JOINT Loan Application - Assets
Let's get that finance sorted today! This application has 4 sections, and should take you about 15 mins to complete. You won't need to add any evidence or documents at this stage of your application. The more you provide now, the quicker we can sort your approval.
Section 1: Contact Information
We need contact details for both the Main Borrower, and the Co-Borrower. Tell us about yourselves, your circumstances, and how we can keep in touch
MAIN BORROWER (MB)
This is the person who will be the main contact for the purposes of the loan application
(MB) Title:
Please Select
Mr
Mrs
Ms
(MB) Name (as it appears on your Driver's Licence)
*
First Name
Last Name
(MB) Gender
*
(MB) Date of Birth
*
Please select a day
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Day
Please select a month
January
February
March
April
May
June
July
August
September
October
November
December
Month
Please select a year
2024
2023
2022
2021
2020
2019
2018
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2016
2015
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2012
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1929
1928
1927
1926
1925
1924
1923
1922
1921
1920
Year
(MB) Marital Status:
*
Single
Married
De Facto
Divorced
(MB) Number of dependents/children
*
(MB) Email
*
example@example.com
(MB) Phone
*
-
Area Code
Phone Number
(MB) Best time to call?
*
(MB) Residency status?
*
Please Select
Citizen
Resident
Work Visa
(MB) What licence do you hold?
*
Please Select
Learners
Restricted
Full
(MB) Drivers Licence number
*
(MB) Drivers Licence Version Number (3 Digits)
*
You're find it on the front of your Driver's Licence
(MB) Current Personal Address
*
Street Address
Street Address Line 2
Town/City
Province eg: Waikato
Postcode
(MB) How long have you lived at this address?
*
0-1 Year
1-2 Years
3-4 Years
5+ Years
(MB) Are you?
*
Boarding
Renting
Living with family
The homeowner
(MB) Previous Address IF less than 2 years at current
Street Address
Street Address Line 2
Town/City
Province eg: Waikato
Postcode
(MB) How long did you live at this previous address?
0-1 Year
1-2 Years
3-4 Years
5+ Years
(MB) Next of kin and referee
(MB) Next of kin - please include: Full name, relationship to you, address details (including postcode), phone number and email
*
Your next-of-kin can be your co-borrower
(MB) Referee - please include: Full name, relationship to you, address details (including postcode), phone number and email
*
Cannot be someone that lives with you. Must be a different person for the MAIN and CO-Borrowers.
(MB) Employment Information
(MB) Current Employer
*
(MB) Occupation
*
(MB) Employment status
*
Part time
Full time
Self employed
Other
(MB) Years with current employer
*
0-1 Year
1-2 Years
3-4 Years
5+ Years
(MB) Previous employer IF less than 2 years at current
(MB) Previous occupation
(MB) Previous employment status
Part time
Full time
Self employed
Other
(MB) Years with previous employer
0-1 year
1-2 years
3-4 years
5+ years
CO-BORROWER
(Co-B) Title:
Please Select
Mr
Mrs
Ms
(Co-B) Name (as it appears on your Driver's Licence)
First Name
Last Name
(Co-B) Gender
*
(Co-B) Date of Birth
*
Please select a day
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
Day
Please select a month
January
February
March
April
May
June
July
August
September
October
November
December
Month
Please select a year
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984
1983
1982
1981
1980
1979
1978
1977
1976
1975
1974
1973
1972
1971
1970
1969
1968
1967
1966
1965
1964
1963
1962
1961
1960
1959
1958
1957
1956
1955
1954
1953
1952
1951
1950
1949
1948
1947
1946
1945
1944
1943
1942
1941
1940
1939
1938
1937
1936
1935
1934
1933
1932
1931
1930
1929
1928
1927
1926
1925
1924
1923
1922
1921
1920
Year
(Co-B) Marital Status:
*
Single
Married
De Facto
Divorced
(Co-B) Number of dependents/children
*
(Co-B) Email
*
example@example.com
(Co-B) Phone
*
-
Area Code
Phone Number
(Co-B) Best time to call?
*
(Co-B) Residency status?
*
Please Select
Citizen
Resident
Work Visa
(Co-B) What licence do you hold?
*
Please Select
Learners
Restricted
Full
(Co-B) Driver's Licence number
*
(Co-B) Drivers Licence Version Number (3 Digits)
*
You're find it on the front of your Driver's Licence
(Co-B) Current Personal Address
*
Street Address
Street Address Line 2
City
Province eg: Waikato
Postcode
(Co-B) How long have you lived at this address?
*
0-1 Year
1-2 Years
3-4 Years
5+ Years
(Co-B) Are you?
*
Boarding
Renting
Living with family
The homeowner
(Co-B) Previous Address IF less than 2 years at current
Street Address
Street Address Line 2
Town/City
Province eg: Waikato
Postcode
(Co-B) How long did you live at this previous address?
0-1 Year
1-2 Years
3-4 Years
5+ Years
(Co-B) Next of kin and referee
(Co-B) Next of kin - please include: Full name, relationship to you, address details (including postcode), phone number and email
*
Your next-of-kin can be your co-borrower
(Co-B) Referee - please include: Full name, relationship to you, address details (including postcode), phone number and email
*
Cannot be someone that lives with you. Must be a different person for the MAIN and CO-Borrowers.
(Co-B) Employment Information
(Co-B) Current Employer
*
(Co-B) Occupation
*
(Co-B) Employment status
*
Part time
Full time
Self employed
Other
(Co-B) Years with current employer
*
0-1 Year
1-2 Years
3-4 Years
5+ Years
(Co-B) Previous employer IF less than 2 years at current
(Co-B) Previous occupation
(Co-B) Previous employment status
Part time
Full time
Self employed
Other
(Co-B) Years with previous employer
0-1 year
1-2 years
3-4 years
5+ years
Section 2: What do you need finance for?
Tell us what you're needing finance for, how much you need, and the terms you'd prefer
What are you wanting to buy with this loan?
*
Private vehicle
Boat/Jetski
Trucks/Trailers
Excavation machinery/equipment
Farming & Agricultural equipment
Other industry specific tools/equipment
Asset details/description and purchase price
*
How much are you wanting to borrow?
*
Loan Amount - Please include commas & full stops as needed eg: $10,000.00
Deposit amount, if applicable?
*
Deposit Amount - Please include commas & full stops as needed eg: $10,000.00
How long would you like the loan term to be?
*
12 months
2 years
3 years
4 years
5 Years
Other
Payment frequency?
*
Weekly
Fortnightly
Monthly
Other
Bank Account name & number for debiting
*
eg: Bank (2 digits) Bank Code (4 digits) Account (7 digits) and Suffix (2 OR 3 digits)
Section 3: JOINT Income v Expenses
Tell us about your joint income and expenses. Please combine your amounts to come up with a TOTAL amount figure
Joint Income
You're calculating your joint income on what income frequency basis?
*
Weekly
Fortnightly
Monthly
As at today, please combine your incomes AFTER tax (What's in each of your hands on payday?)
*
Please include commas & full stops as needed eg: $500.00
Income from other sources?
*
Yes
No
If you've answered yes to other income sources, please detail the source/s, the frequency, and the amounts you receive
*
eg: Side hustles, renters or boarders...
Joint Expenses
You're calculating your joint expenses on what income frequency basis?
*
Weekly
Fortnightly
Monthly
Mortage/Rent/Board
*
Type N/A for none. Please include commas & full stops as needed. eg: $500.00
Loan repayments - eg: cars
*
Type N/A for none. Please include commas & full stops as needed. eg: $500.00
Please provide the details for this loan repayment
*
Type N/A for none
Do you have any other current loans?
*
No
Yes
If you answered YES to having other current loans, please give details
ex: what they are for, how much you are paying, how frequently, and what is remaining on the debt
Credit Cards
*
Type N/A for none. Please include commas & full stops as needed. eg: $500.00
Store Cards
*
Type N/A for none. Please include commas & full stops as needed. eg: $500.00
AfterPay
*
Type N/A for none. Please include commas & full stops as needed. eg: $500.00
Fixed Living Expenses
*
Type N/A for none. Please include commas & full stops as needed. eg: $500.00
Memberships (eg: gyms)
*
Type N/A for none. Please include commas & full stops as needed. eg: $50.00
Subscriptions (eg: Netflix)
*
Type N/A for none. Please include commas & full stops as needed. eg: $50.00
School Fees/Child Support
*
Type N/A for none. Please include commas & full stops as needed. eg: $500.00
Tithing
*
Church donations/payments: Type N/A for none. Please include commas & full stops as needed. eg: $500.00
Insurance
*
Type N/A for none. Please include commas & full stops as needed. eg: $40.00
We can help with your vehicle/asset insurance in-house. From reviewing your current rates to make sure you're not overpaying, confirming you have the cover you really need, to new insurance for this asset purchase. Would you like us to organise that for you too?
*
Yes
No
Section 4: Assets v Liabilities
This section tells us about any assets you both own, that have monetary worth. The lender measures these against your current liabilities (what you owe on those assets)
Joint Assets
Please combine any personally owned assets AND any assets you own together, to record full details of what assets your currently own
Which of the following assets do you currently have?
*
Bank account savings
Private vehicles (includes trucks, motorbikes, campervans)
Property
Boats/Jetskis
Personal contents
Investments
Other assets
None of the above
Please include details of the above assets here:
*
ex: Include asset details, amounts, or approximate worth . Type n/a if appropriate
Joint Liabilities
Do you have an overdraft available on any of your personal or joint bank accounts?
*
Yes
No
If yes, tell us how many accounts, and how much your overdraft be drawn up to?
*
Type N/A for none. Please include commas & full stops as needed. eg: $500.00
Which of the following personal or joint assets currently have outstanding loans on them?
*
Mortgage
Vehicle loan
Personal loan
Finance loan
Other
How much can your Credit Card/s be drawn up to?
If yes, tell us how many cards, and the limit on each of them. Type N/A for none.
Please include any additional comments you would like to give the lender to help them when considering your loan application:
Your permissions
Submitting this application gives our authority for Quantum Finance NZ and any prospective lending company you approach on my behalf, permission to obtain personal and credit information about us for the following checks and inquires.
*
Credit
Drivers Licence
Ministry of Justice
Waka Kotahi NZ Transport Agency
Property Securities Register
Referee
We also confirm that we understand and agree with the following:
*
Quantum takes our privacy seriously by meeting all their obligations to us under the Privacy Act 2020
Our information will be held by Quantum at their business address and by other parties, for the purposes of this application
We have the right to access and correct personal information held about us in accordance with the Privacy Act 2020
We confirm that we do NOT have any outstanding traffic, parking or other fines, a criminal record, and neither of us are a discharged bankrupt
We have not left out any disclosure factors that could impact our ability to receive a loan via this application
We agree to have our contact details added to Quantum's monthly mailing list
We understand that should we choose to share a google review and/or refer any contacts, friends, or family to Quantum as a result of this application, that each review or referral given will enter us into a monthly draw for a $500 Prezzy Card, with the winners announced and contacted via email the last Friday of every month
Your (Customer) Declarations
We understand and have responded to the following questions:
Are either of you aware of any foreseeable changes in your circumstances that will impact your ability to make the contracted repayments over the life of the loan contract?
*
Yes
No
Are you both comfortable with your ability to make the repayments under the proposed loan contract and if required are you able to adjust your discretionary spend to meet the scheduled loan repayments?
*
Yes
No
We acknowledge and agree that the information provided in the above application is true and correct in every respect and that we have not withheld any information including expenses that may affect the approval decision on this application for asset finance?
*
Yes
No
Date of submission
*
-
Day
-
Month
Year
Date
Thanks for using the Quantum family of services
You'll hear from either Tim or Darren NO LATER than the next business working day. Enjoy the rest of your day!
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