additionally we will match optional coverages such as towing, GAP, rental reimbursement, if applicable. etc. You will be given the option to add additional optional coverages.
Bodily Injury and Uninsured/Underinsured Limit

Match my current limitsMatch limit but send prices to increase coverageMatch limit but send prices to decrease coverageOther
Medical Payments

Match my current limitsMatch limit but send prices to increase coverageMatch limit but send prices to decrease coverageOther
Comprehensive (Other than Collision) - Provides coverage for fire, theft, vandalism, deer hits, hail, wind.*

Yes, please add comprehensive and match my current limit (or use $250 deductible if other vehicle(s) do not have comprehensive)NO PHYSICAL DAMAGE COVERAGE WANTED - LIABILITY ONLY ON THIS VEHICLEYes, add comp with $0 deductibleYes, add comp with $100 deductibleYes, add comp with $100 deductible WITH $0 Glass DeductibleYes, add comp with $250 deductibleYes, add comp with $250 deductible WITH $0 Glass DeductibleYes, add comp with $500 deductibleYes, add comp with $500 deductible WITH $0 Glass DeductibleYes, add comp with $1000 deductibleYes, add comp with $1000 deductible WITH $0 Glass DeductibleOther
Collision - Provides coverage for collisions and damage from hit and run claims*

Yes, please add collision coverage. Match my current limit (or use $500 deductible if other vehicle(s) do not have collision).Yes, $250 deductibleYes, $500 deductibleYes, $1000 deductibleNO COLLISION COVERAGE WANTEDOther
Type of Purchase

Loan through bank or credit unionLeasedNo Loan or LeaseOther
Name and Address of Lender/Lessor:*
This address is not the same as your payment address. It will typically be listed on your WISCONSIN TITLE & LICENSE PLATE APPLICATION (Section D). If no address is listed, we will proceed with the policy change without lender/lessor info so as not to delay coverage. Please provide this information at your earliest convenience. Office Use: AW mlp
GAP Coverage for Loan/Lease - helps pay off the difference between what you owe and what your vehicle is worth in the event of a total loss. Does not include rolled-in balances. Price typically ranges from $2 to $8 per month depending on vehicle value.

Yes, please add Loan/Lease Gap CoverageNo, please do not add Loan/Lease Gap Coverage
Optional Coverage

Please feel free to look through the available options and let us know if you would like to add coverage or send you prices and information. (If we are restoring coverage from storage or matching coverage to an existing vehicle there is no need to complete this section unless you see new coverage options you are interested in adding).
Towing / Roadside Assistance
Reimbursement for towing and/or roadside assistance. Varies by company.
Glass Deductible Waiver ($0 Glass Ded)
Waives your comprehensive deductible when you need to have a windshield / window REPLACED due to a claim. Deductibles are typically automatically waived for a repair (such as a small chip).
Rental Reimbursement (Travel Expense)
Helps pay the daily cost of a rental car while your vehicle is being repaired due to a claim.
Rental Car Gap (Enhanced Coverage)
Helps cover gaps in coverage when you rent a car, such as on vacation. Gaps can include things like loss of use and/or diminished value. Coverage and availability varies by company.
Trust or LLC as Additional Insured
If your vehicle is owned by a Trust, LLC or other entity (not your personal name) special adjustments need to be made to the policy. Often there is no charge, but this is a very important step.
Original Manufacturer Parts
Available on newer vehicles only. This coverage allows for brand new parts directly from the manufacturer versus after-market or salvaged parts.
Company Vehicle
Provides expanded coverage for a vehicle owned by your employer. We highly recommend this coverage unless you are certain of the details/coverage provided by your employer.
Replacement Cost (or Increased Cost)
Allows for a replacement vehicle or increased coverage for a loss on a new vehicle. Not offered by all companies and coverage varies greatly by company.
Non-Owned Vehicle
Provides expanded coverage when you have regular access to drive a vehicle that you do not own. Instances could be roommates / significant others in the same household, using grandparents' vehicles often, etc.
Accident / Violation Forgiveness
When available, this endorsement eliminates accident or violation surcharge for a future incident. Can be beneficial with youthful drivers.
Customization Coverage
Provides coverage for conversion packages, medical lifts, chrome rims, truck tops, special paint jobs, etc.
Agreed Value Coverage
Primarily used on collector cars or high-valued vehicles. Agreed value provides a pre-determined amount that will be used as the value in the event of a loss. This must be approved in advance by underwriting.
Vehicle for Hire (Turo, HyreCar etc)
Coverage for renting out your vehicle such as Turo. (Only available through certain companies. Need advance approval).
Life Insurance to help with vehicle loan?
Drive for Hire (Uber, Lyft, snow plowing, delivering mail, etc.)
Limited coverage for rideshare and delivery services such as Uber, Lyft, Door Dash, etc. (Only available from certain companies. Need advanced approval)
Diminished Value
Helps offset potential loss in resale value due to vehicle being damaged. NOT AVAILABLE WITH ALL COMPANIES.
Discount Review (Select any that might apply) - Provide additional details in comment section below. Not all discounts apply with every company.

Paid In Full - many companies offer discount if you pay in fullLow mileage (under 7500 per year)Monitored driving (app/device monitors your driving Snapshot, Drivewise, etc).Company Vehicle - some companies provide discounts if you have a company vehiclePaperless - many companies offer a discount if they can e-mail things versus mailGood student discount - 3.0 or higher GPA (for dependents only)Student away discount - college student 100 miles away, without vehicleAAA Membership discount - on AAA policiesBlind spot warning on vehicleAutomatic emergency braking - vehicle automatically brakesAdaptive headlight discountForward collision avoidance - Warning OnlyForward collision avoidance - AutomaticLife insurance discount - Auto Owners and AAA give discount on your home and auto policy if you have life insurance through them.
NOTE: HOUSEHOLD MEMBERS: Be sure any members of your household age 15+ are listed as either a “rated driver” or a “non-rated household member.” DRIVERS: Anyone who has access to drive your vehicle(s) on a regular basis should be listed as either a“rated driver” or “non-rated driver.” OUT OF HOUSEHOLD: If any drivers do not live in your primary home (Examples: child at college, moved out, seperated/divorced spouse) it is extremely important that you discuss thiscarefully with your Agent/Account Manager. CO-SIGNED / CO-TITLED VEHICLES: It is extremely important that your Agent/Account Manager is made aware of any vehicles you own or co-own. USING THE BOX BELOW, PLEASE INDICATE ANY NECESSARY INFORMATION OR UPDATES TO HOUSEHOLD MEMBERS, DRIVERS, OR VEHICLES:
If no changes are needed, type "No Changes Needed"
Comments or additional notes to staff:
*The summary above only reflects the coverage for the listed vehicle only. All coverages are subject to underwriting approval, availability, and driving record. This is just a very simple summary, all terms, provisions, and exclusions in your policy apply.

**Not all available optional coverages are listed. Not all optional coverages are available from all companies.

The cost of bodily injury claims has risen steadily over the past several years. We are happy to review your coverage and/or provide you with alternate quotes at any time.

It is extremely important that you let us know if your situation changes. This includes changes in the household, new drivers, drivers living outside your home, additional vehicles, any sort of business use (such as snow plowing, Uber, Lyft, Turo, USPS, Amazon, food delivery, etc).

Please review the information above carefully and contact our office immediately if any updates are needed, or if you have any questions or concerns. Once we have submitted the request to the insurance company, they will send you an amended declaration page. As always be sure to review that information for accuracy as well.

Thank you for choosing Insurance Service Center!
I understand that if my situation changes, I need to notify ISC. I understand driving for hire/renting vehicles, undisclosed drivers may result in a declination of coverage. I understand that if I have reduced coverage, it will not be automatically updated in the future. I need to notify ISC when future changes are wanted.*

Yes, I have read and understand the information above and understand. I will advise ISC if my situation changes or if I have questions or concerns.
Signature of NAMED INSURED

Clear
ISC Staff: Name of Person You Spoke With:*
ISC Staff: Your e-mail address:*
example@example.com
Because file copy of signature is requested. YOU MUST TYPE mailhardcopy@iscinsurance.com in the box below. If this step is not completed a copy will not be sent to client for signature.*
Type: mailhardcopy@iscinsurance.com
A copy of this form will be sent to:

-{clientEmail}

-{iscStaff53}

-file@iscinsurance.com for entering in AMS

-service@iscinsurance.com for processing
Should be Empty:

Auto Insurance Policy Change Request

Optional Coverage