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  • Jericho Share

    Health Care Sharing
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  • About Me

    Jericho Share is a 501(c)(3) charitable organization that provides health care sharing (3). They offer adaptable, affordable choices for sharing care for routine tasks. This includes outpatient hospitalization, preventative and wellness services, and office visits. The business comprises a group of people and families who share a set of moral and religious principles and are committed to fostering grace and compassion in others.

    Members of this group contribute to and split the cost of other members' admissible medical requirements. According to the members' beliefs, this is done. Members adhere to rules detailed in the Member Information guide (MIG). This program aims to give members affordable access to high-quality treatment for their medical needs. The organization manages the member experience and strives to do it in a good way.

    Although it is based in Houston, Texas, its users can access its services anywhere across the nation. The initiation took place on January 1st, 2001. More than 125 individuals work there at the moment. They are a health care sharing organization, which implies that members regularly give to the business. Then, when one member needs medical attention, the health care sharing plan helps those people. This approach allows members to afford their eligible medical needs at substantially cheaper expenses.

  • Describe a Health Care Sharing Ministry in Brief.

    Published on : 11-17-2022
  • People are increasingly joining Health Care Sharing Ministries (HCSMs) to share the expense of medical care. Based on religious principles, these organizations assist members in splitting up medical expenses. This blog post by Jericho Share will explain how health care sharing ministries work and assist you in determining if joining one would benefit you.

    A health care sharing ministry (HCSM) is recognized as a 501(c)(3) organization because its members adhere to the same moral and religious principles (3). That company is not an insurance provider.

    Jericho Share wants to clarify that you and your family are not contributing to a pooled account for unexpected medical expenses. By combining your funds in a ShareBox, you may pay your medical expenditures collectively rather than individually.

    How exactly does one go about starting a ministry that shares healthcare?

    It is similar to joining a club to join a health care sharing ministry. You must make a monthly contribution and concur with the statement of your moral and religious beliefs to join. You might utilize the money for future medical needs if you contribute to the fund.

    According to Jericho Share, a healthcare sharing ministry's main objective is to give its members a cost-effective group of medical specialists at discounted prices. Because of this, it has lowered the amount of money that members must provide.

    A Health Care Sharing Ministry's Doors Are Open to Whom?

    Consider the following before deciding to join a health care sharing ministry. To join, you must be above the age of 18. You must also be a citizen or lawful permanent resident of the United States. Third, you must pledge to maintain the moral and spiritual standards of the ministry.

    Jericho Share accepts anybody who shares their organization's principles and morals, as stated on their website.

    Benefits of Being a Member of a Health Care Sharing Ministry

    The significant reduction in healthcare expenditures is the main advantage of healthcare-sharing ministries. Members pay fewer dues, and the surplus funds are used more effectively.

    Prospective members do not have to wait for a special event to join JHS Community; they may do so at any time during the year.

    You have your criteria. For many people, the average expense of healthcare may be prohibitive. Jericho Share notes that a health care sharing ministry, you can rely on it.

    Membership in the organization is optional; no rules or agreements must be followed are ever enforced.

    Each person has their own needs and budgetary limitations. You may access a broad range of applications if you choose Jericho Share. Dental work, hospitalization, and other medical expenses might be covered under medical care.

    Joining a Health Care Sharing Ministry Has Its Downsides

    Although health care sharing ministries are not suitable for everyone, they are a terrific choice for some. They may be unable to divide the expense of everything, including prescription drugs, dental treatment, and eye tests. As Jericho Share notes, a health care sharing ministry may not be able to cover all of your expenses if you need long-term care or treatment for a chronic condition.

    The ACA does not require an HCSM to provide coverage for individuals with pre-existing conditions for inpatient or outpatient surgical procedures. Hence they are not compelled to do so.

    The issue is that different HSCMs exist. Before joining, there can be qualifying requirements, including a minimum income or a common viewpoint.

    Should You Participate in a Health Care Sharing Ministry?

    A health care Jericho Share ministry could be the perfect choice if you're looking for a group of individuals who share your beliefs and are prepared to help each other out financially so that you can pay for medical expenditures. HCSMs do not, however, provide insurance. Hence they do not cover a broad variety of illnesses. Jericho Share suggests you complete your research to determine your monthly contributions, program type, and religious and ethical convictions before joining any HCSM.

    Care programs via Jericho Due to the generosity of our shared community, shares are more accessible and inexpensive than ever. Examples include hospitalization, outpatient treatment, and preventative health initiatives. The ministry's priority is to provide you with a satisfying membership experience.

  • What Are Jericho Share Health Care Sharing Ministry's Benefits

    Published On: 10-11-2022

    Healthcare can be very expensive, and many Americans are searching for new ways to offset the costs of their care. One way to do this is through health care sharing programs like Jericho Share.

    Health care sharing is about more than covering medical bills. It connects you to a community of like-minded members like yourself. You'll help meet others' needs and receive help when you need it.

     

    What Are Health Care Sharing Ministries?

    Health Care Sharing Ministries like Jericho Share are a type of non-profit 501(c)(3)organization. They are sometimes called HCSMs, which stand for Health Care Sharing Ministry. They are faith-based, which allows members who share the same set of beliefs to come together.

    When you join a health care sharing ministry, you'll submit a monthly amount. These contributions are placed into the membership wallet, which is referred to as the ShareBox. The ShareBox allows for eligible medical needs to be shared from member to member when the need arises. 

    If you become ill or need routine medical care and your medical needs are eligible for sharing by the members, the contributions will be shared from ShareBox. This means that others will share in your medical needs as you would share in theirs. 

    Advantages of a Health Care Sharing Ministry

    There are many advantages of a health care sharing ministry that you should be aware of. These advantages can help you determine if it's right for you.

    Religious Values

    One of the advantages of a health care sharing ministry like Jericho Share is that they process eligible medical needs in accordance with religious values.

    Many bible verses command us to help others. However, Galatians 6:2 is particularly fitting. It says, “Carry each other’s burdens, and in this way, you will fulfill the law of Christ.”

    A health care sharing ministry allows you to carry these burdens in fellowship with others. If you feel it's your responsibility to care for your spiritual brothers and sisters, a program like Jericho Share is an excellent way to do so.

    The Ministry Decides What is Eligible for Sharing

    Another advantage of a health care sharing ministry program is that when you choose this type of program, you know your monetary contributions will not be shared on things you are against.


    Jericho Share and other health care sharing ministries have guidelines about what is eligible for sharing. The things they allow should line up with your values.

    This also means the ministry can decide to allow things that are not allowed under typical health plans.

    Help When You Need It

    Prospective members can enroll in JHS Community at any time throughout the year without a qualifying event.
    Of course, you have needs as well. Many people struggle to pay for routine healthcare. A health care sharing ministry will provide the help you need when you need it.

    Programs for Everyone

    Membership participation is voluntary, there are never any contracts or policies.

    Each person or family has its own needs and budget. When you choose Jericho Share, you can choose from several programs. You can also add eligibility for hospital expenses, dental care, and other health costs.

    Jericho Share

    Jericho Share is a health care sharing ministry. They are a non-profit 501(c)(3) organization. Their beliefs include the right to worship God in the way you choose. They also believe in a moral and religious obligation to care for others in their time of need.

    Connect with Them

    To learn more about Jericho Share, visit their website, or call to get in touch at 866-545-2955. Jericho Share is always happy to speak with you and answer any questions you might have regarding their services, programs, and resources

     

     

  • Jericho Share Discusses Religious as well as Moral Beliefs

    Published On: 08-31-2022

    A non-profit 501(c)(3) Health Care Sharing Ministry is Jericho Share (HCSM). It's a group of people and families who value one another's compassion and grace and adhere to similar religious and ethical principles.
    Anyone who agrees to uphold certain moral and religious principles is welcome to join Jericho Share. The following are the shared values that the membership expects its members to support:

    Jericho Share: Religious & Ethical Beliefs

    Belief # 1: I believe every member has a fundamental and religious right to worship God in their way.

    Members should be free to follow their beliefs and express them however they see fit. However, as a Jericho Share members, members should feel confident in protecting these rights.

    According to Jericho Share, there are numerous ways for people to express their faith and their beliefs. For example, while some people prefer to attend a group meeting or church services, others prefer to pray alone or with just one person.

    Everyone should be allowed to exercise their religious freedom and express their personal religious views.

    Belief #2: I believe my religious and ethical obligation is to share in the burden of others when they need assistance, according to my current resources and opportunities.

    You ought to be able and eager to assist those who are in need. Members who require financial assistance will be able to share their medical costs through member-to-member sharing.

    As Jericho Share points out, it is morally and ethically required to help others whenever possible. However, it also entails refraining from turning down assistance to avoid becoming involved in other people's problems.

    Belief #3: I believe in sharing in a common community of like-minded individuals with the need to come together in a caring community, regardless of race, age, gender, sexual persuasion, or political affiliation.

    According to Jericho Share, everyone, regardless of race, age, gender, sexual orientation, or political affiliation, is valued by inclusivity. It suggests that you are open to including group members who are unlike you. It can mean treating everyone with respect and respecting people of different races or religions. It also implies that you ought to welcome residents of all ages.

    Belief #4: I believe I must care for my family and that emotional, mental, and physical abuse of any kind to a family member or anyone else is morally wrong.

    You should set a good example for your kids and your family by teaching them that it is wrong to physically, emotionally, or mentally abuse someone.

    Jericho Share provides sharing options for routine care that are adaptable and economical. Office visits, preventative care, and inpatient hospitalization are a few examples. Your exceptional member experience is the primary goal of the membership.

    Connect with Them

    Visit Jericho Share's website or contact them by phone at 866-545-2955 to find out more. Jericho Share is always happy to speak with you and respond to any inquiries you may have regarding their offerings.

  • Jericho Share: How Real Are Health Sharing Options?

    Published On: 08-10-2022

    Options like Health Care Sharing Ministries (HSCM) are becoming more popular because many people can afford them. Jericho Share looks at the good and bad parts of each of these program choices.

    Health sharing programs are flexible plans that let people use their own money to help pay for each other's medical costs.

    Pros of the programs at HCSM

    HCSM programs are better than traditional health insurance in a number of ways, like being more flexible and letting members help each other out by sharing costs.

    HCSMs also help people save money on health care costs by getting the most out of their resources. Most of the time, a member can only give so much to the program. So, people with lower incomes can afford to pay for a more complete program to help pay for their medical needs. If they had to pay for it on their own, they would not be able to.

    HCSMs help members who don't have a lot of money to pay for their medical costs if they need to. It can keep serious health problems from getting worse and costing a lot later on.

    HCSM Programs' Downsides

    But not all HSCMs are made the same. Some may have rules about who can join, like making a certain amount of money or believing the same things as the group.

    Also, just like any other health program, they can have some problems. For example, they might not pay for all of their medical bills together. And you might have to pay for more of your own medical care than you would with a traditional insurance plan.

    What's the deal?

    The Health Care Sharing Ministry at Jericho Share is a 501(c)(3) organization that does not make money. They offer flexible and inexpensive ways to share care for daily needs. Some of the things that come with being a member are:

    Go to the office

    Services for health and safety

    Inpatient Hospitalization

    The group is made up of individuals and families who share the same religious and moral beliefs and work to make others more gracious and kind.

    Through Jericho Share, people help pay for each other's medical needs by contributing to the fund. Members must agree with the Statement of Religious and Ethical Beliefs and understand that all medical needs are handled based on the Member Information Guide (MIG). This means that members can get good health care at a reasonable price.

    The goal of the program is to give members high-quality health care at prices they can afford. The community also makes sure that partners are treated well by the organization.

    Members of Jericho Share give money to the group on their own time. The health care sharing membership steps in to help when one of the members needs medical care. It cuts their costs for eligible medical needs by a lot.

    What are HCSMs?

    A Health Care Sharing Ministry, or HCSM, is a tool that members can use to get medical care. It is a different way to deal with insurance than traditional policies.

    Health care sharing ministries aren't insurance companies, but they are groups of people who share a set of moral or religious beliefs and share medical costs based on those beliefs.

    The goal of the program is to help members share their health care costs and lower their overall costs.

    People from all over the country can join Jericho Share. It opened on September 1, 2021, and now more than 125 people work there.

  • How does HealthShare work for Christian Ministries?

    Published On: 07/06/2022
  • The idea of a health care sharing began in the 1980s, but it took off after the Affordable Care Act was passed in 2010. It went from having a few thousand members to having 1.5 million, mostly because of exemptions from the ACA. Even though health-sharing ministries don't have to buy care, their programs often have a religious focus. People who want to join the program have to write a faith statement.

    The process looks like an care company's website on one ministry's website. The Health Care Sharing Ministry talks to its members through care agents, who also give them membership cards that explain what they are covered for. Some ministries have changed what they do and how they do it. Others, like Samaritan Medical Center and Christian Medical Center, are different in their ways. Setup may be a part of the appeal, but it's not the only thing that's different.

    Even though these ministries encourage their members to negotiate with providers, they are not regulated by state regulators or other groups that oversee commercial health care. For example, in Texas, they have put their plans on hold and are working with regulators to address concerns. In the meantime, some families say they have been forced to pay for medical bills that the ministry's plan didn't cover. Some advocates also ask members to try to get doctors and hospitals to let them off the hook for their bills.

    People of faith run most Health share. As of June 2018, nearly 300,000 people were signed up for the Medi-Share health care program. But Health share are not like care. They have strict rules about who can join and what they can't do. Some ministries also limit the amount of money they will pay back to their members. At first, these health care ministries don't pay for regular prescriptions, preventive care, mental health care, or abortions.

    CARE was in trouble in the past year when two of its officials were given a $14 million judgment. Because of this, the organization went into receivership, leaving $34 million in unpaid claims and a $14 million judgment against two of its officials. Because this healthcare ministry went bankrupt, the healthcare sharing industry doesn't have enough money to run. With so many unpaid claims, it has been hard for many health care sharing ministries to stay in business.

    Even though Christian ministries for sharing health care are becoming more common, they are still not everywhere. Some are more traditional than others, and some might not accept people who smoke. Some may instead ask members to join provisional programs. And what's best? Most of them do accept everyone who is American. And because of their religious beliefs, they don't ask about pre-existing or medical conditions that have already happened. There is a catch, though.

    The ministry works by getting its members to pool their money to help pay for health care. Unfortunately, the cost of health care keeps going up, but faith-based ministries that help people share health care can help ease this burden. In the United States, more than 100 ministries help people share health care costs. Together, they serve 1.5 million people. So, how does a health share through a Christian ministry work? This works: Members submit voluntary Monthly Contributions for health care. In return, they share in the medical bills of other Ministry Members. This monthly payment can't be taken back.

    In some states, the program run by the nonprofit Trinity Health share is called Aliera Healthcare. Even though the ministry says it doesn't offer health care, state regulators are cracking down hard on the company. Rick Spoonemore has sued the company, saying it lies to customers and gives them false information about itself. The Financial Services Bureau looked into Trinity Health Share and found it was a scam. Aliera started Trinity Health Share as a non-profit in June 2018. It is in charge of its finances, benefits, and list of members.

    Since the ACA, many states have made it legal for health care sharing ministries to run. But people still worry about how call centers are used. The truth is that the people who work in the call centers for the companies may lie about the products they sell and lead customers to pay for plans that aren't good enough. As a result, many government officials look at the requirements in the ACA to decide if health care sharing ministries are legal.

     

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