NFS Fact Find Financial Details

Financial Information

Income, Expenditure, Assets and Liabilities
OLS Legal Financial Tax advisers are members of the NFS adviser network. The information collected forms part of the full financial fact find required by regulation and is used to support the delivery of appropriate advice and services.

This section focuses on your financial circumstances and is provided as a separate online form to make it easier for you to complete. It collects details of your income, regular expenditure, savings, investments, assets, and any debts or financial commitments.

The information you provide will be considered alongside other fact find information to build a complete picture of your situation and assess the suitability of any advice or services. It is important that the details are accurate and kept up to date, as changes to your financial circumstances may affect any recommendations.

Please fill in the details for yourself and your partner if applicable.
Your Full Name*
Partner First Name
If applicable

Personal Information – Financial Profile
Client 1 - Current Annual Income (after tax)*
net private or work pensions
Client 2 - Current Annual Income (after tax)
net income - private or work pensions
Client 1 -State Pension
If applicablr
Client 2 - State pension
If applicable
Client 1 - Investment / savings Income
Client 2 - Investment / savings Income
Client 1 - Other Income
e.g. rent
Client 2 - Other Income
e.g. rent
Client 1 - Total Income*
Client 2 - Total Income
Monthly Expenditure
Client 1 - Household Expenses: Rent, Utilities, Food, Clothing, etc.*
Client 2 - Household Expenses: Rent, Utilities, Food, Clothing, etc.
Client 1 - Entertainment: Dining out, Sports, Charities, etc.*
Client 2 - Entertainment: Dining out, Sports, Charities, etc.
Client 1 - Health & Travel: Medical Expenses, Travel Expenses*
Client 2 - Health & Travel: Medical Expenses, Travel Expenses
Client 1 - Insurance/Pensions: Premiums, Subscriptions, etc.*
Client 2 - Insurance/Pensions: Premiums, Subscriptions, etc.
Client 1 - Childcare
Client 2 - Childcare
Client 1 - Other (Details)
Client 2 - Other (Details)
Client 1 - Total Expenses*
Client 2 - Total Expenses
Client 1 - Monthly Disposable Income (Surplus)*
Client 2 - Monthly Disposable Income (Surplus)
Client 1 - Estimated Net Worth, (Approx Size of Wealth)*
Client - 2 Estimated Net Worth, (Approx Size of Wealth)
Source of Wealth (Savings, Pension, Inheritance, Sale of house/shares etc)*
Source of Wealth (Savings, Pension, Inheritance, Sale of house/shares etc)
Source of Funds for investment Purposes (Salary, Pension Savings etc)*
Source of Funds for investment Purposes (Salary, Pension Savings etc)
If making an investment, approximately how many years would you expect most of your money to be invested?
None Emergencies onlyHave you retained an emergency fund in a cash accessible account? (if NO you are advised to do so)As soon as possible
Have you retained an emergency fund in a cash accessible account?
Enter amount retained (approximate)

Non-financial Assets*

Rows	PURCHASE DATE	CURRENT VALUE	OUTSTANDING DEBT	MONTHLY PAYMENT	CLIENT 1 or 2
Principal Residence
Other Property
Collectibles/Jewellery, Arts Other Valuables
Other

Financial Assest (Banking)

Rows	BANK NAME	ACCOUNT TYPE	CURRENCY	BALANCE	CLIENT 1 or 2
1
2
3

Financial Assets Investments, Funds, Equities, etc*

Rows	DETAILS OF ASSETS/INVESTMENTS	CURRENCY	CURRENT VALUE	INCOME RETURN	CLIENT 1 or 2

Financial Assets (Wealth/Life/Retirement Provisions)*

Rows	PLAN/POLICY NAME/SCHEME	POLICY TYPE	CURRENCY	TERM	PREMIUMACCESS DATE CLIENT 1 or 2	ACCESS DATE-	-

Liabilities (Mortgage, Loans, Other Debts, etc

COMPANY

Rows	PURPOSE OF THE LOAN	LOAN LOAN PROVIDERAMOUNT	-	CURRENCY	MONTHLY REPAYMENT LOAN TERMAMOUNT	-	EXPIRY DATE CLIENT 1 or 2	-

Declarations & Acceptance
I/We declare that I/we are over 18 years of age and are able to provide authentic and valid documents and that all information provided is true, accurate, current, and complete. I/We agree to inform the Company of any changes in my/our circumstances so that all documents and information are kept up to date. I/We guarantee that I/We act for myself/ourselves and not as a representative of any third party.

I/We understand and acknowledge that by not fully or accurately completing this Fact Find Questionnaire any recommendation or advice given by the planner in these circumstances may be inappropriate to my/our needs therefore, I/we understand that any information not disclosed or not accurate may affect the recommendation and that I/we risk making a financial commitment to an investment policy that may be inappropriate for the needs identified.

I/We confirm that I/we have received the Client Agreement and Terms of Business and all other documents included therein.

I/We confirm that I/We have had the Charges/fees explained to me as related to the provision of services by NFS.

I/We expressly consent to the provision and processing of my/our personal information and data in accordance with the Privacy Policy of the Company.

I/We expressly consent to receive marketing communication in the following manner and will inform NFS should l/We wish to opt out of this arrangement.
Client 1

First NameLast Name
Client 2

First NameLast Name
NFS Insurance Advisors, Agents and Sub Agents Ltd, authorised & regulated by the Cyprus Insurance Companies and Control Service, license No.5689
Should be Empty:

Financial Information

Personal Information – Financial Profile

Monthly Expenditure

Declarations & Acceptance