REFUND POLICY: Due to the electronic nature of our items, you have no right to cancel or receive a refund after making a purchase. You acknowledge that any payments you make are final and cannot be reversed for any of our items. Refunds are not given for any reason, including long turnaround times, dissatisfaction, adverse outcomes, or after a service has been provided, by JFA CAPITAL GROUP and its affiliates. Client-initiated fraudulent claims or chargebacks will be contested. This includes, but is not restricted to, unapproved charges made on the client's behalf. JFA CAPITAL GROUP will bill the consumer for any costs incurred. Balances owing will be disclosed to the COLLECTION AGENCY.