OVERVIEW
NIVA has partnered with HUB International to create a discounted insurance
program. Because of the uncertainty facing commercial insurance, this
program may not be helpful to everyone - but we hope that it will be helpful to
many.
This commercial insurance program for NIVA members is intended to create a
strong discounted liability and property insurance resource with custom coverages
for venues.
APPLYING
There will be a portal accessible through NIVA’s website to gather the most basic
information to start the process, but also to determine if a venue is eligible for the
program. You’ll also be asked for your availability for a follow-up all/meeting to
gather the rest of the underwriting information.
Every question needs to be answered before you can submit the information.
There are also several additional documents you’ll need to provide: your Lease, (if
you rent your space), your Emergency Response Plan, and Five Years of Currently
Valued Loss Runs from your current carrier.
Important to note: Applications must be complete, and additional underwriting
materials must be provided, before quoting can begin. If you have any questions on
application or materials, please contact giancarlo.battaglia@hubinternational.com.
Upon completing these questions, click SUBMIT at the bottom of the page.
ELIGIBILITY
As mentioned above, there are criteria that need to be met for inclusion in the
program, including two red flag items:
The program is intended for true performance venues, festivals, or promoters;
establishments that are primarily open when they have live performances. Types of
establishments include but are not limited to live music venues of all genres,
comedy clubs, theaters, dinner theaters, performing arts centers, university
presenters, festivals and promoters. Establishments that operate with performances
less than half of the hours they are open will likely not qualify for this program.
The program is strict on moshing. Claims have skyrocketed for injuries relating to
moshing/stage diving. Unless you actively restrict these activities through signage,
security trained in mitigating, and protocols for ceasing the moshing if it begins, you
will not be eligible for the program.
COVERAGES
We can quote General Liability, Liquor Liability, Non-Owned & Hired Auto, Excess
Liability, Inland Marine (rented gear), Workers Compensation, and Property.