• Raffi Kodikian

     Senior Vice President, Lawyers Professional Liability
  • In 2004, Raffi Kodikian began his insurance career in San Francisco as an administrative assistant and office manager, rapidly advancing to the position of Assistant Broker. Raffi began handling his own accounts quickly, concentrating on Lawyer's Professional Liability and working with both program and open-brokerage products.

    Lawyers Professional Liability rapidly became the book's cornerstone, and Raffi has since extended coverage for all types of firms and practice areas. Though he has placed businesses in all fifty states, his primary focus has been on California, a market unlike any other in the nation.

    In 1997, Raffi Kodikian got a Bachelor of Arts in Journalism from Northeastern University in Boston.

    Raffi grew raised in the Philadelphia region as an Eagles fan, but he now goes by the name Champ.

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  • Yamaha Bikes - Important Details

    Published on : 11-16-2022
  • Yamaha is a Japanese motor company. 1955. Iwata, Shizuoka, Japan. The company produces bicycles, scooters, motorbikes, and other vehicles.

    Propellers inspired this brand's design—Yamaha's product line developed from a few basic models to several specialist equipments. Off-road, touring, racing, and street riding was covered. Yamaha is a favorite among all riders.

    Yamaha bikes are reliable. Yamaha's YZF-R1 and YZF-R6 are built for extended riding and challenging terrain. 1956 was the company's first Grand Prix. Yamaha's sixth-place finish garnered notice in Japan and beyond. After the Dakar Rally, the mass-produced business motorcycles.

    E-bikes are another company innovation. This company makes more electric bikes than anyone. Yamaha has introduced three-wheelers and Ebikes to the U.S. VMAX, and YZF-R6 is no longer made. Yamaha's middleweight supersport dominance will be missed, but at least the firm won't go extinct.

    Yamaha's FZ16 motorcycle is popular. R15 was launched three months after its debut. The FZ16's 153cc air-cooled engine and 140-section rear tire were less potent than the R15's. The FZ16 was popular. Yamaha followed with the FZ-S. This bike combines two types.

    Yamaha pioneered music technology. Company products undergo constant R&D. The EXUP exhaust system is revolutionary. The company's products are created with cutting-edge methods. These improvements made Yamaha bikes more reliable and user-friendly. It made Yamaha stand out. Yamaha motorcycles are a good choice for buyers. The company sells elite bicycles and motorcycles.

    Yamaha introduced new models in the '60s. The 650cc XS-1 was the first lay-down cylinder motorcycle. The product was well-received by expo attendees. It introduced Yamaha's first catalytic converter. Yamaha later introduced the FZ750, a 750cc inline four-stroke. Production continued until 1991.

    Yamaha makes dirt bikes. Off-road options include street-legal and dirt bikes. The TW200 is the most-featured model under $5,500. Six-inch suspension travel improves its rough-terrain capability. 78 mpg is also impressive. Consider your needs before buying a Yamaha.

    Yamaha has a selection of motorcycles for commuting or racing. Yamaha makes scooters and racers. Yamaha is your next motorcycle. It's fun for short trips, sightseeing, and longer excursions. Yamaha's extensive model lineup has many uses.

    Yamaha's are fast and agile. Yamaha's superbikes have merited success. Their top-tier performance also makes it easier to reach high speeds. The firm has the 2006 FZ1 superbike. The FZ1's attractive design attracts both novice and experienced riders. It has cutting-edge technology like a route-planning GPS.

    Yamaha bikes are durable and reliable. Consumer Reports said Yamaha had the lowest probability of a significant failure within a year. Japanese manufacturers may regulate quality by creating many engine parts.

  • The Washington State Resort of Crystal Mountain

    Published on : 10-28-2022
  • The Northwest United States is home to Crystal Mountain, an alpine ski resort. To the southeast of Seattle, in the Cascade Range. Skiers and snowboarders flock there because of the varied terrain. Skiers and snowboarders can book multi-day trips, half-day excursions, or just come up for the day and enjoy the resort's amenities. The resort is more than just a place to ski; it also features trails for hiking, biking, and even fishing.


    The 2,400-foot ascent to the peak of Crystal Mountain is made more accessible by a gondola. From the height of the mountain, gondoliers have spectacular panoramas at their fingertips. One way, the trip takes nine minutes and thirty seconds. The gondola operates unless there is a risk of damage from high winds or other severe weather. You should call ahead if you want to know when the resort's gondola will run. There is also a full-service restaurant at the property.

    Crystal Mountain, which can be reached through the Pacific Crest Trail, is a popular destination for skiers and hikers in the Seattle region. The White River valley also provides access to the summit and offers stunning panoramas of Rainier. Crystal Mountain, with an elevation of 2,304 feet, is the state's highest peak.

    There's something for everyone up on the mountain, from guided horseback rides to informational hikes. A disc golf course with 18 holes is also available. Crystal Mountain is easily accessible all year round via Highway 410 from Enumclaw. It's a terrific place to take the kids for the day, and it's only a short drive from Seattle.

    In the summer is when Crystal Mountain is at its most beautiful. In June, guests may enjoy the resort's disc golf course, and all summer long, they can play a round of tennis or a game of pickleball on the resort's courts. The variety of things to do and see at the resort will astound you. Pet-friendly vacation packages are also available at the resort.

    Crystal Mountain is the largest ski resort in Washington state and is located in a beautiful part of the state. It is in a fantastic outdoor activity location, only six miles from Mt. Rainier National Park. On bright days, you can take a trek, ride your bike, play disc golf, or take a gondola trip over the beautiful landscape. In the summer, guests can enjoy zip-lining and lift-serviced mountain biking at the resort. Contact Crystal Mountain if you want additional details about this (WA).

    Crystal Mountain is a fantastic spot to get the whole family involved in some physical activity and provides stunning views. This resort is nationally recognized for its quality ski and snowboard instruction for children and has won numerous awards for its offerings. The off-mountain options are just as varied. Crystal Mountain is a great place to go skiing or snowboarding, and it also features a spa and a convention centre.

    The Crystal Mountain Resort is a year-round getaway run by a friendly family business. Offering lodging, dining, and two championship golf courses, it is only 28 miles southwest of Traverse City. In addition, there is the Crystal Spa, which has won numerous awards. Additionally, there is a fitness centre, an indoor pool, and a cool alpine slide.

    Skiing is fantastic at Crystal Mountain, which is close to Mount Rainier. The warmer months are also perfect for a trip here. There are pathways for hiking, disc golf on the mountain, and a sluice box for prospecting. Then, take the gondola to the mountain's peak for spectacular views of Mount Rainier.

  • What Exactly Are Vacations?

    Published On: 10-13-2022

    A vacation is a paid period taken by an individual or corporation. According to the American Heritage Dictionary, a vacation is a period during which business, school, or court operations are interrupted. "Vacation" is an intransitive verb that implies leaving. A vacation can be characterized as "an intermission" in the context of schooling.

    A holiday is a day set aside for recreation and rest, usually in conjunction with an event. The phrase derives from the Old English word haligdaeg, originally referring to religious holidays. Today, "time" refers to any day or period set aside for celebration. The holiday is frequently used instead of vacation in the United States and the United Kingdom. Some sovereign states also commemorate public holidays in commemoration of specific historical events.

    Other cultures observe holidays on different dates, generally related to religious observance or tradition. Some days occur only once a year, while others occur throughout the year. However, holidays generally occur at the same time of year and are often connected with a specific season.

    Vacation travel can be done for various purposes, including relaxation, recreation, and renewal. People may travel for various reasons, including business, charity, migration, mission trips, health care, etc. Some people commute via car, public transportation, bicycle, or human-powered transport. Additional travel options include aircraft, train, and ferry.

    Group trips are an excellent way to become acquainted with a new location. They're also great for folks who enjoy meeting new people and aren't comfortable traveling alone. This type of travel, however, may not be good for introverts because it involves a lot of engagement and adaptability. On the other hand, this style of travel can produce lifelong memories for confident and outgoing people.

    The term "recreation" refers to a wide range of activities. It encompasses both at-home and away-from-home leisure activities, tourism, and excursions. When people go on vacation, they spend time doing these things. In scientific publications, "recreational" and "holiday" are frequently used interchangeably.

    Recreation aims to guarantee that people enjoy themselves and their environment. It combines activities that bring fulfillment and happiness while also benefiting the economy. It is frequently related to reducing work hours, contributing to early retirements and layoffs.

    School breaks are times when children are not in school. Depending on the region, they can last anywhere from 11 to 16 weeks. Summer vacation normally begins in late May and ends the day after Labor Day, though it may be extended to a month or more in some areas. There are also scheduled teacher breaks, commonly known as in-service days when instructors attend in-season training and state or national teacher union conferences.

    These breaks enable students to unwind and unwind from their stressful routines. The extra relaxation and recreation time allow students to refocus and perform well when school resumes. It also allows them to spend time with their families.

    Some rituals can help you relax and enjoy your trip, whether flying or driving to a tropical beach. You can do them before you depart for your trip, while you're waiting at the airport, or during your journey. These rituals can also be used when traveling in other ways, such as by boat.

    Rituals serve numerous functions, one of which is to assist sustain the status quo. A way is a pattern of conduct with deeper emotional content that is repeated and often elaborated. It might be a rite of passage or a coping method for dealing with difficulty or transition. In other circumstances, it can be used as a spiritual exercise to atone for misdeeds. Whatever the ritual's objective, it can help people cope with inner tensions and operate in society.

    Before scheduling a holiday, travelers should weigh the benefits and drawbacks of package tours. While this mode of transportation is convenient, it may not provide enough options or flexibility. Before selecting a package tour, it is critical to examine the location, amenities, and other variables. You might not be pleased with the overall trip, but you might be pleased with the amenities and experience.

    Taking a vacation can help you re-energize and boost your professional performance. You will be stressed and less productive if you spend every day fretting about work. This kind of stress is harmful to your health. A trip can also help you live a happier and more satisfying life.

    Vacations are an excellent method to become acquainted with new cultures and ways of living. You will discover that there is no one right way to accomplish things and that other tools and viewpoints can assist you in dealing with challenges. This event is also a great method to broaden your horizons and personal relationships.

  • "Destinations" is a word that means

    Published on : 09-28-2022
  • Europe continues to get more money from tourism, and places in Asia and the Pacific continue to grow quickly. But Africa hasn't changed much, even though it has a lot of natural resources and a lot of different cultures. This means that African destinations need to be improved if they want to stay competitive and have a tourism industry that will last. This article talks about things that should be thought about when making a place that people want to visit.

    To get people to visit a place, it needs to be interesting. There are many ways to figure out how appealing a place is. For example, in a study that looked at the resources in rural settlements in Bosnia and Herzegovina, the destination's attractiveness was measured using a model based on how experts make decisions. The study looked at six small towns in the Brcko District and compared them.

    The study found that a short distance to a place would probably make that place more appealing. But the effect gets weaker as the distance grows. For example, the effect does not happen when the distance is more than 2 hours. Also, a place's appeal has nothing to do with how far it is from the traveler's home.

    The study also found links between the demand and supply sides of a destination. These results show that overall regional measures of a destination's attractiveness are needed to figure out why tourists go there. It also suggests that the types of attractions at a place have something to do with how appealing it is.

    Destinations are an important part of the economy around the world. They give visitors something unique and memorable to do and help the local economy grow. These places are made better with the help of both public and private organizations working together. These groups help get the word out about the destination, make sure it will be around for a long time, and make sure that it doesn't hurt the local culture or the environment too much. These groups also help to encourage new ideas and bring new investments to the area.

    Destination marketing is a tried-and-true way to attract customers by highlighting the good things about a place. By using subtle calls to action, destination marketing helps people remember the place, which improves its brand image and gets more people interested. In the end, this helps the place become more popular and a place where people want to go on vacation.

    There are two different steps in the development process: the pre-tourism step and the tourism management step. During the pre-tourism phase, places try to guess what visitors will want and need and take steps to meet those needs. During the development phase, developers and marketers also work on changing the number of people who live there and the jobs that are available. New residents also affect the local economy and often change the way tourists and locals interact with each other.

    How competitive a place is is an important factor that affects how people travel. There are many things that affect how competitive a place is. Infrastructure, socioeconomic factors, and government policies are all looked at in competitiveness studies. Depending on where the information comes from, destinations might not be competitive, but a great way to figure out how competitive they are is to look at how well their economies are doing.

    One way to measure how competitive a destination is is by looking at the tourist equipment that is used to serve tourists. According to the survey, the equipment at these facilities is at the third level of competitiveness and has gotten better by two points since 2008/2009. This is mostly because there are more tourist information centers and more services in other languages. But many places still don't have enough signs for tourists or a convention center.

    One way to make a destination more competitive is to get more tourists to visit it. But this needs a more in-depth look at the things that affect how competitive a destination is. So, this study was done in two parts, the first in 2007 and the second in 2009. The study looked at how competitive 65 places were at 13 different levels.

    Tourism can have a lot of bad effects, especially in developing countries where the government doesn't have the right rules, technology, or infrastructure to protect natural resources. In Jamaica, for example, sewage that hadn't been cleaned was dumped into the ocean because of bad rules. The country's natural resources are not being used well, which makes these problems worse.

    The principles of sustainable tourism apply to all kinds of tourism, no matter where it takes place. The goal is to find a balance between how much tourism helps the economy and how much it hurts the environment and people. At the same time, sustainable tourism tries to keep and improve the host community's social and cultural authenticity. It should also help people from different cultures understand each other better.

    Destination tourism development that is good for the environment, society, and economy is called "sustainable tourism development. Tourism does a lot of good for local economies and communities, which can often outweigh the bad things it does, like hurting the environment. But tourism isn't perfect, and steps must be taken to protect the environment so that the needs of today don't come before those of tomorrow.

  • The Royal Enfield Classic 350 BS6 is the most impressive motorbike now available

    Published on: 06-01-2022
  • If you've been contemplating the purchase of a new Royal Enfield motorbike, you've undoubtedly asked yourself which model is the most suitable for your needs. Raffi Kodikian believes that among the numerous reasons to acquire a classic, the fact that it has a smooth ride, an inexpensive price, and an engine with a single cylinder that complies with BS6 may make it an enticing alternative. Continue reading to find out more information on this bike. In addition, we will talk about the different trim levels and features, and we will consider how your tastes compare to those of the other options.

    The debut of the brand-new Royal Enfield Classic 350 was delayed for quite some time, but the motorbike was finally shown to the public for the very first time during a press event held in Savannah, Georgia. Savannah was established in 1733 and is a city that can be located on the banks of the Savannah River. The price of the Classic 350, which comes in two distinct iterations, is $4,599. The Dark variant has a drivetrain that is completely covered in black, cast wheels with 10 spokes, and tubeless tires. The Signals model is a modernized version that has a military-inspired styling from the 1950s as well as spoked wheels and tube-style tires.

    The 2022 Classic 350 may not be the most cutting-edge motorbike on the market, but it does provide a really enjoyable riding experience. In point of fact, it requires very little upkeep and does not call for the use of a toolkit or an oil drop tray. In addition, it comes with a guarantee that is good for three years and roadside assistance, so you won't have to worry about getting your hands filthy in the event that your vehicle breaks down.

    According to Raffi Kodikian, the Royal Enfield Classic 350 BS6 is a cruiser motorcycle that is powered by a single cylinder and has the same platform as the Meteor 350. In addition to that, it has technology that allows for electronic fuel injection. Maximum power output from the motor is 20.2 PS, and it has a maximum torque output of 27 Nm. It may be purchased in a total of six different colors, including black and blue varieties.

    The new Royal Enfield Classic 350 has an engine that complies with BS6, which not only boosts its performance but also makes it an excellent choice for novice riders in the market for motorcycles. Since April of 2021, there has been a 40 percent rise in sales of motorcycles as a direct consequence of the engine having been subjected to rigorous testing in order to guarantee its performance and dependability. The new Meteor 350 utilizes the same engine as is used in the Royal Enfield Classic 350. The engine generates marginally more power than its BS4 equivalent, which leads to a small improvement in the overall performance of the vehicle.

    The brand-new Royal Enfield Classic 350 is equipped with an all-new single-cylinder engine that is 349cc and utilizes SOHC and electronic fuel injection. At 4,000 revolutions per minute, the engine reaches its max torque of 27 Nm and generates 20.2 horsepower. This engine is mated to a manual gearbox that has five different speeds. Customers that place a high value on aesthetic quality and sound quality find the Classic 350 to be an appealing option due to its outstanding aesthetics and unique exhaust tone.

    Surprisingly comfortable for a single-cylinder motorcycle, the ride of the Royal Enfield Classic is particularly impressive when compared to comparable singles. The reliability of the motorbike is excellent, which is surprising given its high curb weight. Because of its low seat height of 31.7 inches and low center of gravity, this motorbike is very simple to operate. Additionally, the suspension is sufficiently stiff to keep the motorcycle stable even while traveling at high speeds. Even while the motorbike does not have the same level of maneuverability as lighter singles, it is reassuringly stable even when traveling at high speeds.

    Raffi Kodikian brings to the attention of the audience that the Classic 350 has a saddle seat that has the appearance of leather. The design was the product of a cooperative effort put forward by design teams located in both the United Kingdom and India. It mixes traditional looks with the practicalities of the current day. Riders of any age will find it to be a pleasant experience on account of the low seat height. Additionally, the motorbike is incredibly simple to maintain and repair. Changing a tire, removing and replacing an air filter, and removing and replacing the battery are all simple tasks.

    Beginning in the month of February, consumers in Australia will be able to purchase the brand new Royal Enfield Classic 350. This motorbike may be purchased for a total of $7,990, rideaway. It will be available in a wide range of hues and types of designs. The ABS model with a single channel will have five distinct paint schemes available, while the ABS model with two channels will have six different paint schemes. The price will be somewhat more than the price of the previous model, but it will still be far lower than the typical market price of a model that is comparable.

    When compared to its predecessor, the UCE Classic 350, the newly redesigned Royal Enfield Classic 350 represents a significant advancement. It is more sophisticated, it provides more functionality, and it keeps the traditional appearance. However, you should anticipate paying a higher price for this bicycle. When looking for a brand-new motorbike, there are a few factors that you should bear in mind. Before making a final choice, it is important to think about how many miles per gallon the vehicle gets and how much gasoline it uses. Right now is the ideal moment to shop around and find the deal that gives you the most value for your money.

  • Getting Started with Snowtubing - What Is It?

    Published on: 05-23-2022
  • According to Raffi Kodikian, one of the most popular ways to experience snowtubing is to go to a ski resort. People go down the tubing slope in a series of lanes and chutes. Ride on a burlap bag at a carnival and you won't have to climb! The steeper the slope, the more enjoyable the snowtubing hill rides may be for both novices and specialists.

    Snowtubing is a relatively safe activity to participate in. Just make certain that the route is free of obstacles and that the final stretch of the run includes a hill. With the feet within the tube, snowtubing is extremely safe. Before you start off, make sure to inspect the snowtube path for any potential hazards. However, you don't have to be scared or intimidated by snowtubing if you have never done it before.

    You don't need any specific training to go snowtubing. The experience can be enjoyed by anyone. For those who are new to the sport, many resorts provide specialized lessons and programs. All of them can be tried simultaneously. Actually, some of them have more sophisticated snowtubing programs. Because it won't injure your knees or joints, this is ideal for novices. If you've never played before, it's probably preferable to take a lesson first.

    Snowtubing is a winter sport that can be enjoyed on or off a snowmobile, and can be done any time of year. The tube may be towed by snowmobiles. When it comes to towed tubing, the snowmobiles are used instead of boats and the snow-covered ground serves as the wave and surfboards. Tubing with a kite is a version of the game. Snowtubing businesses can be started with just a few tubes.

    Raffi Kodikian believes that snowtubing is comparable to sledding, except that it is done on a softer surface and without the need of a steering wheel. With good cause, it has grown in popularity since the 1880s. It's easy to get started in the sport, thanks to specially-groomed slopes in most locations. Snow tubing is a great option for those who don't have a lot of time or money to spend. In reality, the equipment is light enough to be carried upward with ease.

    You can rent snowtubing equipment in addition to visiting a snowtubing park. It can cost anywhere from GBP 20 to GBP 50 per hour per participant. Snowtubing equipment rentals are the most cost-effective option to establish a business. However, the location of a snowtubing firm is critical. Set aside a few sites for new consumers if you decide to rent equipment. Additionally, you should be able to offer a variety of pricing options and locations. Delivering and retrieving the snowtubing gear are important responsibilities that must be addressed.

    Snowtubing is a terrific option if you're searching for a winter pastime that doesn't necessitate any special equipment or athletic aptitude. People of all ages and fitness levels can enjoy snowtubing because it is reasonably inexpensive and accessible. Snowtubing is a popular activity, so make a reservation in advance if you want to go. Keep in mind that children under a specific height may be required to sign disclaimers at certain sites.

    Always wear suitable gear and footwear while tubing to protect your safety. Tricks on the snow tubes can lead to significant injuries since they are difficult to manage. First, you should watch someone else's run if you are unsure of your own technique. You'll improve your own riding skills by observing others. When learning to drive, it's better to take it slow and work your way up to faster speeds.

    Then, inflate the inner tube to the correct pressure. If you don't, you'll lose your footing and end up in the sea. Choosing a wide, unobstructed slope is the perfect area to lay your snowtubing tube. When it comes to taking a leap of faith, it's important to be cautious and follow the appropriate steps to ensure that you don't injure yourself. A life-saving device! Snowtubing can be done in your own backyard if you know what you're doing.

    Raffi Kodikian feels that snow tubing requires little skill, it can be a thrilling activity that is suitable for children and novices. Snowtubing is an excellent alternative for families with young children who lack the time or inclination to take them to the ski slopes. To have fun, you don't need any specific talents or muscle power! An inner tube and the ability to keep it in place are all that is required. You'll have a great time with this exercise.

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